Aadhar Housing Fin Stock Price Analysis and Quick Research Report. Is Aadhar Housing Fin an attractive stock to invest in?

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse Aadhar Housing Fin. 

Key Financials -

• Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Aadhar Housing Fin is Rs 912.11 Cr. and the compounded growth of profit in the past 3 years is 27.0599265893352%. The PAT margin of Aadhar Housing Fin is 29.3533%.
• EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Aadhar Housing Fin , the EPS grew by 11.5125% YOY. 

 Financial Ratios -

• Return on Equity (ROE): Aadhar Housing Fin has a average ROE track record. The ROE of Aadhar Housing Fin is at 16.9462% for the latest year.
• P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Aadhar Housing Fin is worth at the current levels at Rs 505.55. Aadhar Housing Fin is trading at a current P/E ratio of 20.0482 and the average historical P/E for the last 5 years was 4.00964.
• P/B ratio can be one of the best metrics to value such companies. Currently, Aadhar Housing Fin is trading at a P/B of 3.32550551893805. The average historical P/B for the last 5 years was 0.57674. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of Aadhar Housing Fin in Ticker for free. Also, one can get the intrinsic value of Aadhar Housing Fin by using Valuation Calculators, which are available with a Finology ONE subscription. 

Aadhar Housing Fin FAQs

Q1. What is Aadhar Housing Fin share price today?
Ans: The current share price of Aadhar Housing Fin is Rs 505.55.

Q2. What is the market capitalisation of Aadhar Housing Fin?
Ans: Aadhar Housing Fin has a market capitalisation of Rs 21882.051026925 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Aadhar Housing Fin?
Ans: The PE ratio of Aadhar Housing Fin is 23.0499525824336 and the P/B ratio of Aadhar Housing Fin is 3.32550551893805, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Aadhar Housing Fin share?
Ans: The 52-week high share price of Aadhar Housing Fin is Rs 537.5, and the 52-week low share price of Aadhar Housing Fin is Rs 346.05.

Q5. Does Aadhar Housing Fin pay dividends?
Ans: Currently, Aadhar Housing Fin does not pay dividends. Dividend yield of Aadhar Housing Fin is around 0%.

Q6. What are the face value and book value of Aadhar Housing Fin shares?
Ans: The face value of Aadhar Housing Fin shares is Rs 10, while the book value per share of Aadhar Housing Fin is around Rs 152.022. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of Aadhar Housing Fin?
Ans: The ROE of Aadhar Housing Fin is 16.9462% and ROCE of Aadhar Housing Fin is 11.4581%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Aadhar Housing Fin a good buy for the long term?
Ans: The Aadhar Housing Fin long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Aadhar Housing Fin undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Aadhar Housing Fin appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Aadhar Housing Fin’s financials?
Ans: You can review Aadhar Housing Fin’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.