Bajaj Finance
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Bajaj Finance share price

Bajaj Finance Ltd.

NSE: BAJFINANCE BSE: 500034 SECTOR: Finance - NBFC  9.59 L   7.66 K   2.01 K

1003.20
+33.05 (3.41%)
BSE: Today, 04:01 PM

Price Summary

Today's High

₹ 1004.6

Today's Low

₹ 970.8

52 Week High

₹ 978.59

52 Week Low

₹ 645.31

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 624239.38 Cr.

Advances

₹ 304359.16 Cr.

No. of Shares

622.25 Cr.

P/E

35.89

P/B

6.81

Face Value

₹ 1

Div. Yield

0.56 %

Book Value (TTM)

₹  147.36

Operating Revenue

₹ 59379.74 Cr.

Net Profit

₹ 16661.5 Cr.

Promoter Holding

54.73 %

EPS (TTM)

₹  27.95

Sales Growth

26.5

ROE

21.08 %

ROCE

12.3%

Profit Growth

31.77 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year26.5%
3 Year28.67%
5 Year20.04%

Profit Growth

1 Year31.77%
3 Year37.92%
5 Year27.83%

ROE%

1 Year21.08%
3 Year21.35%
5 Year18.45%

ROCE %

1 Year12.3%
3 Year12.3%
5 Year11.44%

ROA%

5.0298

PEG Ratio

1.15

PAT Margin (%)

28.0592

EPS Growth(%)

31.1679

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2025 54.73 0.00
Mar 2025 54.73 0.00
Dec 2024 54.70 0.00
Sep 2024 54.70 0.00
Jun 2024 54.70 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 5.11763333333333% in last 3 years.
  • Company has a healthy Return on Equity (ROE) track record of 21.3484666666667%.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 28.6729766452842%.
  • The company has delivered substantial profit growth of 37.9226586927492% over past 3 years.
  • The company boasts a well-maintained advances growth ratio of 28.2519106253333%.
  • Promoters shareholding is 54.73%.

 Limitations

  • Provision and contingencies have increased by 71.0848119757727%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025
Operating Revenue 13723.69 14487.43 15371.02 15796.96 16696.54
Other Income 2.05 4.36 22.89 11.44 0.57
Interest Expended 4201.59 4544.31 4777.29 4914.16 5221.87
Operating Expenses 4735.94 5105.21 5434 5753.38 5693.17
Total Provisions 0 2544.11 0 0 0
Depreciation 185.77 195.66 204.56 235.99 235.8
Profit Before Tax 4602.44 2102.5 4978.06 4904.87 5546.27
Tax 1200.9 1577.01 1272.25 964.43 1413.19
Net Profit 3401.54 5613.71 3705.81 3940.44 4133.08
Adjusted EPS (RS) 5.5 9.07 5.99 6.35 6.65

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Operating Income 23549.72 27872.31 35684.44 46938.8 59379.74
Other Income 14.17 6.81 5.37 7.18 40.1
Interest 7550.09 7677.54 9423.86 14002.67 18656.67
Operating Expenses 4632.7 6717.82 9100.18 11028.15 13325.65
Total Provisions 6018.22 4897.37 3284.26 4862.08 8305.54
Exceptional Items 0 0 0 0 2544.11
Profit Before Tax 5362.88 8586.39 13881.51 17053.08 21676.09
Tax 1407.37 2235.9 3591.77 4408.97 5014.59
Profit After Tax 3955.51 6350.49 10289.74 12644.11 16661.5
Adjusted EPS (Rs.) 6.58 10.53 17.02 20.46 26.84

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 120.32 120.66 120.89 123.6 124.17
Total Reserves 35818.42 41935.22 51372.24 71886.93 87871.54
Borrowings 93452.45 113573.95 141259.19 129831.34 167506.81
Other N/C liabilities -426.72 -485.63 -364.38 203.29 250.67
Current liabilities 8399.87 11963.98 23217.81 93642.58 111072.23
Total Liabilities 137364.34 167108.18 215605.75 295687.74 366825.42
Assets
Loans 113089.94 144276.25 179097.12 243334.43 304359.16
Net Block 1227.2 1598.44 2146.91 3059.93 3574.65
Capital WIP 7.07 13.27 14.6 25.35 26.74
Intangible WIP 43.99 19.41 64.93 17.24 12.46
Investments 8107.56 9390.74 12758.99 14345.84 16088.04
Other Loans 256.27 324.31 292.48 293.63 445.07
Other N/C Assets 0 0 0 2371.22 98.05
Current Assets 14632.31 11485.76 21230.72 32240.1 42221.25
Total Assets 137364.34 167108.18 215605.75 295687.74 366825.42
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
promoters 54.70 54.70 54.70 54.73 54.73
bachhraj factories privat... 0.01 0.01 0.01 0.01 0.01
bajaj allianz general ins... 0.01 0.01 0.01 0.01 0.01
bajaj allianz life insura... 0.04 0.04 0.04 0.04 0.04
bajaj finserv limited 51.34 51.34 51.34 51.39 51.39
bajaj sevashram private l... 0.05 0.05 0.05 0.05 0.05
baroda industries private... 0.02 0.02 0.02 0.02 0.02
jamnalal sons private lim... 0.02 0.02 0.02 0.02 0.02
maharashtra scooters limi... 3.07 3.07 3.07 3.05 3.05
neelima bajaj family trus... 0.01 0.01 0.01 0.01 0.01
nimisha bajaj family trus... 0.01 0.01 0.01 0.01 0.01
sanjali bajaj 0.01 0.01 0.01 0.01 0.01
sanjivnayan bajaj 0.08 0.08 0.08 0.08 0.08
shefali bajaj 0.01 0.01 0.01 0.01 0.01
siddhantnayan bajaj 0.01 0.01 0.01 0.01 0.01
PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
investors 45.30 45.30 45.30 45.27 45.27
axis mutual fund 1.40 1.32 1.04 1.07 1.08
government of singapore 3.31 3.08 3.03 2.55 2.42
investor education and pr... 0.05 - - - 0.05
life insurance corporatio... 1.93 2.49 2.84 2.77 2.62
sbi mutual fund 2.76 2.61 2.53 2.37 2.04
uti mutual fund 1.05 1.06 1.03 - 1.13
investor education and pr... - 0.05 0.05 0.05 -

Annual Reports

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Company News

Bajaj Finance Stock Price Analysis and Quick Research Report. Is Bajaj Finance an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse Bajaj Finance. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Bajaj Finance is Rs 16661.5 Cr. and the compounded growth of profit in the past 3 years is 37.9222152405332%. The PAT margin of Bajaj Finance is 28.0592%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Bajaj Finance , the EPS grew by 31.1681% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): Bajaj Finance has a healthy ROE track record. The ROE of Bajaj Finance is at 21.0821% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Bajaj Finance is worth at the current levels at Rs 1003.25. Bajaj Finance is trading at a current P/E ratio of 3.3345 and the average historical P/E for the last 5 years was 49.79842.
  • P/B ratio can be one of the best metrics to value such companies. Currently, Bajaj Finance is trading at a P/B of 6.8083417030864. The average historical P/B for the last 5 years was 7.71042. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of Bajaj Finance in Ticker for free. Also, one can get the intrinsic value of Bajaj Finance by using Valuation Calculators, which are available with a Finology ONE subscription. 

Bajaj Finance FAQs

Q1. What is Bajaj Finance share price today?
Ans: The current share price of Bajaj Finance is Rs 1003.25.

Q2. What is the market capitalisation of Bajaj Finance?
Ans: Bajaj Finance has a market capitalisation of Rs 624270.493106125 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Bajaj Finance?
Ans: The PE ratio of Bajaj Finance is 35.8920144963312 and the P/B ratio of Bajaj Finance is 6.8083417030864, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Bajaj Finance share?
Ans: The 52-week high share price of Bajaj Finance is Rs 978.8, and the 52-week low share price of Bajaj Finance is Rs 645.1.

Q5. Does Bajaj Finance pay dividends?
Ans: Currently, Bajaj Finance pays dividends. Dividend yield of Bajaj Finance is around 0.5582%.

Q6. What are the face value and book value of Bajaj Finance shares?
Ans: The face value of Bajaj Finance shares is Rs 1, while the book value per share of Bajaj Finance is around Rs 147.356. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of Bajaj Finance?
Ans: The ROE of Bajaj Finance is 21.0821% and ROCE of Bajaj Finance is 12.304%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Bajaj Finance a good buy for the long term?
Ans: The Bajaj Finance long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Bajaj Finance undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Bajaj Finance appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Bajaj Finance’s financials?
Ans: You can review Bajaj Finance’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

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Brief about Bajaj Finance
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