Equitas Small Fin. Stock Price Analysis and Quick Research Report. Is Equitas Small Fin. an attractive stock to invest in?

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Equitas Small Fin. is performing and if it is the right time to buy the stock of Equitas Small Fin. with detailed analysis.

•  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Equitas Small Fin. has earned Rs 6311.725 Cr. revenue in the latest financial year. Equitas Small Fin. has posted outstanding revenue growth of 22.1903634318434% in last 3 Years.

• In terms of advances, Equitas Small Fin. reported 16.9375% YOY,  rise . If you see 3 years advance growth, it stands at 23.1772276498206%.

• Currently, Equitas Small Fin. has a CASA ratio of 28.7895%. It’s overall cost of liability stands at 6.7636 %. Also, the total deposits from these accounts stood at Rs 43106.7209 Cr.

• Equitas Small Fin. has a healthy ROA track record. The ROA of Equitas Small Fin. is at 0.2997%.

• The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of Equitas Small Fin. stood at 2.89% and 0.98% respectively as on the latest financial year.

• One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 261.328365913067% which means it has increased from the previous year.

• Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Equitas Small Fin. surged and is currently at Rs 911.4891 Cr.

• Equitas Small Fin. has a inadequate Capital Adequacy Ratio of 0 .

• The best metric which provides insights about bank’s valuation is P/B ratio. Currently Equitas Small Fin. is trading at a P/B of 1.0689 . The historical average PB was 1.55599931087292.

One can find all the Financial Ratios of Equitas Small Fin. in Ticker for free. Also, one can get the intrinsic value of Equitas Small Fin. by using Valuation Calculators, which are available with a Finology ONE subscription. 

Equitas Small Fin. FAQs

Q1. What is Equitas Small Fin. share price today?
Ans: The current share price of Equitas Small Fin. is Rs 54.23.

Q2. What is the market capitalisation of Equitas Small Fin.?
Ans: Equitas Small Fin. has a market capitalisation of Rs 6184.954374214 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Equitas Small Fin.?
Ans: The PE ratio of Equitas Small Fin. is -60.3561491374513 and the P/B ratio of Equitas Small Fin. is 1.06771305039495, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Equitas Small Fin. share?
Ans: The 52-week high share price of Equitas Small Fin. is Rs 86.49, and the 52-week low share price of Equitas Small Fin. is Rs 50.

Q5. Does Equitas Small Fin. pay dividends?
Ans: Currently, Equitas Small Fin. does not pay dividends. Dividend yield of Equitas Small Fin. is around 0%.

Q6. What are the face value and book value of Equitas Small Fin. shares?
Ans: The face value of Equitas Small Fin. shares is Rs 10, while the book value per share of Equitas Small Fin. is around Rs 50.7908. Face value is the nominal value set by the company, whereas book value reflects its accounting worth.

Q7. What are the ROE and ROCE of Equitas Small Fin.?
Ans: The ROE of Equitas Small Fin. is 2.4624% and ROCE of Equitas Small Fin. is 4.617%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Equitas Small Fin. a good buy for the long term?
Ans: The Equitas Small Fin. long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Equitas Small Fin. undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Equitas Small Fin. appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Equitas Small Fin.’s financials?
Ans: You can review Equitas Small Fin.’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.