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General Ins. Corp share price

General Insurance Corporation of India

NSE: GICRE BSE: 540755 SECTOR: Insurance  185k   536   120

392.40
-1.65 (-0.42%)
BSE: 13 Jun 04:01 PM

Price Summary

Today's High

₹ 393.5

Today's Low

₹ 384.6

52 Week High

₹ 525

52 Week Low

₹ 345.05

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsVery Stable
The company possesses stable growth history and manageable debt.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

68842.66 Cr.

Enterprise Value

44453.77 Cr.

No. of Shares

175.44 Cr.

P/E

10.27

P/B

1.54

Face Value

₹ 5

Div. Yield

2.55 %

Book Value (TTM)

₹  255.38

CASH

24388.88 Cr.

DEBT

0 Cr.

Promoter Holding

82.4 %

EPS (TTM)

₹  38.2

Sales Growth

-25.21

ROE

18.16 %

ROCE

22.02%

Profit Growth

2.93 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

Sales Growth

1 Year-25.21%
3 Year37.73%
5 Year7.59%

Profit Growth

1 Year2.93%
3 Year50.12%
5 Year23.91%

ROE%

1 Year18.16%
3 Year15.85%
5 Year10.86%

ROCE %

1 Year22.02%
3 Year20.83%
5 Year14.85%

PEG Ratio

3.51

Price to Cash Flow

6.41

PAT Margin (%)

19.351

EPS Growth(%)

2.9277

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 82.40 0.00
Dec 2024 82.40 0.00
Sep 2024 82.40 0.00
Jun 2024 85.78 0.00
Mar 2024 85.78 0.00
Investors List
* Figures given above are % of equity capital

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Revenue From Operation 7227.11 10063.56 8847.04 8539.5 8680.15
Total Expenditure 7145.89 11447.96 10073.82 9263.91 9807.5
Other Income 3090.12 2777.55 3507.92 2893.09 4050.01
Interest 0 0 0 0 0
Depreciation 0 0 0 0 0
Profit Before Tax 3171.34 1393.15 2281.14 2168.68 2922.66
Tax 528.86 356.79 420.38 547.33 739.77
Net Profit 2642.48 1036.36 1860.76 1621.35 2182.89
Adjusted EPS (Rs) 15.06 5.91 10.61 9.24 12.44

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Revenue From Operation -808.57 1335.75 3096.65 4666.45 3490.09
Income From Investments 1566.88 1996.66 2199.53 3073.62 3536.25
Other Income 121.49 0.05 121.28 428.49 1074.85
Expenses 77.98 117.5 30.87 8.9 80.59
Provision 257.12 68.97 180 80.75 142.68
Profit Before Tax -445.97 3163.38 3560.14 7749.44 7877.93
Tax -86.88 1242.94 1554.4 1436.94 1380.62
Net Profit -359.09 1920.44 2005.74 6312.5 6497.3
Adjusted EPS (Rs) -2.05 10.95 11.43 35.98 37.03

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Sources of funds
Share Capital 877.2 877.2 877.2 877.2 877.2
Reserve and Surplus 21045.76 23171.48 25255.26 31991.43 37804.63
Fair Value A/C 3275.69 6154.82 7180.81 9108.16 13313.28
Borrowings 0 0 0 0 0
Policy Holders Fund 11620.73 21036.03 24037.19 22285.37 30435.19
Funds For Appropriations 0 0 0 0 0
Total Liabilities 36819.38 51239.53 57350.47 64262.16 82430.3
Application of funds
Investment 68525.82 91095.59 101105.51 110682.93 131424.69
Loans 234.74 212.46 189.38 169.74 151.89
Total Net block 180.81 169.28 170.37 294.27 287.08
Other N/C Assets 20.79 18.33 36.69 600.14 684.47
Net Current Assets -32142.78 -40256.14 -44151.48 -47484.92 -50117.83
Total Assets 36819.38 51239.53 57350.47 64262.16 82430.3
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
promoters 85.78 85.78 82.40 82.40 82.40
president of india 85.78 85.78 82.40 82.40 82.40
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 14.22 14.22 17.60 17.60 17.60
life insurance corporatio... 8.66 8.66 9.81 9.81 9.81

Annual Reports

Title Action
Annual Report 2024
Annual Report 2024
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018

Ratings & Research Reports

TYPE AGENCY ACTION
Credit CARE
Credit CARE
Credit CARE
Credit CARE
Credit CARE
Credit CARE
TYPE AGENCY ACTION
Research IDBI Capital

Concalls & Presentations

TYPE QUARTER ACTION
Concall Q4FY23
Concall Q4FY22
Concall Q3FY23
Concall Q3FY21
Concall Q2FY24
Concall Q2FY21
Concall Q1FY24
Concall Q1FY23
Concall Q1FY21
TYPE QUARTER ACTION
Presentation Q4FY21
Presentation Q3FY24
Presentation Q3FY22
Presentation Q3FY21
Presentation Q2FY24
Presentation Q2FY22
Presentation Q2FY21
Presentation Q1FY21

Company News

General Ins. Corp Stock Price Analysis and Quick Research Report. Is General Ins. Corp an attractive stock to invest in?

 

The insurance industry of India consists of 57 insurance companies. Life insurance companies contribute about 42% and approximately 58% are coming from non-life (general) insurance companies. The insurance industry plays an important role in any country’s economic development. Growth in the insurance industry also increases the risk-taking capacity of the country as more individuals are covered for unforeseen events.

Post Liberation, the insurance sector has recorded significant growth. In the past year, the life insurance industry saw greater growth than it has seen in several decades. Increasing awareness, innovative products, and more distribution channels will create robust demand in the industry. Therefore, the future looks promising for the insurance industry.

Life and Health Insurance covers against loss of life whereas property & casualty insurance covers specific assets against losses.

General Ins. Corp stock price today is Rs 391.5. Here are the few indispensable tools that should be a part of every investor’s research process.

  • PE ratio: - Price to Earnings' ratio, which indicates for every rupee of earnings how much an investor is willing to pay for a share. A general rule of thumb is that shares trading at a low P/E are undervalued (it depends on other factors too). General Ins. Corp has a PE ratio of 10.2493887018488 which is low and comparatively undervalued .

  • Share Price: - The current share price of General Ins. Corp is Rs 391.5. One can use valuation calculators of ticker to know if General Ins. Corp share price is undervalued or overvalued.

  • Dividend Yield: - It tells us how much dividend we will receive in relation to the price of the stock. The current year dividend for General Ins. Corp is Rs 10 and the yield is 2.5484 %.

Last Updated on:
Brief about General Ins. Corp
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