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HDFC Bank share price

HDFC Bank Ltd.

NSE: HDFCBANK BSE: 500180 SECTOR: Bank - Private  2466k   20k   5k

1941.95
-7.65 (-0.39%)
BSE: 12 Jun 04:01 PM

Price Summary

Today's High

₹ 1961

Today's Low

₹ 1935.15

52 Week High

₹ 1996.3

52 Week Low

₹ 1574.15

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

1487700.2 Cr.

CASA %

38.19

No. of Shares

766.09 Cr.

P/E

22.09

P/B

2.99

Face Value

₹ 1

Div. Yield

1.13 %

Book Value (TTM)

₹  649.56

Net Interest Income

108532.47 Cr.

Cost To Income %

40.18

Promoter Holding

0 %

EPS (TTM)

₹  87.91

CAR %

18.8

ROE

16.97 %

ROCE

15.26%

Profit Growth

37.87 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year16.97%
3 Year16.88%
5 Year16.73%

ROA%

1 Year2%
3 Year1.96%
5 Year1.93%

Net NPA%

1 Year0.33%
3 Year0.31%
5 Year0.34%

 NIM

1 Year3.19%
3 Year3.53%
5 Year3.65%

CAR %

18.8

Cost of Liabilities %

4.9248

PEG Ratio

17.51

Advances Growth %

55.247

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 0.00 0.00
Dec 2024 0.00 0.00
Sep 2024 0.00 0.00
Jun 2024 0.00 0.00
Mar 2024 0.00 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • The bank has been maintaining a healthy ROA of 1.9607% since last 3 years.
  • Company has a good Return on Equity (ROE) track record: 3 Years ROE 16.8796333333333%.
  • The company has been consistently maintaining a NIM of 3.52873333333333% since last 3 years.
  • The Bank is prominently managing its Non-Performing Assets, Average NET NPA of last 3 years is 0.306666666666667%.
  • CASA stands at 38.1867% of total deposits.
  • Good Capital Adequacy Ratio of 18.8%.
  • The company has delivered good Profit growth of 25.0259205486036% over the past 3 years.
  • The company has delivered good Income growth of 28.8163637059837% over the past 3 years.
  • Strong Advances growth of 29.9306573349005% in the last 3 years.

 Limitations

  • Increase in Provision and contingencies of 97.0874518412175% on YoY.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Interest Earned 71472.75 73033.14 74016.91 76006.88 77460.11
Other Income 18166.25 10668.11 11482.73 11453.56 12027.88
Interest Expended 42395.93 43196 43903.01 45353.63 45394.31
Operating Expenses 17968.83 16620.61 16890.89 17106.41 17556.98
Total Provisions 13511.64 2602.06 2700.46 3153.85 3193.05
Profit Before Tax 15762.6 21282.58 22005.28 21846.55 23343.65
Tax -749.25 5107.83 5184.31 5111.05 5727.51
Net Profit 16511.85 16174.75 16820.97 16735.5 17616.14
Net NPA % 0.33 0.39 0.41 0.46 0.43
Gross NPA % 1.24 1.33 1.36 1.42 1.33
Return on Assets % 0.49 0.47 0.49 0.47 0.48
NPM % 23.1 22.15 22.73 22.02 22.74

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Interest Earned 114812.65 120858.23 127753.12 161585.54 258340.58
Other Income 23260.82 25204.89 29509.9 31214.83 49241
Interest Expended 58626.4 55978.66 55743.53 74743.32 149808.1
Operating Expenses 30697.53 32722.63 37442.19 47652.08 63386.02
Total Provisions 12142.39 15702.85 15061.83 11919.66 23492.15
Profit Before Tax 36607.16 41658.99 49015.48 58485.3 70895.3
Taxes 10349.84 10542.46 12054.12 14376.6 10083.02
Net Profit 26257.32 31116.53 36961.36 44108.7 60812.28
Adjusted EPS (Rs.) 47.89 56.44 66.65 79.05 80.05

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 548.33 551.28 554.55 557.97 759.69
Total Reserves 170437.7 203169.55 239212.42 278574.01 436833.4
Deposits 1147502.29 1335060.22 1559217.44 1883394.65 2379786.28
Borrowings 144628.54 135487.32 184817.21 206765.57 662153.08
Other Liabilities 67394.4 72602.15 84407.46 95722.25 135437.93
Total Liabilities 1530511.26 1746870.52 2068535.05 2466081.47 3617623.09
Assets
Balance with RBI 72205.12 97340.74 129995.64 117160.77 178683.22
Balance with Banks 14413.6 22129.66 22331.29 76604.31 40464.2
Investments 391826.66 443728.29 455535.69 517001.43 702414.96
Advances 993702.88 1132836.63 1368820.93 1600585.9 2484861.52
Net Block 4431.92 4909.32 6083.67 8016.54 11398.99
Other Assets 53931.09 45925.89 85767.83 146712.52 199800.2
Total Assets 1530511.26 1746870.52 2068535.05 2466081.47 3617623.09
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2022% Sep 2022% Dec 2022% Mar 2023% Jun 2023%
promoters 25.73 25.64 25.60 25.59 25.52
hdfc investments limited... - - - - 6.57
housing development finan... - - - - 18.95
hdfc investments limited... 6.63 - 6.60 6.59 -
housing development finan... 19.10 - 19.01 19.00 -
hdfc investments limited... - 6.61 - - -
housing development finan... - 19.04 - - -
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 100.00 100.00 100.00 100.00 100.00
government of singapore 2.34 2.10 2.41 2.63 2.66
government pension fund g... 1.44 1.57 1.47 1.49 1.44
hdfc trustee company limi... - 2.68 2.78 2.67 2.66
icici prudential bluechip... - - - 3.02 3.25
investor education and pr... 0.16 0.16 0.16 0.16 0.16
life insurance corporatio... 5.26 5.25 5.37 5.48 5.45
nippon life india trustee... 1.66 1.79 1.85 1.85 1.96
nps trust- a/c hdfc pensi... - - - 1.69 1.75
sbi nifty 50 etf 6.71 6.95 6.98 6.87 7.34
uti nifty 50 etf - - 2.10 2.04 2.08
vanguard total internatio... 1.17 1.18 1.19 1.19 1.20
icici prudential value di... 2.51 2.67 3.13 - -
nps trust- a/c hdfc pensi... - - 1.63 - -
kotak equity arbitrage fu... - 1.30 - - -
nps trust- a/c hdfc pensi... 1.58 1.61 - - -
uti - nifty exchange trad... 2.03 2.06 - - -
hdfc trustee company ltd.... 2.60 - - - -

Ratings & Research Reports

  • Report By:ICRA 9 Oct 2023
  • Report By:CRISIL 2 Dec 2020
  • Report by:FITCH 4 Jul 2020
  • Report by:CARE RATINGS 26 May 2020
  • Report By: FITCH 9 Jan 2020
  • Report By: CRISIL 9 Jan 2020
  • BOB Capital Market 24 Apr 2025
  • Ventura 6 Mar 2025
  • BP Wealth 30 Jan 2025
  • BOB Capital Market 30 Jan 2025
  • BOB Capital Market 17 Sep 2024
  • IDBI Capital 9 Sep 2024
  • IDBI Capital 6 Sep 2024
  • BP Wealth 23 Jan 2024
  • IDBI Capital 17 Oct 2023
  • BOB Capital Market 24 Jul 2023
  • IDBI Capital 24 Jul 2023
  • IDBI Capital 1 May 2023
  • BOB Capital Market 22 Mar 2023
  • LKP Securities 22 Mar 2023
  • IDBI Capital 22 Mar 2023
  • IDBI Capital 11 Nov 2022
  • Ventura 29 Sep 2022
  • Way2Wealth 29 Sep 2022
  • IDBI Capital 6 Sep 2022
  • IDBI Capital 30 Apr 2022
  • Ventura 25 Mar 2022
  • IDBI Capital 25 Mar 2022
  • BOB Capital Market 27 Jan 2022
  • LKP Securities 27 Jan 2022
  • IDBI Capital 25 Jan 2022
  • LKP Securities 9 Dec 2021
  • IDBI Capital 23 Nov 2021
  • LKP Securities 19 Oct 2021
  • IDBI Capital 18 Oct 2021
  • IDBI Capital 6 Aug 2021
  • IDBI Capital 19 Jul 2021
  • HDFC Securities 19 Jul 2021
  • LKP Securities 19 Jul 2021
  • LKP Securities 19 Apr 2021
  • LKP Securities 3 Apr 2021
  • LKP Securities 3 Apr 2021
  • LKP Securities 3 Apr 2021
  • BOB Capital Market 1 Apr 2021
  • BOB Capital Market 31 Mar 2021
  • BOB Capital Market 31 Mar 2021
  • Geojit BNP Paribas 9 Jan 2020
  • IDBI Capital 9 Jan 2020
  • SMC online 9 Jan 2020
  • Additional Resources & References

    No Annual reports exist for this company.Report us

    Company News

    HDFC Bank Stock Price Analysis and Quick Research Report. Is HDFC Bank an attractive stock to invest in?

     

    The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

    The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

    HDFC Bank stock price today is Rs 1943.4. Let’s look at how HDFC Bank is performing and if it is the right time to buy the stock of HDFC Bank with detailed analysis.

    •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. HDFC Bank has earned Rs 258340.5755 Cr. revenue in the latest financial year. HDFC Bank has posted outstanding revenue growth of 28.8163637059837 % in last 3 Years.

    • In terms of advances, HDFC Bank reported 55.247 % YOY,  rise . If you see 3 years advance growth, it stands at 29.9306573349005 %.

    • Currently, HDFC Bank has a CASA ratio of 38.1867 %. It’s overall cost of liability stands at 4.9248 %. Also, the total deposits of HDFC Bank from these accounts stood at Rs 2379786.2764 Cr.

    • HDFC Bank has a healthy ROA track record. The ROA of HDFC Bank is at 1.9992 %.

    • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 1.24 % and 0.33 % respectively as on the latest financial year.

    • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 97.0874518412176 % which means it has increased from the previous year.

    • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of HDFC Bank surged and is currently at Rs 49240.9994 Cr.

    • HDFC Bank has a Good Capital Adequacy Ratio of 18.8 .

    • The best metric which provides insights about bank’s valuation is P/B ratio. Currently HDFC Bank is trading at a P/B of 2.9896 . The historical average PB of HDFC Bank was 3.18754.

    • Share Price: - The current share price of HDFC Bank is Rs 1943.4. One can use valuation calculators of ticker to know if HDFC Bank share price is undervalued or overvalued.

    Last Updated on:
    Brief about HDFC Bank
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