Housing & Urban Dev. Stock Price Analysis and Quick Research Report. Is Housing & Urban Dev. an attractive stock to invest in?

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse Housing & Urban Dev.. 

Key Financials -

• Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Housing & Urban Dev. is Rs 2709.14 Cr. and the compounded growth of profit in the past 3 years is 16.4269318775774%. The PAT margin of Housing & Urban Dev. is 26.2735%.
• EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Housing & Urban Dev. , the EPS grew by 27.9855% YOY. 

 Financial Ratios -

• Return on Equity (ROE): Housing & Urban Dev. has a average ROE track record. The ROE of Housing & Urban Dev. is at 15.667% for the latest year.
• P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Housing & Urban Dev. is worth at the current levels at Rs 216.47. Housing & Urban Dev. is trading at a current P/E ratio of 14.7346 and the average historical P/E for the last 5 years was 9.3856.
• P/B ratio can be one of the best metrics to value such companies. Currently, Housing & Urban Dev. is trading at a P/B of 2.3298440025917. The average historical P/B for the last 5 years was 1.23174. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of Housing & Urban Dev. in Ticker for free. Also, one can get the intrinsic value of Housing & Urban Dev. by using Valuation Calculators, which are available with a Finology ONE subscription. 

Housing & Urban Dev. FAQs

Q1. What is Housing & Urban Dev. share price today?
Ans: The current share price of Housing & Urban Dev. is Rs 216.47.

Q2. What is the market capitalisation of Housing & Urban Dev.?
Ans: Housing & Urban Dev. has a market capitalisation of Rs 43335.1293 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Housing & Urban Dev.?
Ans: The PE ratio of Housing & Urban Dev. is 15.5790973666597 and the P/B ratio of Housing & Urban Dev. is 2.3298440025917, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Housing & Urban Dev. share?
Ans: The 52-week high share price of Housing & Urban Dev. is Rs 262.7, and the 52-week low share price of Housing & Urban Dev. is Rs 158.85.

Q5. Does Housing & Urban Dev. pay dividends?
Ans: Currently, Housing & Urban Dev. pays dividends. Dividend yield of Housing & Urban Dev. is around 1.9164%.

Q6. What are the face value and book value of Housing & Urban Dev. shares?
Ans: The face value of Housing & Urban Dev. shares is Rs 10, while the book value per share of Housing & Urban Dev. is around Rs 92.9118. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of Housing & Urban Dev.?
Ans: The ROE of Housing & Urban Dev. is 15.667% and ROCE of Housing & Urban Dev. is 9.6205%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Housing & Urban Dev. a good buy for the long term?
Ans: The Housing & Urban Dev. long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Housing & Urban Dev. undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Housing & Urban Dev. appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Housing & Urban Dev.’s financials?
Ans: You can review Housing & Urban Dev.’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.