ICICI Bank
Ticker > Company >

ICICI Bank share price

ICICI Bank Ltd.

NSE: ICICIBANK BSE: 532174 SECTOR: Bank - Private  804k   7k   2k

1416.20
-9.10 (-0.64%)
BSE: Today, 04:01 PM

Price Summary

Today's High

₹ 1421.3

Today's Low

₹ 1401.05

52 Week High

₹ 1471.1

52 Week Low

₹ 1099.55

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 1010998.62 Cr.

CASA %

42.18

No. of Shares

713.88 Cr.

P/E

21.41

P/B

3.53

Face Value

₹ 2

Div. Yield

0.78 %

Book Value (TTM)

₹  401.01

Net Interest Income

₹ 74305.72 Cr.

Cost To Income %

40.23

Promoter Holding

0 %

EPS (TTM)

₹  66.16

CAR %

16.33

ROE

18.98 %

ROCE

19.09%

Profit Growth

28.19 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year18.98%
3 Year17.17%
5 Year14.26%

ROA%

1 Year2.37%
3 Year2.09%
5 Year1.68%

Net NPA%

1 Year0.45%
3 Year0.59%
5 Year0.91%

 NIM

1 Year4.16%
3 Year3.95%
5 Year3.7%

CAR %

16.33

Cost of Liabilities %

4.46

PEG Ratio

0.78

Advances Growth %

16.1595

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 0.00 0.00
Dec 2024 0.00 0.00
Sep 2024 0.00 0.00
Jun 2024 0.00 0.00
Mar 2024 0.00 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • The bank has been maintaining a healthy ROA of 2.08766168151851% since last 3 years.
  • Company has a good Return on Equity (ROE) track record: 3 Years ROE 17.1659521581197%.
  • The company has been consistently maintaining a NIM of 3.94925717927082% since last 3 years.
  • The Bank is prominently managing its Non-Performing Assets, Average NET NPA of last 3 years is 0.59%.
  • CASA stands at 42.1759% of total deposits.
  • Good Capital Adequacy Ratio of 16.33%.
  • The company has delivered good Profit growth of 36.1737180027495% over the past 3 years.
  • The company has delivered good Income growth of 21.7797602476175% over the past 3 years.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Interest Earned 37948.36 38995.78 40537.38 41299.82 42430.8
Other Income 5648.78 7001.92 7176.66 7068.05 7260.07
Interest Expended 18855.56 19442.87 20489.4 20929.21 21237.86
Operating Expenses 9702.83 10529.99 10501.46 10552.11 10788.76
Total Provisions 718.49 1332.18 1233.09 1226.65 890.7
Profit Before Tax 14320.26 14692.66 15490.09 15659.9 16773.55
Tax 3612.73 3633.55 3744.21 3867.48 4143.97
Net Profit 10707.53 11059.11 11745.88 11792.42 12629.58
Net NPA % 0.45 0.46 0.45 0.45 0.42
Gross NPA % 2.26 2.25 2.04 2.03 1.73
Return on Assets % 2.36 2.36 2.4 2.36 2.52
NPM % 28.22 28.36 28.98 28.55 29.77

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Interest Earned 74798.32 79118.27 86374.55 109231.34 142890.94
Other Income 16448.62 18968.53 18517.53 19831.45 22957.77
Interest Expended 41531.25 40128.84 38908.45 47102.74 68585.22
Operating Expenses 21614.41 21560.83 26733.32 32873.24 39132.73
Total Provisions 14053.23 16214.4 8641.42 6665.58 3642.92
Profit Before Tax 14048.04 20182.72 30608.89 42421.23 54487.83
Taxes 6117.23 3990.04 7269.4 10524.73 13599.56
Net Profit 7930.81 16192.68 23339.49 31896.5 40888.27
Adjusted EPS (Rs.) 12.25 23.41 33.59 45.68 58.23

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 1294.76 1383.41 1389.97 1396.78 1404.68
Total Reserves 115206.16 146122.67 168855.59 198557.72 235589.32
Deposits 770968.99 932522.16 1064571.61 1180840.7 1412824.95
Borrowings 162896.76 91630.96 107231.36 119325.49 124967.58
Other Liabilities 47994.99 58770.37 68982.79 83325.08 95322.73
Total Liabilities 1098365.15 1230432.68 1411297.74 1584206.65 1871514.58
Assets
Balance with RBI 35283.96 46031.19 109522.82 68526.17 89711.7
Balance with Banks 83871.78 87097.06 58299.54 50912.1 50214.31
Investments 249531.48 281286.54 310241 362329.74 461942.27
Advances 645289.97 733729.09 859020.44 1019638.31 1184406.39
Net Block 8410.29 8877.58 9373.82 9599.84 10859.84
Other Assets 75977.67 73411.21 64840.12 73200.5 74380.07
Total Assets 1098365.15 1230432.68 1411297.74 1584206.65 1871514.58
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

 No Promoters Data available for this company.
Report us
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 100.00 100.00 100.00 100.00 100.00
aditya birla sun life mut... 1.43 1.40 1.32 1.35 1.32
axis mutual fund - - - 1.22 1.25
government of singapore 3.16 2.88 2.54 2.51 2.27
government pension fund g... 1.34 1.51 1.62 1.68 1.86
hdfc mutual fund 3.45 3.62 3.65 3.67 3.76
icici prudential mutual f... 4.49 4.47 4.36 4.47 4.57
investor education and pr... - 0.16 - 0.17 0.16
kotak mutual fund 1.30 - - - 1.49
life insurance corporatio... 7.01 7.26 7.41 7.14 6.80
nippon life india mutual ... 1.84 1.89 2.00 2.16 2.25
nps trust 2.76 2.61 2.53 2.54 2.58
sbi life insurance compan... 1.59 1.47 1.49 1.54 1.56
sbi mutual fund 7.14 6.70 6.41 6.53 6.13
uti mutual fund 2.38 2.38 2.29 2.43 2.45
vanguard total internatio... - - - - 1.28
investor education and pr... 0.16 - - - -

Annual Reports

Title Action
Annual Report 2024
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

TYPE AGENCY ACTION
Credit CRISIL
Credit CRISIL
Credit CRISIL
Credit CRISIL
Credit ICRA
Credit CRISIL
Credit CRISIL
Credit CRISIL
Credit ICRA
Credit CRISIL
Credit CARE
Credit ICRA
Credit CARE
Credit CRISIL
Credit ICRA
Credit CARE
Credit ICRA
Credit CARE
Credit ICRA
TYPE AGENCY ACTION
Research BOB Capital Market
Research Nuvama Wealth
Research Report By:
Research Report By:
Research Report By:
Research Way2Wealth
Research Way2Wealth
Research BOB Capital Market
Research IDBI Capital
Research IDBI Capital
Research Edelweiss
Research Way2Wealth
Research Nuvama Wealth
Research Way2Wealth
Research Nuvama Wealth
Research IDBI Capital
Research BOB Capital Market
Research way2wealth
Research Nuvama Wealth
Research IDBI Capital
Research Way2Wealth
Research Nuvama Wealth
Research IDBI Capital
Research IDBI Capital
Research Edelweiss
Research Edelweiss
Research IDBI Capital
Research LKP Securities
Research IDBI Capital
Research LKP Securities
Research IDBI Capital
Research IDBI Capital
Research Edelweiss
Research Ventura
Research IDBI Capital
Research Edelweiss
Research BOB Capital Market
Research LKP Securities
Research LKP Securities
Research IDBI Capital
Research HDFC Securities
Research IDBI Capital
Research Edelweiss
Research LKP Securities
Research LKP Securities
Research IDBI Capital
Research Edelweiss
Research Ventura
Research Ventura
Research IDBI Capital
Research Edelweiss
Research LKP Securities
Research LKP Securities
Research LKP Securities
Research BOB Capital Market
Research BOB Capital Market
Research LKP Securities
Research IDBI Capital
Research Reliance Securities
Research SMC online
Research Geojit BNP Paribas

Concalls & Presentations

TYPE QUARTER ACTION
Concall Q4FY22
Concall Q4FY22
Concall Q4FY20
Concall Q3FY22
Concall Q3FY20
Concall Q2FY25
Concall Q2FY22
Concall Q2FY21
Concall Q2FY20
Concall Q1FY21
Concall Q1FY20
TYPE QUARTER ACTION
Presentation Q4FY24
Presentation Q4FY20
Presentation Q3FY24
Presentation Q3FY21
Presentation Q3FY20
Presentation Q2FY24
Presentation Q2FY21
Presentation Q2FY20
Presentation Q1FY24
Presentation Q1FY23
Presentation Q1FY21
Presentation Q1FY20

Company News

ICICI Bank Stock Price Analysis and Quick Research Report. Is ICICI Bank an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

ICICI Bank stock price today is Rs 1416.1. Let’s look at how ICICI Bank is performing and if it is the right time to buy the stock of ICICI Bank with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. ICICI Bank has earned Rs 142890.942 Cr. revenue in the latest financial year. ICICI Bank has posted outstanding revenue growth of 21.7797602476175 % in last 3 Years.

  • In terms of advances, ICICI Bank reported 16.1595 % YOY,  rise . If you see 3 years advance growth, it stands at 17.3063894265108 %.

  • Currently, ICICI Bank has a CASA ratio of 42.1759 %. It’s overall cost of liability stands at 4.46 %. Also, the total deposits of ICICI Bank from these accounts stood at Rs 1412824.9513 Cr.

  • ICICI Bank has a healthy ROA track record. The ROA of ICICI Bank is at 2.3664 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 2.26 % and 0.45 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -45.3472648145521 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of ICICI Bank surged and is currently at Rs 22957.7689 Cr.

  • ICICI Bank has a Good Capital Adequacy Ratio of 16.33 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently ICICI Bank is trading at a P/B of 3.5316 . The historical average PB of ICICI Bank was 2.81492237737621.

  • Share Price: - The current share price of ICICI Bank is Rs 1416.1. One can use valuation calculators of ticker to know if ICICI Bank share price is undervalued or overvalued.

Last Updated on:
Brief about ICICI Bank
X