IDBI Stock Price Analysis and Quick Research Report. Is IDBI an attractive stock to invest in?

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how IDBI is performing and if it is the right time to buy the stock of IDBI with detailed analysis.

•  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. IDBI has earned Rs 28902.0335 Cr. revenue in the latest financial year. IDBI has posted outstanding revenue growth of 16.4722523209456% in last 3 Years.

• In terms of advances, IDBI reported 15.7875% YOY,  rise . If you see 3 years advance growth, it stands at 16.8308258860138%.

• Currently, IDBI has a CASA ratio of 46.5621%. It’s overall cost of liability stands at 4.3236 %. Also, the total deposits from these accounts stood at Rs 310293.5517 Cr.

• IDBI has a healthy ROA track record. The ROA of IDBI is at 1.9388%.

• The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of IDBI stood at 2.98% and 0.15% respectively as on the latest financial year.

• One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -63.4615719133908% which means it has decreased from the previous year.

• Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of IDBI surged and is currently at Rs 4923.9877 Cr.

• IDBI has a Good Capital Adequacy Ratio of 25.05 .

• The best metric which provides insights about bank’s valuation is P/B ratio. Currently IDBI is trading at a P/B of 1.9249 . The historical average PB was 1.56028180135571.

One can find all the Financial Ratios of IDBI in Ticker for free. Also, one can get the intrinsic value of IDBI by using Valuation Calculators, which are available with a Finology ONE subscription. 

IDBI FAQs

Q1. What is IDBI share price today?
Ans: The current share price of IDBI is Rs 92.85.

Q2. What is the market capitalisation of IDBI?
Ans: IDBI has a market capitalisation of Rs 99836.054194875 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of IDBI?
Ans: The PE ratio of IDBI is 12.7941905969244 and the P/B ratio of IDBI is 1.92529402982599, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of IDBI share?
Ans: The 52-week high share price of IDBI is Rs 106.32, and the 52-week low share price of IDBI is Rs 65.89.

Q5. Does IDBI pay dividends?
Ans: Currently, IDBI pays dividends. Dividend yield of IDBI is around 2.2622%.

Q6. What are the face value and book value of IDBI shares?
Ans: The face value of IDBI shares is Rs 10, while the book value per share of IDBI is around Rs 48.2264. Face value is the nominal value set by the company, whereas book value reflects its accounting worth.

Q7. What are the ROE and ROCE of IDBI?
Ans: The ROE of IDBI is 16.393% and ROCE of IDBI is 16.4422%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is IDBI a good buy for the long term?
Ans: The IDBI long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is IDBI undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the IDBI appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check IDBI’s financials?
Ans: You can review IDBI’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.