NSE: IDFCFIRSTB BSE: 539437 SECTOR: Bank - Private 9.9 L 5.62 K 2.02 K
₹ 77.80
₹ 76.94
₹ 82.09
₹ 52.50
₹ 56,943.71 Cr.
47.25
733.43 Cr.
37.34
1.5
₹ 10
0.32 %
₹ 51.73
₹ 16,450.76 Cr.
72.22
0 %
₹ 2.08
16.11
10.23 %
9.11%
21.31 %
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Holding Value: 718.17 Cr.
As of March2025
Holding Value: 5,175.25 Cr.
The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.
The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.
IDFC First Bank stock price today is Rs 77.66. Let’s look at how IDFC First Bank is performing and if it is the right time to buy the stock of IDFC First Bank with detailed analysis.
For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. IDFC First Bank has earned Rs 30,322.50 Cr. revenue in the latest financial year. IDFC First Bank has posted outstanding revenue growth of 23.83 % in last 3 Years.
In terms of advances, IDFC First Bank reported 28.19 % YOY, rise . If you see 3 years advance growth, it stands at 24.62 %.
Currently, IDFC First Bank has a CASA ratio of 47.25 %. It’s overall cost of liability stands at 5.52 %. Also, the total deposits of IDFC First Bank from these accounts stood at Rs 2,00,576.31 Cr.
IDFC First Bank has a average ROA track record. The ROA of IDFC First Bank is at 1.10 %.
The Lender is efficiently managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 1.88 % and 0.60 % respectively as on the latest financial year.
One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 43.06 % which means it has increased from the previous year.
Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of IDFC First Bank surged and is currently at Rs 6,001.99 Cr.
IDFC First Bank has a Good Capital Adequacy Ratio of 16.11 .
The best metric which provides insights about bank’s valuation is P/B ratio. Currently IDFC First Bank is trading at a P/B of 1.50 . The historical average PB of IDFC First Bank was 1.34.
Share Price: - The current share price of IDFC First Bank is Rs 77.66. One can use valuation calculators of ticker to know if IDFC First Bank share price is undervalued or overvalued.