Ticker > Company >

IIFL Finance share price

IIFL Finance Ltd.

NSE: IIFL BSE: 532636 SECTOR: Finance - NBFC  1.6 L   398   74

438.65
-8.85 (-1.98%)
NSE: 11 Sep 4:00 PM

Price Summary

Today's High

₹ 449.15

Today's Low

₹ 437.55

52 Week High

₹ 560.6

52 Week Low

₹ 279.8

FinStar

Ownership Below Par
Stock price may face volatility due to ownership structure.
ValuationAttractive
The stock is considerably attractive based on intrinsic value.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

18642.22 Cr.

Advances

22866.99 Cr.

No. of Shares

42.5 Cr.

P/E

0

P/B

2.84

Face Value

₹ 2

Div. Yield

0 %

Book Value (TTM)

₹  154.3

Operating Revenue

4066.17 Cr.

Net Profit

-409.57 Cr.

Promoter Holding

24.87 %

EPS (TTM)

₹  -5.98

Sales Growth

-11.7

ROE

-6.84 %

ROCE

4.59%

Profit Growth

-170.04 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year-11.7%
3 Year-0.11%
5 Year8.94%

Profit Growth

1 Year-170.04%
3 Year-181.9%
5 Year-222.45%

ROE%

1 Year-6.84%
3 Year7.02%
5 Year9.69%

ROCE %

1 Year4.59%
3 Year8.77%
5 Year9.89%

ROA%

-1.381

PEG Ratio

0.45

PAT Margin (%)

-10.0726

EPS Growth(%)

NA

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2025 24.87 0.00
Mar 2025 24.89 0.00
Dec 2024 24.90 0.00
Sep 2024 24.91 0.00
Jun 2024 24.91 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

 Looks like the company does not have any notable strengths.

 Limitations

  • Promoters shareholding is low at 24.87%.
  • PAT margin has shrunk by 22.7721%.
  • The company has delivered poor profit growth of -0.110342212298664% over past 3 years
  • The company has delivered poor Operating Income growth of -0.110342212298664% over past 3 years.
  • Provision and contingencies have increased by 25.1533281598118%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025
Operating Revenue 1019.43 999.38 939.92 1138.33 1479.17
Other Income 3.15 4.52 3.97 2.35 6.39
Interest Expended 437.38 403.01 432.52 591.67 701.42
Operating Expenses 582.86 572.1 457.39 461.39 571.33
Total Provisions 0 -586.5 0 0 0
Depreciation 33.46 33.11 33 37.42 34.46
Profit Before Tax -31.12 582.18 20.98 50.2 178.35
Tax -8.46 -149.52 5.01 11.78 45.58
Net Profit -22.66 -441.3 15.97 38.42 132.77
Adjusted EPS (RS) -0.53 -10.4 0.38 0.91 3.12

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Operating Income 3397.27 4079.66 4058.61 4604.76 4066.17
Other Income 42.03 242.9 110.39 44.67 161.83
Interest 1559.08 1625.07 1459.58 1703.05 1849.24
Operating Expenses 730.81 988.81 1291.63 1417.46 1343.19
Total Provisions 774.96 741.31 375.07 798.94 999.84
Exceptional Items 53.05 0 0 0 -586.5
Profit Before Tax 427.5 967.37 1042.72 729.98 -550.77
Tax 84.92 221.89 237.23 145.2 -141.2
Profit After Tax 342.58 745.48 805.49 584.78 -409.57
Adjusted EPS (Rs.) 8.78 19.07 20.56 14.89 -9.65

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 75.77 75.92 76.09 76.31 84.9
Total Reserves 3744.96 4350.99 5038.82 5519.6 6422.2
Borrowings 11841.87 13935.18 16186.19 13546.65 16079.15
Other N/C liabilities 82.55 142.45 293.75 276.78 24.14
Current liabilities 6259.22 4473.46 2457.16 8076.07 9208.61
Total Liabilities 22004.37 22978 24052.01 27495.41 31819
Assets
Loans 0 0 0 18426.84 22866.99
Net Block 375.85 433.99 478.97 500.45 474.68
Capital WIP 6.56 5.64 27.02 51.83 22.29
Intangible WIP 0 0 0.38 0.17 0.88
Investments 1204.26 2448.85 3636.55 5072.68 5114.66
Other Loans 325.32 303.24 287.95 154.05 148.76
Other N/C Assets 637.74 988.81 1202.24 833.71 1245.9
Current Assets 19454.63 18797.47 18418.9 2455.68 1944.84
Total Assets 22004.37 22978 24052.01 27495.41 31819
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
promoters 24.91 24.91 24.90 24.89 24.87
aditi athavankar 0.05 0.05 0.05 0.05 0.05
aditi avinash athavankar ... 2.36 2.36 2.36 2.36 2.35
ardent impex pvt ltd 0.86 0.86 0.86 0.86 0.85
madhu n jain 3.19 3.19 3.19 3.19 3.18
mansukhlal jain and prite... - - - - 2.61
nirmal bhanwarlal jain 12.60 12.60 12.59 12.59 12.58
orpheus trading pvt ltd 0.34 0.34 0.34 0.34 0.34
venkataraman rajamani 2.90 2.90 2.90 2.90 2.89
mansukhlal jain and prite... 2.62 2.62 2.62 2.62 -
aditi avinash athavankar ... 2.36 2.36 2.36 2.36 2.35
PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
investors 75.09 75.09 75.10 75.11 75.13
bank muscat india fund 3.30 3.30 3.30 3.30 3.29
bavaria industries group ... - - - 1.05 1.05
fih mauritius investments... 15.22 15.22 15.21 15.21 15.19
hsbc small cap fund 1.25 1.25 1.12 1.12 1.47
investor education and pr... - 0.01 0.01 - 0.01
llp 0.35 0.43 0.49 0.42 0.41
morgan stanley asia (sing... - 1.05 - 1.08 1.01
nomura india investment f... 1.70 1.37 1.19 1.19 1.19
parajia bharat himatlal 4.68 4.68 4.68 4.67 4.67
smallcap world fund, inc 8.00 6.37 5.45 5.15 4.69
theleme india master fund... - 1.54 2.05 2.17 2.30
wf asian reconnaissance f... - - - - 1.11
investor education and pr... 0.01 - - 0.01 -
vanguard emerging markets... 1.00 - 1.00 1.00 -
vanguard total internatio... 1.06 1.07 1.09 1.09 -
wf asian reconnaissance f... 2.01 2.18 1.95 1.95 -
government pension fund g... 1.00 - 1.07 - -
sbi life insurance co. lt... 1.14 1.61 - - -
dsp midcap fund 2.25 - - - -
nomura funds ireland publ... 1.02 - - - -

Annual Reports

Title Link
Title Link
Annual Report 2025
Annual Report 2024
Annual Report 2024
Annual Report 2023
Annual Report 2023
Annual Report 2023
Annual Report 2022
Annual Report 2022
Annual Report 2022
Annual Report 2021
Annual Report 2021
Annual Report 2020
Annual Report 2020
Annual Report 2019
Annual Report 2019
Annual Report 2018
Annual Report 2018
Annual Report 2017
Annual Report 2017

Ratings & Research Reports

TYPE AGENCY Link
TYPE AGENCY Link
Credit CRISIL
Credit CRISIL
Credit CRISIL
Credit CRISIL
Credit CRISIL
Credit INDIA RATINGS
Credit CRISIL
Credit ICRA
Credit CARE
Credit FITCH
Credit BRICKWORK
Credit CRISIL
Credit CRISIL
Credit ICRA
Credit CRISIL
Credit CRISIL
Credit CRISIL
Credit CRISIL
Credit ICRA
Credit CRISIL
Credit CRISIL
Credit CRISIL
Credit ICRA
Credit CRISIL
Credit ICRA
TYPE AGENCY Link
TYPE AGENCY Link
Research Way2Wealth
Research Way2Wealth
Research HDFC Securities
Research HDFC Securities

Concalls & Presentations

TYPE QUARTER Link
TYPE QUARTER Link
Concall Q4FY24
Concall Q4FY22
Concall Q3FY25
Concall Q3FY24
Concall Q3FY24
Concall Q3FY22
Concall Q3FY21
Concall Q2FY24
Concall Q2FY20
Concall Q1FY20
TYPE QUARTER Link
TYPE QUARTER Link
Presentation Q4FY24
Presentation Q3FY24
Presentation Q3FY23
Presentation Q2FY24
Presentation Q2FY20
Presentation Q1FY25
Presentation Q1FY20

Company News

IIFL Finance Stock Price Analysis and Quick Research Report. Is IIFL Finance an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse IIFL Finance. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of IIFL Finance is Rs -409.57 Cr. and the compounded growth of profit in the past 3 years is -181.902705399197%. The PAT margin of IIFL Finance is -10.0726%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In IIFL Finance , the EPS declined by -164.8137% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): IIFL Finance has a poor ROE track record. The ROE of IIFL Finance is at -6.8391% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of IIFL Finance is worth at the current levels at Rs 438.65. IIFL Finance is trading at a current P/E ratio of 0 and the average historical P/E for the last 5 years was 18.1647656161682.
  • P/B ratio can be one of the best metrics to value such companies. Currently, IIFL Finance is trading at a P/B of 2.84292522196075. The average historical P/B for the last 5 years was 2.67711681210338. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of IIFL Finance in Ticker for free. Also, one can get the intrinsic value of IIFL Finance by using Valuation Calculators, which are available with a Finology ONE subscription. 

IIFL Finance FAQs

Q1. What is IIFL Finance share price today?
Ans: The current share price of IIFL Finance is Rs 438.65.

Q2. What is the market capitalisation of IIFL Finance?
Ans: IIFL Finance has a market capitalisation of Rs 18642.21609047 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of IIFL Finance?
Ans: The PE ratio of IIFL Finance is -73.3540694660446 and the P/B ratio of IIFL Finance is 2.84292522196075, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of IIFL Finance share?
Ans: The 52-week high share price of IIFL Finance is Rs 560.6, and the 52-week low share price of IIFL Finance is Rs 279.8.

Q5. Does IIFL Finance pay dividends?
Ans: Currently, IIFL Finance does not pay dividends. Dividend yield of IIFL Finance is around 0%.

Q6. What are the face value and book value of IIFL Finance shares?
Ans: The face value of IIFL Finance shares is Rs 2, while the book value per share of IIFL Finance is around Rs 154.2953. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of IIFL Finance?
Ans: The ROE of IIFL Finance is -6.8391% and ROCE of IIFL Finance is 4.5872%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is IIFL Finance a good buy for the long term?
Ans: The IIFL Finance long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is IIFL Finance undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the IIFL Finance appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check IIFL Finance’s financials?
Ans: You can review IIFL Finance’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

Last Updated on:
Brief about IIFL Finance
X