Indusind Bank Stock Price Analysis and Quick Research Report. Is Indusind Bank an attractive stock to invest in?

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Indusind Bank is performing and if it is the right time to buy the stock of Indusind Bank with detailed analysis.

•  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Indusind Bank has earned Rs 48667.6643 Cr. revenue in the latest financial year. Indusind Bank has posted outstanding revenue growth of 16.4457986626962% in last 3 Years.

• In terms of advances, Indusind Bank reported 0.5011% YOY,  rise . If you see 3 years advance growth, it stands at 13.0100329627455%.

• Currently, Indusind Bank has a CASA ratio of 32.8417%. It’s overall cost of liability stands at 6.3764 %. Also, the total deposits from these accounts stood at Rs 411078.1394 Cr.

• Indusind Bank has a healthy ROA track record. The ROA of Indusind Bank is at 0.4945%.

• The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of Indusind Bank stood at 3.13% and 0.95% respectively as on the latest financial year.

• One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 85.0649479707841% which means it has increased from the previous year.

• Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Indusind Bank decreased and is currently at Rs 7684.1942 Cr.

• Indusind Bank has a Good Capital Adequacy Ratio of 16.24 .

• The best metric which provides insights about bank’s valuation is P/B ratio. Currently Indusind Bank is trading at a P/B of 0.9059 . The historical average PB was 1.50009120905474.

One can find all the Financial Ratios of Indusind Bank in Ticker for free. Also, one can get the intrinsic value of Indusind Bank by using Valuation Calculators, which are available with a Finology ONE subscription. 

Indusind Bank FAQs

Q1. What is Indusind Bank share price today?
Ans: The current share price of Indusind Bank is Rs 750.75.

Q2. What is the market capitalisation of Indusind Bank?
Ans: Indusind Bank has a market capitalisation of Rs 58489.1285979 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Indusind Bank?
Ans: The PE ratio of Indusind Bank is 49.7785410229548 and the P/B ratio of Indusind Bank is 0.903386988243154, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Indusind Bank share?
Ans: The 52-week high share price of Indusind Bank is Rs 1498, and the 52-week low share price of Indusind Bank is Rs 606.

Q5. Does Indusind Bank pay dividends?
Ans: Currently, Indusind Bank does not pay dividends. Dividend yield of Indusind Bank is around 0%.

Q6. What are the face value and book value of Indusind Bank shares?
Ans: The face value of Indusind Bank shares is Rs 10, while the book value per share of Indusind Bank is around Rs 831.0392. Face value is the nominal value set by the company, whereas book value reflects its accounting worth.

Q7. What are the ROE and ROCE of Indusind Bank?
Ans: The ROE of Indusind Bank is 4.1799% and ROCE of Indusind Bank is 6.7507%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Indusind Bank a good buy for the long term?
Ans: The Indusind Bank long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Indusind Bank undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Indusind Bank appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Indusind Bank’s financials?
Ans: You can review Indusind Bank’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.