JIO Financial Serv.
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JIO Financial Serv. share price

JIO Financial Services Ltd.

NSE: JIOFIN BSE: 543940 SECTOR: Finance - NBFC  5.64 L   2.36 K   1.06 K

311.25
+0.55 (0.18%)
NSE: Today, 10:54 AM

Price Summary

Today's High

₹ 312.2

Today's Low

₹ 310

52 Week High

₹ 363

52 Week Low

₹ 198.65

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 197745.97 Cr.

Advances

₹ 1747.98 Cr.

No. of Shares

635.33 Cr.

P/E

360.45

P/B

7.89

Face Value

₹ 10

Div. Yield

0.16 %

Book Value (TTM)

₹  39.44

Operating Revenue

₹ 805.56 Cr.

Net Profit

₹ 548.91 Cr.

Promoter Holding

47.12 %

EPS (TTM)

₹  0.86

Sales Growth

26.25

ROE

2.22 %

ROCE

2.64%

Profit Growth

43.52 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year26.25%
3 Year75.66%
5 Year18.19%

Profit Growth

1 Year43.52%
3 Year48.38%
5 Year19.01%

ROE%

1 Year2.22%
3 Year1.45%
5 Year3.67%

ROCE %

1 Year2.64%
3 Year1.72%
5 Year4.11%

ROA%

2.2016

PEG Ratio

8.28

PAT Margin (%)

68.1402

EPS Growth(%)

43.5216

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2025 47.12 0.00
Mar 2025 47.12 0.00
Dec 2024 47.12 0.00
Sep 2024 47.12 0.00
Jun 2024 47.12 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 8.19759999999999%.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 75.6632200730523%.
  • The company has delivered substantial profit growth of 48.375714502432% over past 3 years.

 Limitations

  • Company has a poor Return on Equity (ROE) track record of 1.45006666666667%.
  • The company a poor ROCE track record of 1.72246666666667% since last 3 years.
  • Provision and contingencies have increased by 250.351288056206%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025
Operating Revenue 133.89 382.77 137.37 151.53 134.28
Other Income 0 0.34 10.43 22.95 0
Interest Expended 0 0 0 0 0
Operating Expenses 32.94 51.25 43.94 45.4 34.92
Total Provisions 0 0 0 0 0
Depreciation 3.07 3.12 3.11 3.06 3.21
Profit Before Tax 97.88 328.74 100.75 126.02 96.15
Tax 26.12 23.91 25.57 28.88 24.69
Net Profit 71.76 304.83 75.18 97.14 71.46
Adjusted EPS (RS) 0.11 0.48 0.12 0.15 0.11

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Operating Income 282.93 148.61 41.63 638.06 805.56
Other Income 15.63 35.65 13.27 0 33.72
Interest 110.57 0 0 10.27 0
Operating Expenses 69.79 7.04 1.68 102.52 170.93
Total Provisions 0.14 0.35 3.88 4.27 14.96
Exceptional Items 0 0 0 0 0
Profit Before Tax 118.06 176.87 49.34 521 653.39
Tax -5 8.83 18.09 138.53 104.48
Profit After Tax 123.06 168.04 31.25 382.47 548.91
Adjusted EPS (Rs.) 609.21 831.88 154.55 0.6 0.86

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 2.33 2.33 2.33 6353.28 6353.14
Total Reserves 2057.66 2225.7 24051.92 18083.53 18632.32
Borrowings 0 0 0 0 0
Other N/C liabilities -3.94 -5.31 4.08 143.6 248.03
Current liabilities 0.24 0.09 744.77 18.92 32.34
Total Liabilities 2056.29 2222.81 24803.1 24599.33 25265.83
Assets
Loans 1951.09 2001 0 91.63 1747.98
Net Block 0 0 48.8 36.53 27.96
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 57.49 180.9 13183.07 19705.4 22610.13
Other Loans 0 0 0 149.8 195.59
Other N/C Assets 0 0 0 4.05 8.78
Current Assets 47.71 40.91 11571.23 4611.92 675.39
Total Assets 2056.29 2222.81 24803.1 24599.33 25265.83
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
promoters 47.12 47.12 47.12 47.12 47.12
akash m ambani 0.13 0.13 0.13 0.13 0.13
anant m ambani 0.13 0.13 0.13 0.13 0.13
devarshi commercials llp 8.59 8.59 8.59 8.59 8.59
isha m ambani 0.13 0.13 0.13 0.13 0.13
jamnagar utilities and po... 1.82 2.02 2.02 2.02 2.02
k d ambani 0.25 0.25 0.25 0.25 0.25
karuna commercials llp 8.59 8.59 8.59 8.59 8.59
mukesh d ambani 0.13 0.13 0.13 0.13 0.13
nita m ambani 0.13 0.13 0.13 0.13 0.13
reliance industries holdi... 3.21 3.01 3.01 3.01 3.01
reliance welfare associat... 0.08 0.08 0.08 0.08 0.08
samarjit enterprises llp 1.96 1.96 1.96 1.96 1.96
shreeji comtrade llp 0.23 0.23 0.23 0.23 0.23
shrikrishna tradecom llp 0.23 0.23 0.23 0.23 0.23
sikka ports & terminals l... 1.08 1.08 1.08 1.08 1.08
srichakra commercials llp... 11.64 11.64 11.64 11.64 11.64
svar enterprises llp 0.21 0.21 0.21 0.21 0.21
tattvam enterprises llp 8.59 8.59 8.59 8.59 8.59
vasuprada enterprises llp... 0.02 0.02 0.02 0.02 0.02
PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
investors 52.88 52.88 52.88 52.88 52.88
investor education and pr... 0.58 - - 0.57 0.57
jfsl trust - phys (ril) - - - - 0.60
life insurance corporatio... 6.65 6.13 6.13 6.13 6.68
quant mutual funds 1.81 2.12 2.30 2.57 2.60
sbi mutual funds - - - 1.08 1.07
investor education and pr... - 0.58 0.58 - -
jfsl trust – phys (ril) 0.66 0.64 0.63 - -
motilal oswal mutual fund... 1.25 1.36 1.36 - -
jfsl trust – pps (ril) 0.01 0.01 - - -

Annual Reports

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Title Link
Annual Report 2024
Annual Report 2024
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018

Ratings & Research Reports

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Research Geojit

Concalls & Presentations

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Concall Q4FY25
Concall Q4FY24
Concall Q3FY24
Concall Q2FY24
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Presentation Q4FY25
Presentation Q4FY24
Presentation Q3FY25
Presentation Q3FY24
Presentation Q2FY25
Presentation Q2FY25
Presentation Q2FY24

Company News

JIO Financial Serv. Stock Price Analysis and Quick Research Report. Is JIO Financial Serv. an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse JIO Financial Serv.. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of JIO Financial Serv. is Rs 548.91 Cr. and the compounded growth of profit in the past 3 years is 48.3751290464282%. The PAT margin of JIO Financial Serv. is 68.1402%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In JIO Financial Serv. , the EPS grew by 43.5216% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): JIO Financial Serv. has a poor ROE track record. The ROE of JIO Financial Serv. is at 2.2213% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of JIO Financial Serv. is worth at the current levels at Rs 311.25. JIO Financial Serv. is trading at a current P/E ratio of 263.1944 and the average historical P/E for the last 5 years was 170.1804.
  • P/B ratio can be one of the best metrics to value such companies. Currently, JIO Financial Serv. is trading at a P/B of 7.8918343285285. The average historical P/B for the last 5 years was 2.99612. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of JIO Financial Serv. in Ticker for free. Also, one can get the intrinsic value of JIO Financial Serv. by using Valuation Calculators, which are available with a Finology ONE subscription. 

JIO Financial Serv. FAQs

Q1. What is JIO Financial Serv. share price today?
Ans: The current share price of JIO Financial Serv. is Rs 311.25.

Q2. What is the market capitalisation of JIO Financial Serv.?
Ans: JIO Financial Serv. has a market capitalisation of Rs 197745.9703515 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of JIO Financial Serv.?
Ans: The PE ratio of JIO Financial Serv. is 360.451650260567 and the P/B ratio of JIO Financial Serv. is 7.8918343285285, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of JIO Financial Serv. share?
Ans: The 52-week high share price of JIO Financial Serv. is Rs 363, and the 52-week low share price of JIO Financial Serv. is Rs 198.65.

Q5. Does JIO Financial Serv. pay dividends?
Ans: Currently, JIO Financial Serv. pays dividends. Dividend yield of JIO Financial Serv. is around 0.1607%.

Q6. What are the face value and book value of JIO Financial Serv. shares?
Ans: The face value of JIO Financial Serv. shares is Rs 10, while the book value per share of JIO Financial Serv. is around Rs 39.4395. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of JIO Financial Serv.?
Ans: The ROE of JIO Financial Serv. is 2.2213% and ROCE of JIO Financial Serv. is 2.6441%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is JIO Financial Serv. a good buy for the long term?
Ans: The JIO Financial Serv. long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is JIO Financial Serv. undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the JIO Financial Serv. appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check JIO Financial Serv.’s financials?
Ans: You can review JIO Financial Serv.’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

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Brief about JIO Financial Serv.
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