JM Financial
Ticker > Company >

JM Financial share price

JM Financial Ltd.

NSE: JMFINANCIL BSE: 523405 SECTOR: Finance - Investment  121k   367   78

143.50
-2.95 (-2.01%)
BSE: 13 Jun 04:01 PM

Price Summary

Today's High

₹ 144.65

Today's Low

₹ 139.8

52 Week High

₹ 168.85

52 Week Low

₹ 78

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationAttractive
The stock is considerably attractive based on intrinsic value.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 13717.39 Cr.

Advances

₹ 0 Cr.

No. of Shares

95.59 Cr.

P/E

25.46

P/B

3.07

Face Value

₹ 1

Div. Yield

1.88 %

Book Value (TTM)

₹  46.67

Operating Revenue

₹ 717.93 Cr.

Net Profit

₹ 309.6 Cr.

Promoter Holding

56.5 %

EPS (TTM)

₹  5.64

Sales Growth

78.17

ROE

7.76 %

ROCE

10.39%

Profit Growth

20.73 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year78.17%
3 Year27.48%
5 Year34.36%

Profit Growth

1 Year20.73%
3 Year20.89%
5 Year22.7%

ROE%

1 Year7.76%
3 Year7.88%
5 Year6.91%

ROCE %

1 Year10.39%
3 Year10%
5 Year8.78%

ROA%

7.1863

PEG Ratio

1.23

PAT Margin (%)

43.124

EPS Growth(%)

20.6225

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 56.50 0.00
Dec 2024 56.43 0.00
Sep 2024 56.43 0.00
Jun 2024 56.43 0.00
Mar 2024 56.44 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 7.27203861200189% in last 3 years.
  • The company is trading at 1.7364 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 27.4836203869403%.
  • The company has delivered substantial profit growth of 20.8919817788207% over past 3 years.
  • Promoters shareholding is 56.5%.

 Limitations

  • PAT margin has shrunk by 20.5207%.
  • Provision and contingencies have increased by 605.580029368576%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Operating Revenue 191.01 138.63 237.47 209.21 251.89
Other Income 1.64 1.58 192.27 1.61 4.61
Interest Expended 1.33 1.6 1.88 1.81 1.72
Operating Expenses 121.3 89.81 158.56 117.89 98.3
Total Provisions 0 0 0 0 0
Depreciation 2.63 3.59 4.28 4.33 4.4
Profit Before Tax 67.39 45.21 265.02 86.79 152.08
Tax 39.92 10.7 -34.19 16.32 17.53
Net Profit 27.47 34.51 299.21 70.47 134.55
Adjusted EPS (RS) 0.29 0.36 3.13 0.74 1.41

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 264.06 346.51 560.55 402.94 717.93
Other Income 46.52 27.9 59.08 155.7 106.13
Interest 7.81 7.24 6.76 6.13 5.5
Operating Expenses 123.61 142.07 189.49 242.22 312.26
Total Provisions 22.71 8.27 7.48 13.62 96.1
Exceptional Items 0 0 0 0 0
Profit Before Tax 156.45 216.83 415.9 296.67 410.2
Tax 29.14 41.6 88.12 40.22 100.6
Profit After Tax 127.31 175.23 327.78 256.45 309.6
Adjusted EPS (Rs.) 1.51 1.84 3.44 2.69 3.24

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 84.12 95.27 95.41 95.48 95.56
Total Reserves 2489.16 3407.59 3641.1 3791.96 4013.97
Borrowings 0.72 0.6 0.69 1.16 1.35
Other N/C liabilities 209.21 202.96 205.37 205.42 210.01
Current liabilities 59.93 84.05 94.06 70.06 131.44
Total Liabilities 2843.14 3790.47 4036.63 4164.08 4452.33
Assets
Loans 0 0 0 0 0
Net Block 77.1 68.82 60.6 56.33 48.02
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 2371.03 2332.48 2236.94 2418.31 2546.32
Other Loans 171.85 163.46 159.4 162.98 154.97
Other N/C Assets 0 0 0 0 0
Current Assets 223.16 1225.71 1579.69 1526.46 1703.02
Total Assets 2843.14 3790.47 4036.63 4164.08 4452.33
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
promoters 56.44 56.43 56.43 56.43 56.50
amishi akash gambhir 0.84 0.84 0.84 0.84 0.84
aruna kampani 3.14 3.14 3.14 2.92 2.92
j. m. assets management p... 11.19 11.18 11.18 11.30 11.29
j. m. financial and inves... 24.03 24.02 24.02 24.31 24.38
jm financial trustee comp... 0.17 0.17 0.17 0.17 0.17
jsb securities limited 0.68 0.68 0.68 0.40 0.40
nimesh kampani 13.03 13.03 13.03 13.03 13.03
nimesh kampani huf (nimes... 0.13 0.13 0.13 0.13 0.13
shiv vishal kampani 0.13 0.13 0.13 0.13 0.13
snk investments private l... - - 1.75 1.86 1.86
vishal kampani 1.36 1.36 1.36 1.36 1.36
persepolis investment com... 1.75 1.75 - - -
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 43.56 43.57 43.57 43.57 43.50
baron emerging markets fu... 3.99 2.96 2.97 3.01 2.90
icici prudential (various... 5.33 6.05 4.81 3.89 3.97
investor education and pr... - 0.16 0.17 - 0.17
quant mutual fund - - 1.75 1.75 1.75
robeco capital growth fun... - - - 1.17 1.30
timf holdings 2.31 2.31 2.31 2.31 2.36
vikram shankar pandit 1.22 1.22 1.22 1.22 1.22
investor education and pr... 0.16 - - 0.17 -
think india opportunities... - - 1.07 - -
elevation capital vi fii ... 1.58 1.58 - - -
quant mutual fund (variou... 1.75 1.75 - - -

Annual Reports

Title Action
Annual Report 2024
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

TYPE AGENCY ACTION
Credit ICRA
Credit ICRA
Credit ICRA
Credit CRISIL
Credit CARE
Credit ICRA
TYPE AGENCY ACTION
Research HDFC Securities
Research ICICI Securities Limited
Research Nirmal Bang
Research LKP Securities

Concalls & Presentations

TYPE QUARTER ACTION
Concall Q4FY24
Concall Q4FY23
Concall Q4FY22
Concall Q4FY20
Concall Q2FY25
Concall Q2FY24
Concall Q2FY23
Concall Q2FY23
Concall Q1FY25
Concall Q1FY21
TYPE QUARTER ACTION
Presentation Q4FY25
Presentation Q4FY24
Presentation Q4FY22
Presentation Q4FY21
Presentation Q4FY20
Presentation Q3FY25
Presentation Q3FY24
Presentation Q3FY22
Presentation Q3FY21
Presentation Q2FY25
Presentation Q2FY22
Presentation Q1FY25
Presentation Q1FY22

Company News

JM Financial Stock Price Analysis and Quick Research Report. Is JM Financial an attractive stock to invest in?

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry. Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

JM Financial stock price today is Rs 143.41. To understand the functions of the JM Financial better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of JM Financial is Rs 309.6 Cr and the compounded growth of profit in the past 3 years is 20.8917524140078 %. The PAT margin of JM Financial is 43.124 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In JM Financial , the EPS grew by 20.6225 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): JM Financial has a poor ROE track record. The ROE of JM Financial is at 7.7619 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of JM Financial is worth at the current levels at Rs 143.41. JM Financial is trading at a current P/E ratio of 23.0138 and the average historical P/E for the last 5 years was 30.6698601782623.

  • P/B ratio can be one of the best metrics to value such companies. Currently, JM Financial is trading at a P/B of 3.0746 . The average historical P/B for the last 5 years was 1.87743387557164. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of JM Financial is Rs 143.41. One can use valuation calculators of ticker to know if JM Financial share price is undervalued or overvalued.

Last Updated on:
Brief about JM Financial
X