JM Financial
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JM Financial share price

JM Financial Ltd.

NSE: JMFINANCIL BSE: 523405 SECTOR: Finance - Investment  1.32 L   377   77

180.70
+4.95 (2.82%)
BSE: 11 Sep 04:01 PM

Price Summary

Today's High

₹ 181.2

Today's Low

₹ 176.15

52 Week High

₹ 199.75

52 Week Low

₹ 78

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 17277.85 Cr.

Advances

₹ 449.22 Cr.

No. of Shares

95.62 Cr.

P/E

27.09

P/B

3.77

Face Value

₹ 1

Div. Yield

1.49 %

Book Value (TTM)

₹  47.96

Operating Revenue

₹ 837.2 Cr.

Net Profit

₹ 538.74 Cr.

Promoter Holding

56.51 %

EPS (TTM)

₹  6.67

Sales Growth

16.61

ROE

12.59 %

ROCE

12.98%

Profit Growth

74.01 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year16.61%
3 Year14.31%
5 Year25.96%

Profit Growth

1 Year74.01%
3 Year18.01%
5 Year33.45%

ROE%

1 Year12.59%
3 Year9.04%
5 Year8.41%

ROCE %

1 Year12.98%
3 Year10.44%
5 Year10.07%

ROA%

11.5484

PEG Ratio

0.37

PAT Margin (%)

64.3502

EPS Growth(%)

73.9768

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2025 56.51 0.00
Mar 2025 56.50 0.00
Dec 2024 56.43 0.00
Sep 2024 56.43 0.00
Jun 2024 56.43 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 21.2262%.
  • Company has maintained a good ROA of 8.32966666666667% in last 3 years.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 14.3065297678921%.
  • Promoters shareholding is 56.51%.

 Limitations

  • Provision and contingencies have increased by 94.2143600416233%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025
Operating Revenue 118.84 237.47 209.21 251.89 246.26
Other Income 1.56 192.27 1.61 4.61 2.01
Interest Expended 1.45 1.88 1.81 1.72 1.26
Operating Expenses 70.3 158.56 117.89 98.3 81.69
Total Provisions 0 0 0 0 0
Depreciation 2.99 4.28 4.33 4.4 3.14
Profit Before Tax 45.66 265.02 86.79 152.08 162.18
Tax 11 -34.19 16.32 17.53 28.73
Net Profit 34.51 299.21 70.47 134.55 133.45
Adjusted EPS (RS) 0.36 3.13 0.74 1.41 1.4

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Operating Income 346.51 560.55 402.94 717.93 837.2
Other Income 27.9 59.08 155.7 106.13 288.48
Interest 7.24 6.76 6.13 5.5 7.01
Operating Expenses 142.07 189.49 242.22 312.26 470.27
Total Provisions 8.27 7.48 13.62 96.1 99.3
Exceptional Items 0 0 0 0 0
Profit Before Tax 216.83 415.9 296.67 410.2 549.1
Tax 41.6 88.12 40.22 100.6 10.36
Profit After Tax 175.23 327.78 256.45 309.6 538.74
Adjusted EPS (Rs.) 1.84 3.44 2.69 3.24 5.64

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 95.27 95.41 95.48 95.56 95.58
Total Reserves 3407.59 3641.1 3791.96 4013.97 4365.87
Borrowings 0.6 0.69 1.16 0 0
Other N/C liabilities 202.96 205.37 205.42 198.81 151.39
Current liabilities 84.05 94.06 70.06 143.99 229.99
Total Liabilities 3790.47 4036.63 4164.08 4452.33 4877.81
Assets
Loans 0 0 0 457.37 449.22
Net Block 68.82 60.6 56.33 48.02 47.4
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 2332.48 2236.94 2418.31 2546.31 3857.6
Other Loans 163.46 159.4 162.98 146.25 173.76
Other N/C Assets 0 0 0 8.15 53.29
Current Assets 1225.71 1579.69 1526.46 1246.23 296.54
Total Assets 3790.47 4036.63 4164.08 4452.33 4877.81
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
promoters 56.43 56.43 56.43 56.50 56.51
amishi akash gambhir 0.84 0.84 0.84 0.84 0.84
aruna kampani 3.14 3.14 2.92 2.92 2.92
j. m. assets management p... 11.18 11.18 11.30 11.29 11.29
j. m. financial and inves... 24.02 24.02 24.31 24.38 24.40
jm financial trustee comp... 0.17 0.17 0.17 0.17 0.17
jsb securities limited 0.68 0.68 0.40 0.40 0.40
nimesh kampani 13.03 13.03 13.03 13.03 13.02
nimesh kampani huf (nimes... 0.13 0.13 0.13 0.13 0.13
shiv vishal kampani 0.13 0.13 0.13 0.13 0.13
snk investments private l... - 1.75 1.86 1.86 1.86
vishal kampani 1.36 1.36 1.36 1.36 1.36
persepolis investment com... 1.75 - - - -
PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
investors 43.57 43.57 43.57 43.50 43.49
baron emerging markets fu... 2.96 2.97 3.01 2.90 2.76
icici prudential (various... 6.05 4.81 3.89 3.97 2.81
investor education and pr... - - 0.17 - 0.17
quant mutual fund - 1.75 1.75 1.75 1.75
robeco capital growth fun... - - 1.17 1.30 1.30
timf holdings 2.31 2.31 2.31 2.36 2.36
vikram shankar pandit 1.22 1.22 1.22 1.22 1.22
investor education and pr... 0.16 0.17 - 0.17 -
think india opportunities... - 1.07 - - -
elevation capital vi fii ... 1.58 - - - -
quant mutual fund (variou... 1.75 - - - -

Annual Reports

Title Link
Title Link
Annual Report 2024
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

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Credit ICRA
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Credit CRISIL
Credit CARE
Credit ICRA
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Research HDFC Securities
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Research Nirmal Bang
Research LKP Securities

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Company News

JM Financial Stock Price Analysis and Quick Research Report. Is JM Financial an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse JM Financial. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of JM Financial is Rs 538.74 Cr. and the compounded growth of profit in the past 3 years is 18.0134584231029%. The PAT margin of JM Financial is 64.3502%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In JM Financial , the EPS grew by 73.9768% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): JM Financial has a average ROE track record. The ROE of JM Financial is at 12.5943% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of JM Financial is worth at the current levels at Rs 180.42. JM Financial is trading at a current P/E ratio of 17.0514 and the average historical P/E for the last 5 years was 25.57610951882.
  • P/B ratio can be one of the best metrics to value such companies. Currently, JM Financial is trading at a P/B of 3.76215161208259. The average historical P/B for the last 5 years was 1.86411356865057. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of JM Financial in Ticker for free. Also, one can get the intrinsic value of JM Financial by using Valuation Calculators, which are available with a Finology ONE subscription. 

JM Financial FAQs

Q1. What is JM Financial share price today?
Ans: The current share price of JM Financial is Rs 180.42.

Q2. What is the market capitalisation of JM Financial?
Ans: JM Financial has a market capitalisation of Rs 17251.08093828 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of JM Financial?
Ans: The PE ratio of JM Financial is 27.0527199664128 and the P/B ratio of JM Financial is 3.76215161208259, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of JM Financial share?
Ans: The 52-week high share price of JM Financial is Rs 199.8, and the 52-week low share price of JM Financial is Rs 80.2.

Q5. Does JM Financial pay dividends?
Ans: Currently, JM Financial pays dividends. Dividend yield of JM Financial is around 1.4954%.

Q6. What are the face value and book value of JM Financial shares?
Ans: The face value of JM Financial shares is Rs 1, while the book value per share of JM Financial is around Rs 47.9566. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of JM Financial?
Ans: The ROE of JM Financial is 12.5943% and ROCE of JM Financial is 12.9766%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is JM Financial a good buy for the long term?
Ans: The JM Financial long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is JM Financial undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the JM Financial appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check JM Financial’s financials?
Ans: You can review JM Financial’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

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Brief about JM Financial
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