Karur Vysya Bank
Ticker > Company >

Karur Vysya Bank share price

Karur Vysya Bank Ltd.

NSE: KARURVYSYA BSE: 590003 SECTOR: Bank - Private  189k   627   122

247.85
+7.10 (2.95%)
BSE: 13 Jun 04:01 PM

Price Summary

Today's High

₹ 250

Today's Low

₹ 235.05

52 Week High

₹ 246.15

52 Week Low

₹ 184.4

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 19953.35 Cr.

CASA %

30.39

No. of Shares

80.51 Cr.

P/E

10.28

P/B

1.67

Face Value

₹ 2

Div. Yield

1.05 %

Book Value (TTM)

₹  148.18

Net Interest Income

₹ 3809.2 Cr.

Cost To Income %

48.26

Promoter Holding

2.11 %

EPS (TTM)

₹  24.12

CAR %

16.67

ROE

17.24 %

ROCE

20.15%

Profit Growth

45.09 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year17.24%
3 Year13.39%
5 Year9.82%

ROA%

1 Year1.64%
3 Year1.27%
5 Year0.93%

Net NPA%

1 Year0.4%
3 Year1.14%
5 Year2.15%

 NIM

1 Year3.75%
3 Year3.72%
5 Year3.59%

CAR %

16.67

Cost of Liabilities %

4.7982

PEG Ratio

0.23

Advances Growth %

16.6841

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 2.11 3.69
Dec 2024 2.13 4.65
Sep 2024 2.13 4.65
Jun 2024 2.15 4.62
Mar 2024 2.20 6.70
Investors List
* Figures given above are % of equity capital

 Strengths

  • The bank has been maintaining a healthy ROA of 1.26978252301496% since last 3 years.
  • Company has a good Return on Equity (ROE) track record: 3 Years ROE 13.3885444149386%.
  • The company has been consistently maintaining a NIM of 3.71579628287822% since last 3 years.
  • Good Capital Adequacy Ratio of 16.67%.
  • The company has delivered good Profit growth of 64.6718234462815% over the past 3 years.

 Limitations

  • CASA Growth of -2.8126% YoY, which is very low.
  • High Cost to income ratio of 48.259%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Interest Earned 2187.05 2284.53 2384 2486.01 2515.93
Other Income 626.37 388.35 472.01 467.43 509.33
Interest Expended 1189.11 1260.18 1324.05 1407.22 1426.67
Operating Expenses 757.4 666.85 715.72 730.95 763.62
Total Provisions 293.41 132.94 179.83 147.44 161.4
Profit Before Tax 573.5 612.91 636.41 667.83 673.57
Tax 117.4 154.26 162.81 171.8 160.21
Net Profit 456.1 458.65 473.6 496.03 513.36
Net NPA % 0.4 0.38 0.28 0.2 0.2
Gross NPA % 1.4 1.32 1.1 0.83 0.76
Return on Assets % 1.76 1.7 1.72 1.74 1.73
NPM % 20.85 20.08 19.87 19.95 20.4

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Interest Earned 5989.99 5470.43 5587.67 6516.55 8203.94
Other Income 1154.62 918.83 769.05 1158.94 1658.69
Interest Expended 3642.04 3110.91 2872.3 3167.74 4394.74
Operating Expenses 1741.71 1986.83 1854.22 2031.96 2638.75
Total Provisions 1488.66 757.14 699.29 1038.92 728.95
Profit Before Tax 272.18 534.37 930.92 1436.86 2100.19
Taxes 37.16 174.98 257.65 330.77 495.38
Net Profit 235.02 359.39 673.27 1106.09 1604.81
Adjusted EPS (Rs.) 2.94 4.5 8.42 13.79 19.95

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 159.86 159.86 160 160.41 160.88
Total Reserves 6439.92 6799.44 7435.57 8421.39 9875
Deposits 59075.08 63278.43 68486.01 76637.58 89112.72
Borrowings 1184.18 2528.29 1339.09 1432.01 2478.35
Other Liabilities 1418.64 1856.73 2650.02 3525.77 3954.05
Total Liabilities 68278.17 74623.19 80071.32 90179.42 105585.2
Assets
Balance with RBI 2732.67 3514.05 3594.26 4279.48 5587.93
Balance with Banks 1659.88 2806.28 1331.91 415.65 70.64
Investments 15762.45 16018.93 17216.06 18808.32 22343.52
Advances 46098.11 50363.51 54661.2 63134.14 73667.48
Net Block 563.47 518.46 463.63 417.62 412.42
Other Assets 1438.43 1381.36 2789.4 3106.79 3482.74
Total Assets 68278.17 74623.19 80071.32 90179.42 105585.2
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
promoters 2.20 2.15 2.13 2.13 2.11
a s sudha - 0.06 0.06 0.06 0.06
a k kasthuri 0.01 0.01 0.01 0.01 0.01
a k praburaj 0.01 0.01 0.01 0.01 0.01
a s jayanthkrishna 0.04 0.04 0.04 0.04 0.04
a s varunprasad 0.04 0.04 0.04 0.04 0.04
a v kandaswamy 0.01 0.01 0.01 0.01 0.01
a.p. preetha 0.01 0.01 0.01 0.01 0.01
anuradha c b 0.05 0.05 0.05 0.05 0.04
g mani 0.13 0.13 0.13 0.13 0.13
g mani (huf) 0.05 - - - 0.05
g rajasekaran 0.21 0.21 0.21 0.21 0.21
g rajasekaran (huf) 0.05 - - - 0.05
m k srinivasan 0.06 0.06 0.06 0.06 0.06
m k venkatesan 0.05 0.05 0.05 0.05 0.05
m k venkatesan (huf) 0.05 - - - 0.04
m v srinivasamoorthy 0.01 0.01 0.01 0.01 0.01
m v usha 0.04 0.04 0.04 0.04 0.04
nirmala 0.07 0.07 0.07 0.07 0.07
prajeeth m v 0.03 0.03 0.03 0.03 0.03
r archana 0.08 0.08 0.08 0.08 0.08
r nageswari 0.15 0.15 0.15 0.15 0.15
r ramkumar 0.22 0.22 0.22 0.22 0.22
r ramkumar (huf) 0.06 0.06 0.06 0.06 0.06
srimathi e 0.01 0.01 0.01 0.01 0.01
suriyanarayana a j 0.39 0.39 0.37 0.37 0.37
suriyanarayana a j (huf) 0.25 - - - 0.25
g mani (huf) - 0.05 0.05 0.05 -
g rajasekaran (huf) - 0.05 0.05 0.05 -
m k venkatesan (huf) - 0.05 0.05 0.04 -
s nirupama 0.06 0.02 0.02 0.02 -
suriyanarayana a j (huf... - 0.25 0.25 0.25 -
a s sudha 0.06 - - - -
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 97.80 97.85 97.87 97.87 97.89
axis max life insurance l... - - - - 1.15
axis mutual fund trustee ... - - - - 2.66
bajaj allianz life insura... - - - - 1.08
edelweiss trusteeship co ... - - - - 1.29
franklin india smaller co... - - - - 2.02
hdfc life insurance compa... 1.42 1.42 1.41 1.40 1.27
hdfc mutual fund - hdfc m... - - - - 7.15
hsbc value fund - - - - 4.30
investor education and pr... - 0.14 0.16 0.16 0.16
llp 0.05 0.05 0.06 0.07 0.09
nippon life india trustee... - - - - 4.08
rekha jhunjhunwala 4.33 4.27 4.16 4.16 4.16
sbi life insurance co. lt... 1.25 1.25 1.23 1.23 1.23
sbi small cap fund - - - - 1.73
uti-mid cap fund - - - - 1.27
axis mutual fund (various... - 1.13 2.18 2.32 -
bajaj allianz life insura... 1.25 - 1.03 1.06 -
edelweiss small cap fund - - - 1.17 -
franklin india mutual fun... 2.61 2.61 2.61 2.61 -
hdfc mutual fund (various... 6.33 6.37 6.73 7.02 -
hsbc mutual fund (various... 4.10 4.10 4.09 4.09 -
nippon life india trustee... 4.02 4.03 4.05 4.05 -
sbi mutual fund (various ... 3.94 3.57 3.58 3.36 -
uti mutual fund (various ... 1.35 1.32 1.41 1.46 -
tata mutual fund (various... 1.40 1.37 - - -
investor education and pr... 0.14 - - - -

Annual Reports

Title Action
Annual Report 2024
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2018
Annual Report 2017
Annual Report 2017

Ratings & Research Reports

TYPE AGENCY ACTION
Credit ICRA
Credit CRISIL
Credit ICRA
Credit FITCH
Credit FITCH
Credit CRISIL
Credit FITCH
Credit CRISIL
Credit FITCH
Credit CRISIL
Credit FITCH
Credit FITCH
Credit ICRA
Credit ICRA
Credit CRISIL
Credit CRISIL
Credit CRISIL
Credit FIFTCH
Credit ICRA
Credit CRISIL
Credit CRISIL
Credit ICRA
Credit CRISIL
Credit ICRA
Credit FITCH
Credit ICRA
TYPE AGENCY ACTION
Research BP Wealth
Research Nirmal Bang
Research HDFC Securities
Research Chola Wealth Direct

Concalls & Presentations

TYPE QUARTER ACTION
Concall Q4FY24
Concall Q3FY24
Concall Q3FY22
Concall Q3FY21
Concall Q2FY24
Concall Q2FY21
Concall Q1FY21
TYPE QUARTER ACTION
Presentation Q4FY21
Presentation Q4FY20
Presentation Q3FY21
Presentation Q2FY25
Presentation Q2FY25
Presentation Q2FY21
Presentation Q1FY23
Presentation Q1FY21
Presentation Q1FY20

Company News

Karur Vysya Bank Stock Price Analysis and Quick Research Report. Is Karur Vysya Bank an attractive stock to invest in?

 

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Karur Vysya Bank stock price today is Rs 247.77. Let’s look at how Karur Vysya Bank is performing and if it is the right time to buy the stock of Karur Vysya Bank with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Karur Vysya Bank has earned Rs 8203.9431 Cr. revenue in the latest financial year. Karur Vysya Bank has posted decent revenue growth of 14.4633759879529 % in last 3 Years.

  • In terms of advances, Karur Vysya Bank reported 16.6841 % YOY,  rise . If you see 3 years advance growth, it stands at 13.515010019739 %.

  • Currently, Karur Vysya Bank has a CASA ratio of 30.3942 %. It’s overall cost of liability stands at 4.7982 %. Also, the total deposits of Karur Vysya Bank from these accounts stood at Rs 89112.7232 Cr.

  • Karur Vysya Bank has a healthy ROA track record. The ROA of Karur Vysya Bank is at 1.6395 %.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 1.4 % and 0.4 % respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -29.8360216443229 % which means it has decreased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Karur Vysya Bank surged and is currently at Rs 1658.6865 Cr.

  • Karur Vysya Bank has a Good Capital Adequacy Ratio of 16.67 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently Karur Vysya Bank is trading at a P/B of 1.6726 . The historical average PB of Karur Vysya Bank was 0.762092823111351.

  • Share Price: - The current share price of Karur Vysya Bank is Rs 247.77. One can use valuation calculators of ticker to know if Karur Vysya Bank share price is undervalued or overvalued.

Last Updated on:
Brief about Karur Vysya Bank
X