Bank of Maharashtra Stock Price Analysis and Quick Research Report. Is Bank of Maharashtra an attractive stock to invest in?

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Bank of Maharashtra is performing and if it is the right time to buy the stock of Bank of Maharashtra with detailed analysis.

•  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Bank of Maharashtra has earned Rs 24947.4517 Cr. revenue in the latest financial year. Bank of Maharashtra has posted outstanding revenue growth of 24.2070177985924% in last 3 Years.

• In terms of advances, Bank of Maharashtra reported 17.9005% YOY,  rise . If you see 3 years advance growth, it stands at 21.6400907642076%.

• Currently, Bank of Maharashtra has a CASA ratio of 53.2837%. It’s overall cost of liability stands at 4.0127 %. Also, the total deposits from these accounts stood at Rs 307142.6051 Cr.

• Bank of Maharashtra has a healthy ROA track record. The ROA of Bank of Maharashtra is at 1.6324%.

• The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of Bank of Maharashtra stood at 1.74% and 0.18% respectively as on the latest financial year.

• One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -1.35268392166019% which means it has decreased from the previous year.

• Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Bank of Maharashtra surged and is currently at Rs 3454.1731 Cr.

• Bank of Maharashtra has a Good Capital Adequacy Ratio of 20.53 .

• The best metric which provides insights about bank’s valuation is P/B ratio. Currently Bank of Maharashtra is trading at a P/B of 1.4854 . The historical average PB was 1.41882610319573.

One can find all the Financial Ratios of Bank of Maharashtra in Ticker for free. Also, one can get the intrinsic value of Bank of Maharashtra by using Valuation Calculators, which are available with a Finology ONE subscription. 

Bank of Maharashtra FAQs

Q1. What is Bank of Maharashtra share price today?
Ans: The current share price of Bank of Maharashtra is Rs 54.62.

Q2. What is the market capitalisation of Bank of Maharashtra?
Ans: Bank of Maharashtra has a market capitalisation of Rs 42011.2731369 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Bank of Maharashtra?
Ans: The PE ratio of Bank of Maharashtra is 7.21961535919635 and the P/B ratio of Bank of Maharashtra is 1.4845699313434, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Bank of Maharashtra share?
Ans: The 52-week high share price of Bank of Maharashtra is Rs 63.45, and the 52-week low share price of Bank of Maharashtra is Rs 42.

Q5. Does Bank of Maharashtra pay dividends?
Ans: Currently, Bank of Maharashtra pays dividends. Dividend yield of Bank of Maharashtra is around 2.7442%.

Q6. What are the face value and book value of Bank of Maharashtra shares?
Ans: The face value of Bank of Maharashtra shares is Rs 10, while the book value per share of Bank of Maharashtra is around Rs 36.7918. Face value is the nominal value set by the company, whereas book value reflects its accounting worth.

Q7. What are the ROE and ROCE of Bank of Maharashtra?
Ans: The ROE of Bank of Maharashtra is 24.6278% and ROCE of Bank of Maharashtra is 16.8291%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Bank of Maharashtra a good buy for the long term?
Ans: The Bank of Maharashtra long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Bank of Maharashtra undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Bank of Maharashtra appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Bank of Maharashtra’s financials?
Ans: You can review Bank of Maharashtra’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.