Muthoot Finance
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Muthoot Finance share price

Muthoot Finance Ltd.

NSE: MUTHOOTFIN BSE: 533398 SECTOR: Finance - NBFC  3.2 L   2.35 K   551

2927.00
+50.25 (1.75%)
BSE: 12 Sep 04:01 PM

Price Summary

Today's High

₹ 2928.95

Today's Low

₹ 2882.05

52 Week High

₹ 2954.25

52 Week Low

₹ 1751.5

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 117509.82 Cr.

Advances

₹ 108680.97 Cr.

No. of Shares

40.15 Cr.

P/E

19.05

P/B

3.99

Face Value

₹ 10

Div. Yield

0.89 %

Book Value (TTM)

₹  733.73

Operating Revenue

₹ 17099.09 Cr.

Net Profit

₹ 5200.75 Cr.

Promoter Holding

73.35 %

EPS (TTM)

₹  153.65

Sales Growth

35.33

ROE

19.73 %

ROCE

13.45%

Profit Growth

28.42 %

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* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year35.33%
3 Year15.55%
5 Year14.43%

Profit Growth

1 Year28.42%
3 Year9.56%
5 Year11.5%

ROE%

1 Year19.73%
3 Year18.41%
5 Year21.31%

ROCE %

1 Year13.45%
3 Year12.88%
5 Year13.73%

ROA%

5.0448

PEG Ratio

0.67

PAT Margin (%)

30.4154

EPS Growth(%)

28.4237

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2025 73.35 0.00
Mar 2025 73.35 0.00
Dec 2024 73.35 0.00
Sep 2024 73.35 0.00
Jun 2024 73.35 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 5.01333333333333% in last 3 years.
  • Company has a healthy Return on Equity (ROE) track record of 18.4067666666667%.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 15.5527048881287%.
  • The company has delivered substantial profit growth of 9.56336534539681% over past 3 years.
  • The company boasts a well-maintained advances growth ratio of 22.3190553281256%.
  • Promoters shareholding is 73.35%.

 Limitations

  • Provision and contingencies have increased by 192.518400942986%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025
Operating Revenue 3703.79 4117.44 4423.46 4854.4 5703.32
Other Income 6.31 8.78 7.7 34.07 16.69
Interest Expended 1351.13 1550.47 1647.59 1879.66 2119.14
Operating Expenses 849.05 851.78 913.12 965.71 831.81
Total Provisions 0 0 0 0 0
Depreciation 18.23 16.02 19.92 22.69 23.56
Profit Before Tax 1491.7 1707.96 1850.53 2020.41 2745.49
Tax 413.01 456.82 487.44 512.57 699.19
Net Profit 1078.68 1251.14 1363.09 1507.84 2046.3
Adjusted EPS (RS) 26.87 31.16 33.95 37.56 50.97

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Operating Income 10557.21 11082.32 10514.85 12635.01 17099.09
Other Income 17.15 16.07 28.9 59.04 56.86
Interest 3699.26 3844.6 3709.31 4666.61 6465.73
Operating Expenses 1684.97 1733.55 2010.42 2280.02 2746.08
Total Provisions 183.61 210.89 157.6 298.63 873.54
Exceptional Items 0 0 0 0 0
Profit Before Tax 5006.51 5309.35 4666.43 5448.78 7070.6
Tax 1284.34 1355.05 1192.9 1399.12 1869.85
Profit After Tax 3722.18 3954.3 3473.53 4049.67 5200.75
Adjusted EPS (Rs.) 92.78 98.53 86.53 100.87 129.54

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 401.2 401.35 401.45 401.46 401.46
Total Reserves 14837.7 17943.23 20660.48 23888.83 28036.06
Borrowings 21424.7 27744.99 30388.76 26508.21 49981.77
Other N/C liabilities 11.22 -11.86 9.26 268.93 274.75
Current liabilities 26761.46 24428.44 21119.71 33928.13 42494.57
Total Liabilities 63436.28 70506.14 72579.66 84995.56 121188.61
Assets
Loans 54063.39 59384.23 64264.88 77001.45 108680.97
Net Block 246.94 267.43 271.77 350.08 479.94
Capital WIP 38.48 45.65 67.43 88.32 12.54
Intangible WIP 0 0 0 0 0
Investments 1067.13 1316.97 1311.67 2241.94 2626.8
Other Loans 134.86 120.51 126.64 16.08 6.95
Other N/C Assets 16.46 13.66 14.01 131.84 162.6
Current Assets 7869.02 9357.7 6523.26 5165.85 9218.81
Total Assets 63436.28 70506.14 72579.66 84995.56 121188.61
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
promoters 73.35 73.35 73.35 73.35 73.35
alexander george 5.55 5.55 5.55 5.55 5.55
anna alexander 3.72 3.72 3.72 3.72 3.72
eapen alexander 4.37 4.37 4.37 4.37 4.37
elizabeth jacob 3.72 3.72 3.72 3.72 3.72
george alexander muthoot 5.89 5.89 5.89 5.89 5.89
george jacob muthoot 10.87 10.87 10.87 10.87 10.87
george m alexander 4.37 4.37 4.37 4.37 4.37
george m george - - - - 5.55
george m jacob 3.75 3.75 3.75 3.75 3.75
george thomas 10.87 10.87 10.87 10.87 10.87
sara george 7.23 7.23 7.23 7.23 7.23
susan thomas 7.47 7.47 7.47 7.47 7.47
george m g 5.55 5.55 5.55 5.55 -
PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
investors 26.65 26.65 26.65 26.65 26.65
llp 0.03 0.04 0.04 0.05 0.04
sbi mutual fund 8.74 7.70 7.35 6.27 6.67
government pension fund g... - 1.14 1.35 1.19 -
icici prudential mutual f... 2.77 1.83 - - -

Annual Reports

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Annual Report 2024
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

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Concalls & Presentations

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Company News

Muthoot Finance Stock Price Analysis and Quick Research Report. Is Muthoot Finance an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse Muthoot Finance. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Muthoot Finance is Rs 5200.752 Cr. and the compounded growth of profit in the past 3 years is 9.56326527807114%. The PAT margin of Muthoot Finance is 30.4154%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Muthoot Finance , the EPS grew by 28.4237% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): Muthoot Finance has a average ROE track record. The ROE of Muthoot Finance is at 19.7274% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Muthoot Finance is worth at the current levels at Rs 2926.2. Muthoot Finance is trading at a current P/E ratio of 18.3859 and the average historical P/E for the last 5 years was 14.17076.
  • P/B ratio can be one of the best metrics to value such companies. Currently, Muthoot Finance is trading at a P/B of 3.98809269078639. The average historical P/B for the last 5 years was 2.75204. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of Muthoot Finance in Ticker for free. Also, one can get the intrinsic value of Muthoot Finance by using Valuation Calculators, which are available with a Finology ONE subscription. 

Muthoot Finance FAQs

Q1. What is Muthoot Finance share price today?
Ans: The current share price of Muthoot Finance is Rs 2926.2.

Q2. What is the market capitalisation of Muthoot Finance?
Ans: Muthoot Finance has a market capitalisation of Rs 117477.70544712 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Muthoot Finance?
Ans: The PE ratio of Muthoot Finance is 19.0451892055132 and the P/B ratio of Muthoot Finance is 3.98809269078639, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Muthoot Finance share?
Ans: The 52-week high share price of Muthoot Finance is Rs 2954.7, and the 52-week low share price of Muthoot Finance is Rs 1756.05.

Q5. Does Muthoot Finance pay dividends?
Ans: Currently, Muthoot Finance pays dividends. Dividend yield of Muthoot Finance is around 0.8883%.

Q6. What are the face value and book value of Muthoot Finance shares?
Ans: The face value of Muthoot Finance shares is Rs 10, while the book value per share of Muthoot Finance is around Rs 733.7342. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of Muthoot Finance?
Ans: The ROE of Muthoot Finance is 19.7274% and ROCE of Muthoot Finance is 13.4469%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Muthoot Finance a good buy for the long term?
Ans: The Muthoot Finance long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Muthoot Finance undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Muthoot Finance appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Muthoot Finance’s financials?
Ans: You can review Muthoot Finance’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

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Brief about Muthoot Finance
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