My Mudra Fincorp Stock Price Analysis and Quick Research Report. Is My Mudra Fincorp an attractive stock to invest in?

Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.

These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse My Mudra Fincorp. 

Key Financials -

• Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of My Mudra Fincorp is Rs 9.0102 Cr. and the compounded growth of profit in the past 3 years is 167.900239906608%. The PAT margin of My Mudra Fincorp is 11.2116%.
• EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In My Mudra Fincorp , the EPS grew by 1.6698% YOY. 

 Financial Ratios -

• Return on Equity (ROE): My Mudra Fincorp has a healthy ROE track record. The ROE of My Mudra Fincorp is at 25.8084% for the latest year.
• P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of My Mudra Fincorp is worth at the current levels at Rs 108.3. My Mudra Fincorp is trading at a current P/E ratio of 6.5239 and the average historical P/E for the last 5 years was 0.
• P/B ratio can be one of the best metrics to value such companies. Currently, My Mudra Fincorp is trading at a P/B of 2.30981854167911. The average historical P/B for the last 5 years was 0. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of My Mudra Fincorp in Ticker for free. Also, one can get the intrinsic value of My Mudra Fincorp by using Valuation Calculators, which are available with a Finology ONE subscription. 

My Mudra Fincorp FAQs

Q1. What is My Mudra Fincorp share price today?
Ans: The current share price of My Mudra Fincorp is Rs 108.3.

Q2. What is the market capitalisation of My Mudra Fincorp?
Ans: My Mudra Fincorp has a market capitalisation of Rs 123.373194 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of My Mudra Fincorp?
Ans: The PE ratio of My Mudra Fincorp is 13.6925683364098 and the P/B ratio of My Mudra Fincorp is 2.30981854167911, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of My Mudra Fincorp share?
Ans: The 52-week high share price of My Mudra Fincorp is Rs 118, and the 52-week low share price of My Mudra Fincorp is Rs 51.6.

Q5. Does My Mudra Fincorp pay dividends?
Ans: Currently, My Mudra Fincorp does not pay dividends. Dividend yield of My Mudra Fincorp is around 0%.

Q6. What are the face value and book value of My Mudra Fincorp shares?
Ans: The face value of My Mudra Fincorp shares is Rs 10, while the book value per share of My Mudra Fincorp is around Rs 46.8868. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of My Mudra Fincorp?
Ans: The ROE of My Mudra Fincorp is 25.8084% and ROCE of My Mudra Fincorp is 31.3615%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is My Mudra Fincorp a good buy for the long term?
Ans: The My Mudra Fincorp long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is My Mudra Fincorp undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the My Mudra Fincorp appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check My Mudra Fincorp’s financials?
Ans: You can review My Mudra Fincorp’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.