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Radiant Cash Mgmnt. share price

Radiant Cash Management Services Ltd.

NSE: RADIANTCMS BSE: 543732 SECTOR: Finance - Investment  51k   104   10

64.55
+0.14 (0.22%)
BSE: 13 Jun 04:01 PM

Price Summary

Today's High

₹ 65.19

Today's Low

₹ 63.9

52 Week High

₹ 91.25

52 Week Low

₹ 49.39

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyExcellent
The company knows very well the utilization of its assets.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

688.8 Cr.

Advances

0 Cr.

No. of Shares

10.67 Cr.

P/E

15.08

P/B

2.52

Face Value

₹ 1

Div. Yield

3.88 %

Book Value (TTM)

₹  25.57

Operating Revenue

384.54 Cr.

Net Profit

45.44 Cr.

Promoter Holding

56.92 %

EPS (TTM)

₹  4.28

Sales Growth

8.35

ROE

18.79 %

ROCE

30.34%

Profit Growth

-27.56 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

Income Growth

1 Year8.35%
3 Year20.16%
5 Year11.72%

Profit Growth

1 Year-27.56%
3 Year11.9%
5 Year12.68%

ROE%

1 Year18.79%
3 Year27.13%
5 Year28.03%

ROCE %

1 Year30.34%
3 Year42.49%
5 Year44.44%

ROA%

15.5398

PEG Ratio

NA

PAT Margin (%)

11.8169

EPS Growth(%)

NA

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 56.92 0.00
Dec 2024 56.92 0.00
Sep 2024 56.92 0.00
Jun 2024 56.92 0.00
Mar 2024 56.92 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 21.4111324098881% in last 3 years.
  • Company has a healthy Return on Equity (ROE) track record of 27.1265068084527%.
  • TThe company has been maintaining a healthy ROCE of 42.485186939227% since last 3 years.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 20.1554616135158%.
  • The company has delivered substantial profit growth of 11.8974662488207% over past 3 years.
  • Promoters shareholding is 56.92%.

 Limitations

  • PAT margin has shrunk by 5.8574%.
  • Provision and contingencies have increased by 114.725330620549%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Operating Revenue 97.29 98.02 102.39 105.62 99.06
Other Income 1.17 1.29 1.6 1.68 1.85
Interest Expended 0.57 0.47 0.32 0.55 0.8
Operating Expenses 83.25 81.39 84.78 88.15 84.43
Total Provisions 0 0 0 0 0
Depreciation 2.1 2.06 2.13 2.12 2.19
Profit Before Tax 12.53 15.39 16.76 16.47 13.5
Tax 3.54 4.29 4.49 4.22 3.46
Net Profit 8.99 11.11 12.27 12.25 10.04
Adjusted EPS (RS) 0.84 1.04 1.15 1.15 0.94

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 248.28 221.67 286.04 354.91 384.54
Other Income 3.5 2.49 0.94 2.58 5.73
Interest 16.75 16.33 22.37 18.99 20.05
Operating Expenses 183.12 161.58 208.47 250.25 302.07
Total Provisions 1.65 1.21 4.08 3.93 6.38
Exceptional Items 0 0 0 0 0
Profit Before Tax 50.26 45.04 52.06 84.31 61.77
Tax 13.75 12.61 13.85 21.59 16.33
Profit After Tax 36.5 32.43 38.21 62.73 45.44
Adjusted EPS (Rs.) 3.61 3.72 3.77 5.88 4.26

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 1.28 1.19 10.13 10.67 10.67
Total Reserves 118.3 125.91 129.64 219.26 243.04
Borrowings 1.64 1.46 1.26 0.88 0
Other N/C liabilities -3.07 1.76 -1.06 -1.44 3.6
Current liabilities 36.4 31.83 48.75 48.04 50.1
Total Liabilities 154.54 162.14 188.72 277.42 307.41
Assets
Loans 0 0 0 0 0
Net Block 8.2 11.05 14.09 13.29 34.09
Capital WIP 0 0 0 1.94 1.32
Intangible WIP 0 0 0 0 0
Investments 28.24 0 0 0 11.2
Other Loans 2.64 2.75 2.06 1.77 3.07
Other N/C Assets 0.72 4.12 3.3 7.76 6.38
Current Assets 114.74 144.23 169.27 252.66 251.35
Total Assets 154.54 162.14 188.72 277.42 307.41
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
promoters 56.92 56.92 56.92 56.92 56.92
col david devasahayam 48.95 48.95 48.95 48.95 48.95
dr.renuka david 7.97 7.97 - 7.97 7.97
dr.renuka david - - 7.97 - -
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 43.08 43.08 43.08 43.08 43.08
hdfc mutual fund - hdfc c... - - - 1.47 1.47
llp 0.57 0.70 1.14 1.44 1.38
motilal oswal financial ... 1.87 1.87 1.87 1.91 1.87
unit trust of india inves... 11.59 10.47 6.59 6.59 6.18
zen securities ltd - - - - 1.45
bnp paribas financial mar... - - 1.88 - -
hdfc mutual fund - hdfc c... 1.47 - 1.47 - -
hdfc mutual fund - 1.47 - - -
uti - infrastructure, tra... - 1.07 - - -
whiteoak capital - 1.82 - - -
uti transportation and lo... 1.07 - - - -
whiteoak capital flexi ca... 2.29 - - - -

Annual Reports

Title Action
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Ratings & Research Reports

TYPE AGENCY ACTION
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TYPE AGENCY ACTION
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Concalls & Presentations

TYPE QUARTER ACTION
Concall Q4FY25
Concall Q4FY23
Concall Q3FY25
Concall Q3FY24
TYPE QUARTER ACTION
Presentation Q4FY25
Presentation Q4FY24
Presentation Q3FY24

Company News

 No Latest News available for this company.
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Radiant Cash Mgmnt. Stock Price Analysis and Quick Research Report. Is Radiant Cash Mgmnt. an attractive stock to invest in?

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry. Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Radiant Cash Mgmnt. stock price today is Rs 64.19. To understand the functions of the Radiant Cash Mgmnt. better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Radiant Cash Mgmnt. is Rs 45.441 Cr and the compounded growth of profit in the past 3 years is 11.897340461832 %. The PAT margin of Radiant Cash Mgmnt. is 11.8169 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Radiant Cash Mgmnt. , the EPS declined by -27.5573 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Radiant Cash Mgmnt. has a average ROE track record. The ROE of Radiant Cash Mgmnt. is at 18.7912 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Radiant Cash Mgmnt. is worth at the current levels at Rs 64.19. Radiant Cash Mgmnt. is trading at a current P/E ratio of 17.88 and the average historical P/E for the last 5 years was 6.86096.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Radiant Cash Mgmnt. is trading at a P/B of 2.5191 . The average historical P/B for the last 5 years was 1.53666. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Radiant Cash Mgmnt. is Rs 64.19. One can use valuation calculators of ticker to know if Radiant Cash Mgmnt. share price is undervalued or overvalued.

Last Updated on:
Brief about Radiant Cash Mgmnt.
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