RBL Bank
Ticker > Company >

RBL Bank share price

RBL Bank Ltd.

NSE: RBLBANK BSE: 540065 SECTOR: Bank - Private  2.72 L   1.03 K   240

270.05
-2.35 (-0.86%)
NSE: 11 Sep 4:00 PM

Price Summary

Today's High

₹ 274.5

Today's Low

₹ 269.7

52 Week High

₹ 279

52 Week Low

₹ 146.1

FinStar

Ownership Very Stable
High level of belief in company’s potential exhibited by insiders.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsWeak
Watch out! The company might not be able to sustain any adverse condition.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 16544.48 Cr.

CASA %

34.15

No. of Shares

61.26 Cr.

P/E

31.56

P/B

1.06

Face Value

₹ 10

Div. Yield

0.37 %

Book Value (TTM)

₹  255.31

Net Interest Income

₹ 6463.02 Cr.

Cost To Income %

64.68

Promoter Holding

0 %

EPS (TTM)

₹  8.56

CAR %

15.54

ROE

4.62 %

ROCE

5.72%

Profit Growth

-40.46 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

ROE%

1 Year4.62%
3 Year6.56%
5 Year4.69%

ROA%

1 Year0.49%
3 Year0.73%
5 Year0.53%

Net NPA%

1 Year0.29%
3 Year0.71%
5 Year1.12%

 NIM

1 Year4.71%
3 Year4.69%
5 Year4.42%

CAR %

15.54

Cost of Liabilities %

6.0765

PEG Ratio

NA

Advances Growth %

10.277

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2025 0.00 0.00
Mar 2025 0.00 0.00
Dec 2024 0.00 0.00
Sep 2024 0.00 0.00
Jun 2024 0.00 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company has been consistently maintaining a NIM of 4.69083333333333% since last 3 years.
  • The Bank is prominently managing its Non-Performing Assets, Average NET NPA of last 3 years is 0.71%.
  • Other Income is 27.1113172026352% of total income.
  • Good Capital Adequacy Ratio of 15.54%.
  • The company has delivered good Profit growth of 124.430654277386% over the past 3 years.

 Limitations

  • The bank has a very low ROA track record. Average ROA of 3 years is 0.7337%
  • CASA Growth of -1.06930000000001% YoY, which is very low.
  • Company has a low ROE of 6.55643333333333% over the last 3 years.
  • High Cost to income ratio of 64.6829%.
  • Increase in Provision and contingencies of 66.3595512984475% on YoY.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025
Interest Earned 3496.24 3530.93 3536.33 3475.57 3441.09
Other Income 805.46 927.36 1073.33 1000.03 1069.48
Interest Expended 1796.27 1915.96 1951.27 1912.55 1960.43
Operating Expenses 1646.35 1632.44 1661.76 1701.86 1847.19
Total Provisions 366.29 618.33 1188.9 785.14 442.32
Profit Before Tax 492.79 291.56 -192.27 76.05 260.63
Tax 121.27 69.04 -224.9 7.35 60.3
Net Profit 371.52 222.52 32.63 68.7 200.33
Net NPA % 0.74 0.79 0.53 0.29 0.45
Gross NPA % 2.69 2.88 2.92 2.6 2.78
Return on Assets % 1.14 0.64 0.09 0.2 0.56
NPM % 10.63 6.3 0.92 1.98 5.82

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Interest Earned 8329.02 8175.79 9676.57 12394.3 14039.07
Other Income 1884.04 2340.53 2489.43 3042.89 3806.18
Interest Expended 4541.45 4149.05 4678.39 6351.41 7576.05
Operating Expenses 2754.59 3621.96 5285.17 6055.03 6642.41
Total Provisions 2227.94 2860.4 1021.95 1778.47 2958.66
Profit Before Tax 689.08 -115.09 1180.5 1252.28 668.13
Taxes 181.3 -40.35 297.78 84.36 -27.24
Net Profit 507.78 -74.74 882.72 1167.92 695.37
Adjusted EPS (Rs.) 8.49 -1.25 14.72 19.3 11.44

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 598.02 599.51 599.57 605.1 607.88
Total Reserves 12063.93 12008.18 12902.03 14073.6 14829.04
Deposits 73121.27 79006.53 84886.52 103493.6 110943.53
Borrowings 11225.89 11093.04 13331.28 14184.09 13733.84
Other Liabilities 3640.87 3490.76 4081.8 5958.13 6441.33
Total Liabilities 100650.61 106208.58 115876.18 138432.21 146725.48
Assets
Balance with RBI 6704.7 13111.08 6238.06 12070.82 10964.76
Balance with Banks 6719.51 4436.62 2281.97 2345.73 1594.85
Investments 23230.42 22274.35 28875.45 29575.85 32164.75
Advances 58622.51 60021.81 70209.35 83986.91 92618.27
Net Block 442.36 466.56 528.68 525.06 570.21
Other Assets 4907 5816.62 7697.38 9920.5 8805.69
Total Assets 100650.61 106208.58 115876.18 138432.21 146725.48
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

 No Promoters Data available for this company.Report us
PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
investors 100.00 100.00 100.00 100.00 100.00
aditya birla sun life tru... - 2.18 - - 1.25
asia capital financial op... 1.50 1.49 1.49 1.49 1.49
gaja capital fund ii limi... 1.33 1.32 1.32 1.32 1.32
hdfc mutual fund-hdfc arb... - - - - 1.61
icici prudential equity a... - - - - 1.19
icici prudential life ins... 1.25 1.44 1.06 1.06 1.22
investor education and pr... - 0.03 - - 0.04
life insurance corporatio... - - 1.16 1.19 1.27
llp - - - - 1.66
mahindra & mahindra limit... 3.49 3.48 3.48 3.48 3.47
mirae asset arbitrage fun... - - - - 1.09
nippon life india trustee... - - - 3.11 4.26
quant mutual fund - - - 6.65 6.64
sbi banking & financial s... - - - - 3.27
tata banking & financial ... - - - - 2.08
vanguard total internatio... 1.01 1.03 1.03 1.05 1.06
vishwavir ahuja 1.05 1.05 1.05 1.05 1.04
zerodha broking 1.25 1.24 1.24 1.24 1.24
british international inv... 3.83 3.82 3.82 3.82 -
d s trust - - 1.26 1.26 -
unitbhai shantilal mehta - - - 1.28 -
cronus merchandise llp - - 1.24 - -
investor education and pr... 0.03 - 0.08 - -
nippon life india trustee... 3.62 3.97 2.71 - -
quant mutual fund - quant... 4.68 4.67 6.65 - -
hydra trading private lim... 1.25 1.25 - - -
tata arbitrage fund 1.27 1.73 - - -
aditya birla sun life tru... 1.70 - - - -
baroda bnp paribas balanc... 1.19 - - - -
bofa securities europe sa... 1.02 - - - -
citigroup global markets ... 1.41 - - - -
maple ii b.v. 7.89 - - - -
morgan stanley asia (sing... 2.00 - - - -

Annual Reports

Title Link
Title Link
Annual Report 2024
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

TYPE AGENCY Link
TYPE AGENCY Link
Credit ICRA
Credit CARE
Credit CARE
Credit ICRA
Credit ICRA
Credit CARE
TYPE AGENCY Link
TYPE AGENCY Link
Research Geojit
Research HDFC Securities
Research BOB Capital Market
Research LKP Securities
Research Ventura
Research Edelweiss
Research Edelweiss
Research Chola Wealth Direct
Research Edelweiss
Research Chola Wealth Direct
Research Edelweiss
Research LKP Securities
Research Edelweiss
Research Chola Wealth Direct
Research LKP Securities
Research Chola Wealth Direct
Research LKP Securities
Research BOB Capital Market
Research Edelweiss
Research LKP Securities
Research LKP Securities
Research BOB Capital Market
Research BOB Capital Market
Research Chola Wealth Direct
Research Chola Wealth Direct
Research Motilal Oswal
Research Geojit BNP Paribas
Research Nirmal Bang Institutional
Research HDFC Securities

Concalls & Presentations

TYPE QUARTER Link
TYPE QUARTER Link
Concall Q4FY24
Concall Q3FY24
Concall Q3FY21
Concall Q2FY21
Concall Q1FY25
Concall Q1FY24
Concall Q1FY21
Concall Q1FY20
TYPE QUARTER Link
TYPE QUARTER Link
Presentation Q4FY25
Presentation Q4FY24
Presentation Q3FY25
Presentation Q3FY24
Presentation Q3FY21
Presentation Q2FY25
Presentation Q2FY25
Presentation Q2FY24
Presentation Q2FY22
Presentation Q2FY21
Presentation Q1FY25
Presentation Q1FY24
Presentation Q1FY23
Presentation Q1FY22
Presentation Q1FY21
Presentation Q1FY20

Company News

RBL Bank Stock Price Analysis and Quick Research Report. Is RBL Bank an attractive stock to invest in?

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how RBL Bank is performing and if it is the right time to buy the stock of RBL Bank with detailed analysis.

  •  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. RBL Bank has earned Rs 14039.07 Cr. revenue in the latest financial year. RBL Bank has posted outstanding revenue growth of 19.7481442152601% in last 3 Years.

  • In terms of advances, RBL Bank reported 10.277% YOY,  rise . If you see 3 years advance growth, it stands at 15.5568935513064%.

  • Currently, RBL Bank has a CASA ratio of 34.1487%. It’s overall cost of liability stands at 6.0765 %. Also, the total deposits from these accounts stood at Rs 110943.5302 Cr.

  • RBL Bank has a average ROA track record. The ROA of RBL Bank is at 0.4877%.

  • The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of RBL Bank stood at 2.6% and 0.29% respectively as on the latest financial year.

  • One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 66.3595512984475% which means it has increased from the previous year.

  • Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of RBL Bank surged and is currently at Rs 3806.1768 Cr.

  • RBL Bank has a Good Capital Adequacy Ratio of 15.54 .

  • The best metric which provides insights about bank’s valuation is P/B ratio. Currently RBL Bank is trading at a P/B of 1.0564 . The historical average PB was 0.779790710312513.

One can find all the Financial Ratios of RBL Bank in Ticker for free. Also, one can get the intrinsic value of RBL Bank by using Valuation Calculators, which are available with a Finology ONE subscription. 

RBL Bank FAQs

Q1. What is RBL Bank share price today?
Ans: The current share price of RBL Bank is Rs 270.05.

Q2. What is the market capitalisation of RBL Bank?
Ans: RBL Bank has a market capitalisation of Rs 16544.477387845 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of RBL Bank?
Ans: The PE ratio of RBL Bank is 31.5626460963067 and the P/B ratio of RBL Bank is 1.05772793537617, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of RBL Bank share?
Ans: The 52-week high share price of RBL Bank is Rs 279, and the 52-week low share price of RBL Bank is Rs 146.1.

Q5. Does RBL Bank pay dividends?
Ans: Currently, RBL Bank pays dividends. Dividend yield of RBL Bank is around 0.3708%.

Q6. What are the face value and book value of RBL Bank shares?
Ans: The face value of RBL Bank shares is Rs 10, while the book value per share of RBL Bank is around Rs 255.3114. Face value is the nominal value set by the company, whereas book value reflects its accounting worth.

Q7. What are the ROE and ROCE of RBL Bank?
Ans: The ROE of RBL Bank is 4.6181% and ROCE of RBL Bank is 5.7176%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is RBL Bank a good buy for the long term?
Ans: The RBL Bank long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is RBL Bank undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the RBL Bank appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check RBL Bank’s financials?
Ans: You can review RBL Bank’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

Last Updated on:
Brief about RBL Bank
X