Repco Home Finance Stock Price Analysis and Quick Research Report. Is Repco Home Finance an attractive stock to invest in?
Housing finance companies is a highly concentrated business-facing fierce competition and the industry has remained competitive for several years. The growth of the economy and also increase in the per capita income of individuals impact the housing industry as a whole.
These companies provide finance for housing in India to individuals and corporations. The housing finance companies majorly cater to low and middle-income individuals. The proportion of loans coming from housing companies is significantly increasing.
Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.
Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements.
Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse Repco Home Finance.
Key Financials -
- Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Repco Home Finance is Rs 439.44 Cr. and the compounded growth of profit in the past 3 years is 31.887795117259%. The PAT margin of Repco Home Finance is 26.077%.
- EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Repco Home Finance , the EPS grew by 11.3353% YOY.
Financial Ratios -
- Return on Equity (ROE): Repco Home Finance has a average ROE track record. The ROE of Repco Home Finance is at 14.1584% for the latest year.
- P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Repco Home Finance is worth at the current levels at Rs 376.2. Repco Home Finance is trading at a current P/E ratio of 4.7734 and the average historical P/E for the last 5 years was 5.60227626573998.
- P/B ratio can be one of the best metrics to value such companies. Currently, Repco Home Finance is trading at a P/B of 0.687872974984792. The average historical P/B for the last 5 years was 0.692632720112272. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.
One can find all the Financial Ratios of Repco Home Finance in Ticker for free. Also, one can get the intrinsic value of Repco Home Finance by using Valuation Calculators, which are available with a Finology ONE subscription.
Repco Home Finance FAQs
Q1. What is Repco Home Finance share price today?
Ans: The current share price of Repco Home Finance is Rs 376.2.
Q2. What is the market capitalisation of Repco Home Finance?
Ans: Repco Home Finance has a market capitalisation of Rs 2353.55843844 Cr., calculated based on its latest share price.
Q3. What are the P/E and P/B ratios of Repco Home Finance?
Ans: The PE ratio of Repco Home Finance is 5.3253985555458 and the P/B ratio of Repco Home Finance is 0.687872974984792, showing how the stock is valued against its earnings and book value.
Q4. What is the 52-week high and low of Repco Home Finance share?
Ans: The 52-week high share price of Repco Home Finance is Rs 595, and the 52-week low share price of Repco Home Finance is Rs 310.
Q5. Does Repco Home Finance pay dividends?
Ans: Currently, Repco Home Finance pays dividends. Dividend yield of Repco Home Finance is around 1.061%.
Q6. What are the face value and book value of Repco Home Finance shares?
Ans: The face value of Repco Home Finance shares is Rs 10, while the book value per share of Repco Home Finance is around Rs 546.9033. Face value is the nominal value set by the company, whereas book value reflects its accounting worth.
Q7. What are the ROE and ROCE of Repco Home Finance?
Ans: The ROE of Repco Home Finance is 14.1584% and ROCE of Repco Home Finance is 11.0765%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.
Q8. Is Repco Home Finance a good buy for the long term?
Ans: The Repco Home Finance long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.
Q9. Is Repco Home Finance undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Repco Home Finance appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.
Q10. How to check Repco Home Finance’s financials?
Ans: You can review Repco Home Finance’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.