Ticker > Company >

Satin Creditcare share price

Satin Creditcare Network Ltd.

NSE: SATIN BSE: 539404 SECTOR: Finance Term Lending  63k   117   19

160.00
-2.65 (-1.63%)
BSE: 13 Jun 04:01 PM

Price Summary

Today's High

₹ 162

Today's Low

₹ 155.05

52 Week High

₹ 249.65

52 Week Low

₹ 131.4

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

1767.54 Cr.

Advances

7951.44 Cr.

No. of Shares

11.05 Cr.

P/E

8.16

P/B

0.62

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  257.42

Operating Revenue

2053.41 Cr.

Net Profit

422.84 Cr.

Promoter Holding

36.17 %

EPS (TTM)

₹  19.6

Sales Growth

17.14

ROE

18.58 %

ROCE

16.24%

Profit Growth

59.97 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year17.14%
3 Year17.32%
5 Year8.39%

Profit Growth

1 Year59.97%
3 Year221.38%
5 Year16.75%

ROE%

1 Year18.58%
3 Year12.2%
5 Year9.56%

ROCE %

1 Year16.24%
3 Year12.69%
5 Year11.69%

ROA%

4.7702

PEG Ratio

0.35

PAT Margin (%)

20.5923

EPS Growth(%)

23.2492

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 36.17 0.00
Dec 2024 36.17 0.00
Sep 2024 36.17 0.00
Jun 2024 36.17 0.00
Mar 2024 36.17 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company is trading at 0.8657 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 17.3216049933076%.
  • The company has delivered substantial profit growth of 221.38374030902% over past 3 years.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Operating Revenue 592.58 581.92 600.46 631.3 559.8
Other Income 1.34 0.19 0.45 0.77 1.87
Interest Expended 232.85 229.49 242.68 242.02 235.57
Operating Expenses 188.09 210.08 295.13 366.72 298.49
Total Provisions 0 0 0 0 0
Depreciation 5.62 5.01 5.67 6.32 6.6
Profit Before Tax 167.37 137.54 57.43 17.02 21
Tax 42.08 34.93 15.87 -14.33 -20.05
Net Profit 125.28 102.61 41.56 31.35 41.05
Adjusted EPS (RS) 11.38 9.32 3.78 2.85 3.73

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 1400.97 1271.57 1261.95 1752.92 2053.41
Other Income 1.33 6.54 4.03 201.13 13.1
Interest 576.86 617.61 606.41 576.02 832.84
Operating Expenses 397.45 361.32 412.54 428.89 501.15
Total Provisions 214.82 308.95 187.66 608.13 166.67
Exceptional Items 0 0 0 0 0
Profit Before Tax 213.17 -9.76 59.36 341 565.85
Tax 56.9 3.79 19.14 76.67 143.01
Profit After Tax 156.27 -13.55 40.23 264.33 422.84
Adjusted EPS (Rs.) 28.31 -2.04 5.4 31.19 38.44

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 51.71 66.47 74.59 84.8 110.04
Total Reserves 1401.06 1424.58 1531.66 1828.92 2557.3
Borrowings 5223.04 5815.74 4736.28 4289.47 6354.22
Other N/C liabilities 22.28 -32.94 -60.35 9.49 86.7
Current liabilities 456.14 554.56 1025.12 1432.71 974.92
Total Liabilities 7154.23 7828.42 7307.29 7645.4 10083.18
Assets
Loans 4709.39 5514.96 4897.4 5684.21 7951.44
Net Block 56.19 93.67 81.14 84.74 86.82
Capital WIP 34.14 3.65 0.18 0 0
Intangible WIP 0 0 0 0 0
Investments 267.61 282.61 335.58 741.52 826.99
Other Loans 6.21 4.66 3.54 35.81 4.54
Other N/C Assets 4.3 14.52 30.55 17.19 9.41
Current Assets 2076.38 1914.35 1958.91 1081.93 1203.98
Total Assets 7154.23 7828.42 7307.29 7645.4 10083.18
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
promoters 36.17 36.17 36.17 36.17 36.17
anureet hp singh 0.66 0.66 0.66 0.66 0.66
late harbans singh - 0.37 0.37 0.37 0.37
neeti singh 0.18 0.18 0.18 0.18 0.18
satvinder singh 0.35 0.35 0.35 0.35 0.35
trishashna holdings & inv... 34.32 34.32 34.32 34.32 34.32
wisteria holdings & inves... 0.29 0.29 0.29 0.29 0.29
harbans singh (deceased) 0.37 - - - -
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 63.83 63.83 63.83 63.83 63.83
bandhan small cap fund 1.13 1.00 1.07 1.28 1.35
bhawani finvest pvt ltd 2.01 1.99 1.99 2.25 2.62
florintree ventures llp 11.14 11.14 11.14 11.14 11.14
icici prudential life ins... 1.96 1.92 1.87 1.87 1.87
indusind bank limited tre... 1.98 1.98 1.98 1.98 1.98
linkage securities privat... 2.04 2.03 2.04 2.34 2.66
llp 13.77 13.78 13.76 13.67 13.66
massachusetts institute o... 1.81 1.81 1.81 1.81 1.81
rajsonia consultancy serv... 2.28 2.26 2.26 2.60 2.94
trust team investors limi... 1.13 1.13 1.13 1.18 1.19
evli emerging frontier fu... 2.68 3.17 2.28 - -

Annual Reports

Title Action
Annual Report 2023
Annual Report 2022
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

TYPE AGENCY ACTION
Credit ICRA
Credit ICRA
Credit CRISIL
Credit ICRA
Credit CARE
Credit CARE
Credit CARE
Credit BRICKWORK
Credit ICRA
Credit CARE
Credit CARE
Credit CARE RATINGS
Credit CARE RATINGS
Credit CRISIL
Credit CARE
Credit ICRA
Credit ICRA
TYPE AGENCY ACTION
Research Nuvama
Research HDFC Securities
Research HDFC Securities
Research HDFC Securities

Concalls & Presentations

TYPE QUARTER ACTION
Concall Q4FY24
Concall Q4FY22
Concall Q3FY24
Concall Q3FY22
Concall Q2FY24
Concall Q1FY25
Concall Q1FY24
Concall Q1FY21
TYPE QUARTER ACTION
Presentation Q4FY24
Presentation Q4FY22
Presentation Q4FY21
Presentation Q3FY24
Presentation Q2FY24
Presentation Q2FY20
Presentation Q1FY24
Presentation Q1FY24
Presentation Q1FY22
Presentation Q1FY22
Presentation Q1FY21
Presentation H1FY24

Company News

Satin Creditcare Stock Price Analysis and Quick Research Report. Is Satin Creditcare an attractive stock to invest in?

 

Around 2% of India's total population invests in financial assets. The penetration of the mutual fund industry in India is close to 7% (Based on the number of PAN cardholders). This under penetration of the mutual fund industry offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Satin Creditcare stock price today is Rs 159.13. To understand the functions of the Satin Creditcare better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of the company is Rs 422.8441 Cr and the compounded growth of profit in the past 3 years is 221.379988286066 %. The PAT margin of Satin Creditcare is 20.5923 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Satin Creditcare , the EPS grew by 23.2492 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): The Company has a average ROE track record. The ROE of Satin Creditcare is at 18.5797 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Satin Creditcare is worth at the current levels at Rs 159.13. The stock is trading at a current P/E ratio of 5.4611 and the average historical P/E for the last 5 years was 6.11686199700851.

  • Share Price: - The current share price of Satin Creditcare is Rs 159.13. One can use valuation calculators of ticker to know if Satin Creditcare share price is undervalued or overvalued.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Satin Creditcare is trading at a P/B of 0.6216 . The average historical P/B for the last 5 years was 0.507870862055574. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

Last Updated on:
Brief about Satin Creditcare
X