SBI Cards AndPayment Stock Price Analysis and Quick Research Report. Is SBI Cards AndPayment an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse SBI Cards AndPayment. 

Key Financials -

• Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of SBI Cards AndPayment is Rs 1916.41 Cr. and the compounded growth of profit in the past 3 years is 5.84481048560852%. The PAT margin of SBI Cards AndPayment is 10.6042%.
• EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In SBI Cards AndPayment , the EPS declined by -20.4437% YOY. 

 Financial Ratios -

• Return on Equity (ROE): SBI Cards AndPayment has a average ROE track record. The ROE of SBI Cards AndPayment is at 14.8343% for the latest year.
• P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of SBI Cards AndPayment is worth at the current levels at Rs 853.75. SBI Cards AndPayment is trading at a current P/E ratio of 43.7949 and the average historical P/E for the last 5 years was 48.04304.
• P/B ratio can be one of the best metrics to value such companies. Currently, SBI Cards AndPayment is trading at a P/B of 5.67187560206586. The average historical P/B for the last 5 years was 8.6024. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of SBI Cards AndPayment in Ticker for free. Also, one can get the intrinsic value of SBI Cards AndPayment by using Valuation Calculators, which are available with a Finology ONE subscription. 

SBI Cards AndPayment FAQs

Q1. What is SBI Cards AndPayment share price today?
Ans: The current share price of SBI Cards AndPayment is Rs 853.75.

Q2. What is the market capitalisation of SBI Cards AndPayment?
Ans: SBI Cards AndPayment has a market capitalisation of Rs 81238.1034915 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of SBI Cards AndPayment?
Ans: The PE ratio of SBI Cards AndPayment is 43.2626772946321 and the P/B ratio of SBI Cards AndPayment is 5.67187560206586, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of SBI Cards AndPayment share?
Ans: The 52-week high share price of SBI Cards AndPayment is Rs 1027.25, and the 52-week low share price of SBI Cards AndPayment is Rs 659.8.

Q5. Does SBI Cards AndPayment pay dividends?
Ans: Currently, SBI Cards AndPayment pays dividends. Dividend yield of SBI Cards AndPayment is around 0.2927%.

Q6. What are the face value and book value of SBI Cards AndPayment shares?
Ans: The face value of SBI Cards AndPayment shares is Rs 10, while the book value per share of SBI Cards AndPayment is around Rs 150.5234. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of SBI Cards AndPayment?
Ans: The ROE of SBI Cards AndPayment is 14.8343% and ROCE of SBI Cards AndPayment is 11.7868%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is SBI Cards AndPayment a good buy for the long term?
Ans: The SBI Cards AndPayment long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is SBI Cards AndPayment undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the SBI Cards AndPayment appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check SBI Cards AndPayment’s financials?
Ans: You can review SBI Cards AndPayment’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.