SBI Cards AndPayment Stock Price Analysis and Quick Research Report. Is SBI Cards AndPayment an attractive stock to invest in?

Around 2% of India's total population invests in financial assets. The mutual fund industry's penetration in India is close to 7% (Based on the number of PAN cardholders). This under penetration offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

SBI Cards AndPayment stock price today is Rs 1007. To understand the functions of the SBI Cards AndPayment better, you must go through the following points:

Key Financials –

• Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of SBI Cards AndPayment is Rs 2407.88 Cr and the compounded growth of profit in the past 3 years is 34.731394270942 %. The PAT margin of SBI Cards AndPayment is 14.1904 %.

• EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In SBI Cards AndPayment , the EPS grew by 6.0665 % YOY. 

 Financial Ratios –

•  Return on Equity (ROE): SBI Cards AndPayment has a healthy ROE track record. The ROE of SBI Cards AndPayment is at 22.0288 % for the latest year.

• P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of SBI Cards AndPayment is worth at the current levels at Rs 1007. The stock is trading at a current P/E ratio of 26.9527 and the average historical P/E for the last 5 years was 48.6131929312004.

• P/B ratio can be one of the best metrics to value such companies. Currently, SBI Cards AndPayment is trading at a P/B of 6.952 . The average historical P/B of SBI Cards AndPayment for the last 5 years was 9.5647211078046. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

• Share Price: - The current share price of SBI Cards AndPayment is Rs 1007. One can use valuation calculators of ticker to know if SBI Cards AndPayment share price is undervalued or overvalued.