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Guj Credit Corp. share price

Gujarat Credit Corporation Ltd.

BSE: 511441 SECTOR: Finance - NBFC  9.5 K   4   0

26.73
-1.39 (-4.94%)
BSE: 11 Sep 04:01 PM

Price Summary

Today's High

₹ 28.1

Today's Low

₹ 26.72

52 Week High

₹ 79.8

52 Week Low

₹ 20.25

FinStar is Suspended!

The FinStar rating for this company is currently unavailable due to limited data disclosure. As a micro-cap company, it may carry higher risk and limited transparency. We will update the FinStar rating once more reliable data becomes available.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

66.83 Cr.

Advances

0 Cr.

No. of Shares

2.5 Cr.

P/E

0

P/B

2.31

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  11.57

Operating Revenue

0 Cr.

Net Profit

0.02 Cr.

Promoter Holding

31.61 %

EPS (TTM)

₹  -0.12

Sales Growth

0

ROE

0.14 %

ROCE

0.08%

Profit Growth

61.46 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 YearNA
3 YearNA
5 YearNA

Profit Growth

1 Year61.46%
3 Year-43.78%
5 Year-44.78%

ROE%

1 Year0.14%
3 Year0.18%
5 Year0.27%

ROCE %

1 Year0.08%
3 Year0.13%
5 Year0.17%

ROA%

0.0491

PEG Ratio

NA

PAT Margin (%)

0

EPS Growth(%)

61.4583

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2025 31.61 0.00
Mar 2025 31.61 0.00
Dec 2024 31.61 0.00
Sep 2024 31.61 0.00
Jun 2024 31.61 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company is trading at 1.4976 times the book value

 Limitations

  • Company has a poor Return on Equity (ROE) track record of 0.181442493379924%.
  • The company a poor ROCE track record of 0.12674729441553% since last 3 years.
  • The company has delivered poor profit growth of 0% over past 3 years
  • Provision and contingencies have increased by 122.222222222222%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025
Operating Revenue 0 0 0 0 0
Other Income 0 0.04 0.05 0.09 0
Interest Expended 0 0 0 0 0
Operating Expenses 0.07 0.02 0.04 0.32 0.09
Total Provisions 0 0 0 0 0
Depreciation 0 0 0 0 0
Profit Before Tax -0.07 0.01 0.01 -0.23 -0.09
Tax 0 0 0 -0.02 0
Net Profit -0.07 0.01 0 -0.21 -0.09
Adjusted EPS (RS) -0.09 0.01 0 -0.25 -0.11

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 0 0 0 0 0
Other Income 0.28 0.37 0.26 0.25 0.23
Interest 0 0 0 0 0
Operating Expenses 0.23 0.27 0.2 0.22 0.2
Total Provisions 0 0 0 0 0
Exceptional Items 0 -0.01 -0.01 0 0
Profit Before Tax 0.04 0.09 0.06 0.03 0.02
Tax 0 0.02 0.02 0.02 0.01
Profit After Tax 0.04 0.09 0.04 0.01 0.02
Adjusted EPS (Rs.) 0.04 0.06 0.04 0.01 0.02

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 10.08 10.08 8.5 8.5 8.5
Total Reserves 2.53 2.62 4.26 4.25 4.29
Borrowings 17.5 17.47 17.44 18.61 18.71
Other N/C liabilities 0 0 0 0.01 0.01
Current liabilities 0.07 0.07 0.11 0.11 0.1
Total Liabilities 30.17 30.22 30.3 31.49 31.62
Assets
Loans 0 0 0 0 0
Net Block 27.05 27.08 27.11 28.01 28.39
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 2.86 2.88 2.95 2.94 2.96
Other Loans 0.2 0 0 0 0
Other N/C Assets 0 0 0 0 0
Current Assets 0.06 0.26 0.24 0.54 0.26
Total Assets 30.17 30.22 30.3 31.49 31.62
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
promoters 31.61 31.61 31.61 31.61 31.61
aajkal investment pvt ltd... 0.80 0.80 0.80 0.80 0.80
amam s shah 8.40 8.40 8.40 8.40 8.40
anupama n shah 0.20 0.20 0.20 0.20 0.20
bahubali s shah 10.40 10.40 10.40 10.40 10.40
gccl housing finanace lim... 5.60 5.60 5.60 5.60 5.60
jayendra c patel 1.60 1.60 1.60 1.60 1.60
lipi mercantile ltd 3.20 3.20 3.20 3.20 3.20
nirmam s shah 0.60 0.60 0.60 0.60 0.60
shreyans s shah 0.40 0.40 0.40 0.40 0.40
smruti s shah 0.41 0.41 0.41 0.41 0.41
PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
investors 68.39 68.39 68.39 68.39 68.39
alfa fincaps ltd 3.20 3.20 3.20 3.20 3.20
apurva hathi 1.60 1.60 1.60 1.60 1.60
chandirka m shah 1.60 1.60 1.60 1.60 1.60
charmie r shah 1.60 1.60 1.60 1.60 1.60
dharmendra gandhi 2.00 2.00 2.00 2.00 2.00
dharmendra holding ltd 1.60 1.60 1.60 1.60 1.60
dhiren vora 1.60 1.60 1.60 1.60 1.60
galaxy aplliances ltd 1.03 1.03 1.03 1.03 1.03
genus commutrade ltd 3.20 3.20 3.20 3.20 3.20
genus exports ltd 3.20 3.20 3.20 3.20 3.20
kamlesh m shah 1.60 1.60 1.60 1.60 1.60
kirti patel 3.20 3.20 3.20 3.20 3.20
leena r shah 1.60 1.60 1.60 1.60 1.60
manubhai n shah 1.60 1.60 1.60 1.60 1.60
mihir m patel 1.60 1.60 1.60 1.60 1.60
nehal shah 1.60 1.60 1.60 1.60 1.60
prime stockholding custod... 1.60 1.60 1.60 1.60 1.60
promise finance ltd 2.80 2.80 2.80 2.80 2.80
pushkarvat finlease pvt l... 2.80 2.80 2.80 2.80 2.80
rajendra a shah 1.60 1.60 1.60 1.60 1.60
rajesh kumar patel 3.20 3.20 3.20 3.20 3.20
riddhi m patel 1.60 1.60 1.60 1.60 1.60
shree divya investments 1.60 1.60 1.60 1.60 1.60
uday vora 1.60 1.60 1.60 1.60 1.60
universal credit and secu... 2.00 2.00 2.00 2.00 2.00
yogesh shah 1.60 1.60 1.60 1.60 1.60

Annual Reports

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Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

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Concalls & Presentations

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Company News

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Guj Credit Corp. Stock Price Analysis and Quick Research Report. Is Guj Credit Corp. an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse Guj Credit Corp.. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Guj Credit Corp. is Rs 0.0155 Cr. and the compounded growth of profit in the past 3 years is -37.963779424545%. The PAT margin of Guj Credit Corp. is 0%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Guj Credit Corp. , the EPS grew by 61.0619% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): Guj Credit Corp. has a poor ROE track record. The ROE of Guj Credit Corp. is at 0.1384% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Guj Credit Corp. is worth at the current levels at Rs 26.73. Guj Credit Corp. is trading at a current P/E ratio of 1083.6129 and the average historical P/E for the last 5 years was 859.201006057005.
  • P/B ratio can be one of the best metrics to value such companies. Currently, Guj Credit Corp. is trading at a P/B of 2.30964642449798. The average historical P/B for the last 5 years was 1.59346397202744. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of Guj Credit Corp. in Ticker for free. Also, one can get the intrinsic value of Guj Credit Corp. by using Valuation Calculators, which are available with a Finology ONE subscription. 

Guj Credit Corp. FAQs

Q1. What is Guj Credit Corp. share price today?
Ans: The current share price of Guj Credit Corp. is Rs 26.73.

Q2. What is the market capitalisation of Guj Credit Corp.?
Ans: Guj Credit Corp. has a market capitalisation of Rs 66.825 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Guj Credit Corp.?
Ans: The PE ratio of Guj Credit Corp. is -231.228373702422 and the P/B ratio of Guj Credit Corp. is 2.30964642449798, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Guj Credit Corp. share?
Ans: The 52-week high share price of Guj Credit Corp. is Rs 79.8, and the 52-week low share price of Guj Credit Corp. is Rs 20.25.

Q5. Does Guj Credit Corp. pay dividends?
Ans: Currently, Guj Credit Corp. does not pay dividends. Dividend yield of Guj Credit Corp. is around 0%.

Q6. What are the face value and book value of Guj Credit Corp. shares?
Ans: The face value of Guj Credit Corp. shares is Rs 10, while the book value per share of Guj Credit Corp. is around Rs 11.5732. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of Guj Credit Corp.?
Ans: The ROE of Guj Credit Corp. is 0.1384% and ROCE of Guj Credit Corp. is 0.0763%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Guj Credit Corp. a good buy for the long term?
Ans: The Guj Credit Corp. long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Guj Credit Corp. undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Guj Credit Corp. appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Guj Credit Corp.’s financials?
Ans: You can review Guj Credit Corp.’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

Last Updated on:
Brief about Guj Credit Corp.
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