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Saraswati Commercial share price

Saraswati Commercial (India) Ltd.

BSE: 512020 SECTOR: Finance - NBFC  27k   32   2

12125.40
-247.45 (-2.00%)
BSE: Today, 04:01 PM

Price Summary

Today's High

₹ 12125.4

Today's Low

₹ 12125.4

52 Week High

₹ 27775

52 Week Low

₹ 6555.5

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

1328.86 Cr.

Advances

0 Cr.

No. of Shares

0.11 Cr.

P/E

24.88

P/B

1.38

Face Value

₹ 10

Div. Yield

0 %

Book Value (TTM)

₹  8755.23

Operating Revenue

128.32 Cr.

Net Profit

103.91 Cr.

Promoter Holding

73.99 %

EPS (TTM)

₹  487.36

Sales Growth

192.25

ROE

18.49 %

ROCE

21.84%

Profit Growth

790.83 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year192.25%
3 Year34.87%
5 Year49.71%

Profit Growth

1 Year790.83%
3 Year69.5%
5 Year209.51%

ROE%

1 Year18.49%
3 Year13.27%
5 Year8.97%

ROCE %

1 Year21.84%
3 Year16.53%
5 Year11.03%

ROA%

16.3097

PEG Ratio

0.03

PAT Margin (%)

80.9773

EPS Growth(%)

790.8273

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 73.99 0.00
Dec 2024 72.32 0.00
Sep 2024 72.32 0.00
Jun 2024 72.32 0.00
Mar 2024 72.32 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • PAT margin has surged by 54.411%.
  • Company has maintained a good ROA of 11.7365739979754% in last 3 years.
  • TThe company has been maintaining a healthy ROCE of 16.5250950240934% since last 3 years.
  • The company is trading at 0.8334 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 34.8734762459399%.
  • The company has delivered substantial profit growth of 69.5027280808544% over past 3 years.
  • Promoters shareholding is 73.99%.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Operating Revenue 30.16 68.21 78.31 -44.85 -26.26
Other Income 0 0 0 0 0
Interest Expended 0.53 0.06 0.15 0.64 0.74
Operating Expenses 1.08 1.33 1.6 0.77 1.31
Total Provisions 0 0 0 0 0
Depreciation 0 0 0 0.01 0.01
Profit Before Tax 28.55 66.82 76.56 -46.26 -28.31
Tax 6.18 14.37 13.23 -6.87 -5.35
Net Profit 22.37 52.45 63.33 -39.4 -22.96
Adjusted EPS (RS) 217.16 509.19 614.81 -382.49 -209.53

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 7.33 52.3 125.07 43.91 128.32
Other Income 0.12 0.04 0.02 0.01 0
Interest 0.29 1.51 0.91 1.76 1.68
Operating Expenses 19.38 25.85 40.51 22.14 2.73
Total Provisions 0.83 0.07 0.06 0.96 0.44
Exceptional Items 0 0 0 0 0
Profit Before Tax -13.05 24.9 83.62 19.06 123.47
Tax -3.44 3.57 18.74 7.4 19.56
Profit After Tax -9.61 21.34 64.88 11.66 103.91
Adjusted EPS (Rs.) -96 213.17 629.95 113.25 1008.9

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 1 1 1.03 1.03 1.03
Total Reserves 154.59 274.93 421.15 432.43 689.28
Borrowings 0 0 0 0 0
Other N/C liabilities -5.18 11.1 28.71 25.44 53.36
Current liabilities 11.61 7.52 38.58 44.43 27.15
Total Liabilities 162.02 294.55 489.47 503.34 770.82
Assets
Loans 0 0 0 0 0
Net Block 0.04 0.04 0.05 0.04 0.04
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 134.93 285.88 403.96 438.91 692.64
Other Loans 1.01 1.01 1.01 1.01 1.01
Other N/C Assets 0 0 0 0 0
Current Assets 26.04 7.62 84.45 63.38 77.13
Total Assets 162.02 294.55 489.47 503.34 770.82
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
promoters 72.32 72.32 72.32 72.32 73.99
ashwin kumar kothari 5.93 5.93 5.93 5.93 5.57
ashwin kumar kothari (huf... 5.76 5.76 5.76 5.76 5.41
ashwin kumar kothari (sma... 5.76 5.76 5.76 5.76 5.42
four dimensions advisors ... 3.10 3.10 3.10 3.10 2.92
four dimensions securitie... 19.98 19.98 19.98 19.98 18.78
meena a kothari 1.88 1.88 1.88 1.88 1.77
niyati parish mehta 2.14 2.14 2.14 2.14 2.01
panna lal c kothari huf 4.95 4.95 4.95 4.95 4.65
rohit kothari 4.09 4.09 4.09 4.09 3.85
sam-jag-deep investments ... 0.14 0.14 0.14 0.14 0.13
singularity holdings limi... 0.76 0.76 0.76 0.76 0.72
winro commercial (india) ... 17.82 17.82 17.82 17.82 22.77
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 27.68 27.68 27.68 27.68 26.01
ageless capital and finan... 6.21 6.21 6.21 6.21 5.83
kamal mavji visaria 1.94 1.94 1.83 1.83 1.72
luv kush projects ltd. 1.94 1.94 1.94 1.94 1.82
minix holdings pvt ltd 2.41 2.41 2.41 2.41 2.27
mitsu energy private limi... 1.59 1.59 1.59 1.59 1.50
panchmukhi properties ltd... 1.17 1.17 1.17 1.17 1.09
akash bhanshali 1.02 1.02 1.02 1.02 -
lata bhanshali 1.02 1.02 1.02 1.02 -

Annual Reports

Title Action
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

TYPE AGENCY ACTION
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Concalls & Presentations

TYPE QUARTER ACTION
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Company News

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Saraswati Commercial Stock Price Analysis and Quick Research Report. Is Saraswati Commercial an attractive stock to invest in?

Around 2% of India's total population invests in financial assets. The mutual fund industry's penetration in India is close to 7% (Based on the number of PAN cardholders). This under penetration offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Saraswati Commercial stock price today is Rs 12125.4. To understand the functions of the Saraswati Commercial better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Saraswati Commercial is Rs 103.9061 Cr and the compounded growth of profit in the past 3 years is 69.5018336192921 %. The PAT margin of Saraswati Commercial is 80.9773 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Saraswati Commercial , the EPS grew by 790.8274 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Saraswati Commercial has a average ROE track record. The ROE of Saraswati Commercial is at 18.4924 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Saraswati Commercial is worth at the current levels at Rs 12125.4. The stock is trading at a current P/E ratio of 5.5368 and the average historical P/E for the last 5 years was 8.36947949102875.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Saraswati Commercial is trading at a P/B of 1.3849 . The average historical P/B of Saraswati Commercial for the last 5 years was 0.597451042058868. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Saraswati Commercial is Rs 12125.4. One can use valuation calculators of ticker to know if Saraswati Commercial share price is undervalued or overvalued.

Last Updated on:
Brief about Saraswati Commercial
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