Ticker > Company >

Mah & Mah Finl. Serv share price

Mahindra & Mahindra Financial Services Ltd.

NSE: M&MFIN BSE: 532720 SECTOR: Finance - NBFC  168k   770   140

270.75
-3.60 (-1.31%)
BSE: 13 Jun 04:01 PM

Price Summary

Today's High

₹ 271.9

Today's Low

₹ 266.15

52 Week High

₹ 333.63

52 Week Low

₹ 235.46

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsAverage
The company could improve upon its asset employment.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

37633.47 Cr.

Advances

3757.67 Cr.

No. of Shares

139 Cr.

P/E

16.05

P/B

1.65

Face Value

₹ 2

Div. Yield

2.34 %

Book Value (TTM)

₹  164.09

Operating Revenue

13404.14 Cr.

Net Profit

1759.62 Cr.

Promoter Holding

52.16 %

EPS (TTM)

₹  16.87

Sales Growth

22.65

ROE

9.99 %

ROCE

8.68%

Profit Growth

-11.32 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year22.65%
3 Year8.63%
5 Year8.97%

Profit Growth

1 Year-11.32%
3 Year73.8%
5 Year2.48%

ROE%

1 Year9.99%
3 Year9.56%
5 Year7.89%

ROCE %

1 Year8.68%
3 Year8.29%
5 Year8.24%

ROA%

1.6755

PEG Ratio

NA

PAT Margin (%)

13.1274

EPS Growth(%)

NA

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 52.16 0.00
Dec 2024 52.16 0.00
Sep 2024 52.16 0.00
Jun 2024 52.16 0.00
Mar 2024 52.16 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company is trading at 1.8963 times the book value
  • The company boasts a well-maintained advances growth ratio of 54.7115411763996%.
  • Promoters shareholding is 52.16%.

 Limitations

  • PAT margin has shrunk by 5.0294%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Operating Revenue 3654.01 3722.21 3897.48 4143 4240.8
Other Income 52.09 37.94 27.58 1.39 4.29
Interest Expended 1735.06 1828.58 1934.25 2045.88 2089.59
Operating Expenses 1079.06 1181.44 1431.43 815.66 1327.17
Total Provisions 0 0 0 0 0
Depreciation 60.44 63.75 66.73 70.27 72.67
Profit Before Tax 831.54 686.38 492.65 1212.58 755.66
Tax 212.55 173.42 123.18 313.11 192.52
Net Profit 618.99 512.96 369.47 899.47 563.14
Adjusted EPS (RS) 4.88 4.04 2.91 7.08 4.44

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 10099.76 10456.11 9657.97 10928.8 13404.14
Other Income 150.4 61.66 206.81 1341.68 164.86
Interest 4828.75 4733.19 3920.18 4576.72 6426.94
Operating Expenses 1984.23 1605.25 2043.93 2682.67 2927.06
Total Provisions 2093.42 3763 2543.76 2258.51 1859.53
Exceptional Items 0 6.1 0 -54.51 0
Profit Before Tax 1343.76 422.43 1356.91 2698.07 2355.47
Tax 437.36 87.28 368.16 713.75 595.85
Profit After Tax 906.4 335.15 988.75 1984.32 1759.62
Adjusted EPS (Rs.) 8.74 2.65 7.8 15.65 13.87

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 123.07 246.4 246.6 246.72 246.88
Total Reserves 11240.79 14465.11 15381.49 16842.19 17910.61
Borrowings 59322.31 57394.3 54969.1 69902.27 87113.55
Other N/C liabilities -340.64 -673.15 -632.18 -441.87 -562.47
Current liabilities 3236.08 4741.43 4487.3 9030 9759.56
Total Liabilities 73581.61 76174.09 74452.31 95579.31 114468.13
Assets
Loans 1864.41 1014.73 1196.15 3481.07 3757.67
Net Block 363.5 330.12 392.87 695.55 825.72
Capital WIP 0 10.34 0 0 0
Intangible WIP 0 0 0 0 105.1
Investments 2559.89 7261.58 6967.86 7204.03 7152.98
Other Loans 32.06 23.72 147.64 225.81 102.6
Other N/C Assets 456.08 284.68 143.55 1362.22 546.25
Current Assets 68305.67 67248.92 65604.24 82610.63 101977.81
Total Assets 73581.61 76174.09 74452.31 95579.31 114468.13
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
promoters 52.16 52.16 52.16 52.16 52.16
mahindra & mahindra limit... 52.16 52.16 52.16 52.16 52.16
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 47.84 47.84 47.84 47.84 47.84
ashish dhawan 1.18 1.18 1.18 1.18 1.18
government pension fund g... - - - 1.03 1.03
hdfc life insurance compa... - - - - 2.53
hdfc mutual fund - multip... - - - - 5.73
investor education and pr... 0.01 - - - 0.01
kotak mahindra mutual fun... - - - - 1.85
life insurance corporatio... 9.89 10.04 10.24 10.24 10.24
sbi mutual fund - multipl... 2.15 2.35 3.49 3.73 4.44
hdfc life insurance compa... 2.43 2.38 2.43 2.43 -
hdfc mutual funds - multi... 3.58 4.68 5.24 5.64 -
investor education and pr... - 0.01 0.01 0.01 -
kotak mahindra mutual fun... - 1.75 1.75 1.75 -
mirae asset mutual funds ... - 1.14 1.44 - -
icici prudential -multipl... 1.63 1.77 - - -
kotak -mahindra mutual fu... 1.73 - - - -
kotak funds - india midca... 1.53 - - - -
nippon life india - multi... 1.14 - - - -

Annual Reports

Title Action
Annual Report 2024
Annual Report 2024
Annual Report 2023
Annual Report 2023
Annual Report 2022
Annual Report 2022
Annual Report 2021
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2020
Annual Report 2017

Ratings & Research Reports

TYPE AGENCY ACTION
Credit INDIA RATINGS
Credit INDIA RATINGS
Credit CRISIL
Credit INDIA RATINGS
Credit CRISIL
Credit CARE
Credit FITCH
Credit FITCH
Credit BRICKWORK
Credit FITCH
Credit FITCH
Credit CARE
Credit CRISIL
Credit CRISIL
Credit CRISIL
Credit CRISIL
TYPE AGENCY ACTION
Research Report By:
Research IDBI Capital
Research IDBI Capital
Research IDBI Capital
Research Geojit BNP Paribas

Concalls & Presentations

TYPE QUARTER ACTION
Concall Q4FY24
Concall Q4FY22
Concall Q3FY24
Concall Q3FY21
Concall Q2FY24
Concall Q2FY21
Concall Q2FY20
Concall Q1FY21
TYPE QUARTER ACTION
Presentation Q4FY24
Presentation Q4FY23
Presentation Q4FY22
Presentation Q4FY21
Presentation Q3FY21
Presentation Q2FY25
Presentation Q2FY25
Presentation Q2FY24
Presentation Q2FY22
Presentation Q2FY21
Presentation Q2FY20
Presentation Q1FY25
Presentation Q1FY24
Presentation Q1FY22
Presentation Q1FY21

Company News

Mah & Mah Finl. Serv Stock Price Analysis and Quick Research Report. Is Mah & Mah Finl. Serv an attractive stock to invest in?

Around 2% of India's total population invests in financial assets. The mutual fund industry's penetration in India is close to 7% (Based on the number of PAN cardholders). This under penetration offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Mah & Mah Finl. Serv stock price today is Rs 270.5. To understand the functions of the Mah & Mah Finl. Serv better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Mah & Mah Finl. Serv is Rs 1759.62 Cr and the compounded growth of profit in the past 3 years is 73.8030878478164 %. The PAT margin of Mah & Mah Finl. Serv is 13.1274 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Mah & Mah Finl. Serv , the EPS declined by -11.381 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Mah & Mah Finl. Serv has a poor ROE track record. The ROE of Mah & Mah Finl. Serv is at 9.9948 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Mah & Mah Finl. Serv is worth at the current levels at Rs 270.5. The stock is trading at a current P/E ratio of 19.5547 and the average historical P/E for the last 5 years was 27.38778.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Mah & Mah Finl. Serv is trading at a P/B of 1.6545 . The average historical P/B of Mah & Mah Finl. Serv for the last 5 years was 1.46058. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Mah & Mah Finl. Serv is Rs 270.5. One can use valuation calculators of ticker to know if Mah & Mah Finl. Serv share price is undervalued or overvalued.

Last Updated on:
Brief about Mah & Mah Finl. Serv
X