Mah & Mah Finl. Serv
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Mah & Mah Finl. Serv share price

Mahindra & Mahindra Financial Services Ltd.

NSE: M&MFIN BSE: 532720 SECTOR: Finance - NBFC  1.73 L   776   142

269.15
-2.35 (-0.87%)
NSE: Today, 10:54 AM

Price Summary

Today's High

₹ 272.65

Today's Low

₹ 269.1

52 Week High

₹ 333.74

52 Week Low

₹ 231.52

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationFair
The stock’s market price justifies its intrinsic value.
EfficiencyPoor
The company seems highly inefficient in case of asset management.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 37411.07 Cr.

Advances

₹ 116214.02 Cr.

No. of Shares

139 Cr.

P/E

15.84

P/B

1.6

Face Value

₹ 2

Div. Yield

2.33 %

Book Value (TTM)

₹  167.84

Operating Revenue

₹ 16018.95 Cr.

Net Profit

₹ 2345.04 Cr.

Promoter Holding

52.49 %

EPS (TTM)

₹  16.99

Sales Growth

19.48

ROE

12.36 %

ROCE

9.11%

Profit Growth

33.27 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year19.48%
3 Year18.37%
5 Year9.66%

Profit Growth

1 Year33.27%
3 Year33.36%
5 Year20.94%

ROE%

1 Year12.36%
3 Year11.5%
5 Year8.72%

ROCE %

1 Year9.11%
3 Year8.87%
5 Year8.21%

ROA%

1.8807

PEG Ratio

0.48

PAT Margin (%)

14.6392

EPS Growth(%)

33.2152

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2025 52.49 0.00
Mar 2025 52.16 0.00
Dec 2024 52.16 0.00
Sep 2024 52.16 0.00
Jun 2024 52.16 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • The company is trading at 1.7644 times the book value
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 18.37191277149%.
  • The company has delivered substantial profit growth of 33.3586691564789% over past 3 years.
  • The company boasts a well-maintained advances growth ratio of 359.717419127303%.
  • Promoters shareholding is 52.49%.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025
Operating Revenue 3722.21 3897.48 4143 4240.8 4419.37
Other Income 37.94 27.58 1.39 4.29 18.38
Interest Expended 1828.58 1934.25 2045.88 2089.59 2152.41
Operating Expenses 1181.44 1431.43 815.66 1327.17 1517.11
Total Provisions 0 0 0 0 0
Depreciation 63.75 66.73 70.27 72.67 74.9
Profit Before Tax 686.38 492.65 1212.58 755.66 693.33
Tax 173.42 123.18 313.11 192.52 163.83
Net Profit 512.96 369.47 899.47 563.14 529.5
Adjusted EPS (RS) 4.04 2.91 7.08 4.44 3.81

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Operating Income 10456.11 9657.97 10928.8 13407.03 16018.95
Other Income 61.66 206.81 1341.68 161.97 162.99
Interest 4733.19 3920.18 4576.72 6426.94 8005.55
Operating Expenses 1605.25 2043.93 2682.67 2927.06 3353.61
Total Provisions 3763 2543.76 2258.51 1859.53 1675.51
Exceptional Items 6.1 0 -54.51 0 0
Profit Before Tax 422.43 1356.91 2698.07 2355.47 3147.27
Tax 87.28 368.16 713.75 595.85 802.23
Profit After Tax 335.15 988.75 1984.32 1759.62 2345.04
Adjusted EPS (Rs.) 2.65 7.8 15.65 13.87 18.48

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 246.4 246.6 246.72 246.88 246.98
Total Reserves 14465.11 15381.49 16842.19 17910.61 19565.26
Borrowings 57394.3 54969.1 69902.27 61555.13 73482.63
Other N/C liabilities -673.15 -632.18 -441.87 64.96 -98.93
Current liabilities 4741.43 4487.3 9030 34690.56 41711.26
Total Liabilities 76174.09 74452.31 95579.31 114468.14 134907.2
Assets
Loans 1014.73 1196.15 3481.07 99195.18 116214.02
Net Block 330.12 392.87 695.55 825.72 1049.27
Capital WIP 10.34 0 0 0.15 0.52
Intangible WIP 0 0 0 105.1 65.1
Investments 7261.58 6967.86 7204.03 7152.98 5295.09
Other Loans 23.72 147.64 225.81 609.78 601.68
Other N/C Assets 284.68 143.55 1362.22 744.65 312.56
Current Assets 67248.92 65604.24 82610.63 5834.58 11368.96
Total Assets 76174.09 74452.31 95579.31 114468.14 134907.2
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
promoters 52.16 52.16 52.16 52.16 52.49
mahindra and mahindra ltd... - - - - 52.49
mahindra & mahindra limit... 52.16 52.16 52.16 52.16 -
PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
investors 47.84 47.84 47.84 47.84 47.51
ashish dhawan 1.18 1.18 1.18 1.18 1.05
hdfc life insurance compa... - - - 2.53 2.59
hdfc mutual fund- multipl... - - - - 5.73
investor education and pr... 0.01 0.01 0.01 - 0.01
life insurance corporatio... - - - - 10.24
sbi mutual fund- multiple... - - - - 5.05
sundaram mutual fund- mul... - - - - 1.31
government pension fund g... - - 1.03 1.03 -
hdfc mutual fund - multip... - - - 5.73 -
investor education and pr... - - - 0.01 -
kotak mahindra mutual fun... - - - 1.85 -
life insurance corporatio... 10.04 10.24 10.24 10.24 -
sbi mutual fund - multipl... 2.35 3.49 3.73 4.44 -
hdfc life insurance compa... 2.38 2.43 2.43 - -
hdfc mutual funds - multi... 4.68 5.24 5.64 - -
kotak mahindra mutual fun... 1.75 1.75 1.75 - -
mirae asset mutual funds ... 1.14 1.44 - - -
icici prudential -multipl... 1.77 - - - -

Annual Reports

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Annual Report 2024
Annual Report 2024
Annual Report 2023
Annual Report 2023
Annual Report 2022
Annual Report 2022
Annual Report 2021
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2020
Annual Report 2017

Ratings & Research Reports

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Concalls & Presentations

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Company News

Mah & Mah Finl. Serv Stock Price Analysis and Quick Research Report. Is Mah & Mah Finl. Serv an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse Mah & Mah Finl. Serv. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Mah & Mah Finl. Serv is Rs 2345.04 Cr. and the compounded growth of profit in the past 3 years is 33.358285254666%. The PAT margin of Mah & Mah Finl. Serv is 14.6392%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Mah & Mah Finl. Serv , the EPS grew by 33.2156% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): Mah & Mah Finl. Serv has a average ROE track record. The ROE of Mah & Mah Finl. Serv is at 12.3591% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Mah & Mah Finl. Serv is worth at the current levels at Rs 269.15. Mah & Mah Finl. Serv is trading at a current P/E ratio of 14.4973 and the average historical P/E for the last 5 years was 28.36642.
  • P/B ratio can be one of the best metrics to value such companies. Currently, Mah & Mah Finl. Serv is trading at a P/B of 1.60364020069484. The average historical P/B for the last 5 years was 1.65314. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of Mah & Mah Finl. Serv in Ticker for free. Also, one can get the intrinsic value of Mah & Mah Finl. Serv by using Valuation Calculators, which are available with a Finology ONE subscription. 

Mah & Mah Finl. Serv FAQs

Q1. What is Mah & Mah Finl. Serv share price today?
Ans: The current share price of Mah & Mah Finl. Serv is Rs 269.15.

Q2. What is the market capitalisation of Mah & Mah Finl. Serv?
Ans: Mah & Mah Finl. Serv has a market capitalisation of Rs 37411.0737714 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Mah & Mah Finl. Serv?
Ans: The PE ratio of Mah & Mah Finl. Serv is 15.8415783309104 and the P/B ratio of Mah & Mah Finl. Serv is 1.60364020069484, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Mah & Mah Finl. Serv share?
Ans: The 52-week high share price of Mah & Mah Finl. Serv is Rs 333.736159882083, and the 52-week low share price of Mah & Mah Finl. Serv is Rs 231.523379719946.

Q5. Does Mah & Mah Finl. Serv pay dividends?
Ans: Currently, Mah & Mah Finl. Serv pays dividends. Dividend yield of Mah & Mah Finl. Serv is around 2.3257%.

Q6. What are the face value and book value of Mah & Mah Finl. Serv shares?
Ans: The face value of Mah & Mah Finl. Serv shares is Rs 2, while the book value per share of Mah & Mah Finl. Serv is around Rs 167.8369. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of Mah & Mah Finl. Serv?
Ans: The ROE of Mah & Mah Finl. Serv is 12.3591% and ROCE of Mah & Mah Finl. Serv is 9.111%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Mah & Mah Finl. Serv a good buy for the long term?
Ans: The Mah & Mah Finl. Serv long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Mah & Mah Finl. Serv undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Mah & Mah Finl. Serv appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Mah & Mah Finl. Serv’s financials?
Ans: You can review Mah & Mah Finl. Serv’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

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