Bengal & Assam
Ticker > Company >

Bengal & Assam share price

Bengal & Assam Company Ltd.

BSE: 533095 SECTOR: Finance - NBFC  23k   43   1

7601.00
+68.50 (0.91%)
BSE: 13 Jun 04:01 PM

Price Summary

Today's High

₹ 7690

Today's Low

₹ 7202.45

52 Week High

₹ 11498.9

52 Week Low

₹ 6220

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

₹ 8586.34 Cr.

Advances

₹ 0 Cr.

No. of Shares

1.13 Cr.

P/E

74.98

P/B

7.4

Face Value

₹ 10

Div. Yield

0.66 %

Book Value (TTM)

₹  1026.63

Operating Revenue

₹ 152.75 Cr.

Net Profit

₹ 115.75 Cr.

Promoter Holding

73.01 %

EPS (TTM)

₹  101.37

Sales Growth

6.04

ROE

11.08 %

ROCE

12.6%

Profit Growth

-5.01 %

Add Your Ratio

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

Your Added Ratios

Please login to Add & View your own added ratios.

Login

Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.

PE Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

PB Chart 1w 1m 3m 6m 1Yr 3Yr 5Yr

* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

View Full Peer Comparison
* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

Track the companies of Group.

Ratios

Income Growth

1 Year6.04%
3 Year38.74%
5 Year16.57%

Profit Growth

1 Year-5.01%
3 Year70.73%
5 Year24.35%

ROE%

1 Year11.08%
3 Year10.34%
5 Year10.1%

ROCE %

1 Year12.6%
3 Year11.77%
5 Year10.77%

ROA%

9.667

PEG Ratio

NA

PAT Margin (%)

75.7774

EPS Growth(%)

NA

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Mar 2025 73.01 0.00
Dec 2024 73.01 0.00
Sep 2024 73.01 0.00
Jun 2024 73.01 0.00
Mar 2024 73.01 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 8.34736666666667% in last 3 years.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 38.7449902704509%.
  • The company has delivered substantial profit growth of 70.7272632821891% over past 3 years.
  • Promoters shareholding is 73.01%.

 Limitations

  • The company is trading at 7.40382719714733 times the book value.
  • PAT margin has shrunk by 8.8201%.
  • Provision and contingencies have increased by 46.3862660944206%.

Quarterly Result (All Figures in Cr.)

PARTICULARS Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
Operating Revenue 62.75 3.15 121.22 5.19 28.99
Other Income 2.06 1.82 1.89 1.93 1.92
Interest Expended 2.11 1.68 1.75 1.19 1.18
Operating Expenses 3.28 1.4 3.51 1.53 19.01
Total Provisions 0 0 0 0 0
Depreciation 0.17 0.15 0.15 0.14 0.15
Profit Before Tax 59.25 1.74 117.69 4.27 10.57
Tax 8.78 -0.12 18.52 1.56 -0.2
Net Profit 50.47 1.86 99.17 2.71 10.77
Adjusted EPS (RS) 44.68 1.65 87.79 2.4 9.54

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Operating Income 176.05 57.19 102.86 144.04 152.75
Other Income 7.15 7.23 7.51 29.22 6.83
Interest 43.05 33.61 26.43 16.58 10.56
Operating Expenses 7.19 4.93 5.62 6.07 6.87
Total Provisions 3.02 2.27 2.09 2.91 4.26
Exceptional Items 0 0 0 0 0
Profit Before Tax 129.94 23.61 76.23 147.7 137.89
Tax 4.59 0.35 14.95 25.84 22.15
Profit After Tax 125.36 23.26 61.28 121.85 115.75
Adjusted EPS (Rs.) 110.97 20.59 54.24 107.87 102.47

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity and Liabilities
Share Capital 11.3 11.3 11.3 11.3 11.3
Total Reserves 791.22 824.31 882.71 988.92 1077.31
Borrowings 431.92 403.77 260.18 167.98 99.73
Other N/C liabilities 9.59 10.57 10.42 12.63 12.81
Current liabilities 7.29 5.82 7.98 6.15 6.57
Total Liabilities 1251.32 1255.78 1172.59 1186.98 1207.71
Assets
Loans 0 0 0 0 0
Net Block 25.49 24.67 0.54 0.6 0.42
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 0 0 0
Investments 1187.77 1199.88 1136.4 1150.18 1170.67
Other Loans 0.12 0.12 0.12 0.12 0.12
Other N/C Assets 17.07 14.69 26.2 25.2 24.29
Current Assets 20.87 16.42 9.33 10.89 12.21
Total Assets 1251.32 1255.78 1172.59 1186.98 1207.71
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
promoters 73.01 73.01 73.01 73.01 73.01
accurate finman services ... 0.71 0.71 0.71 0.71 0.75
anshuman singhania 0.33 0.33 0.33 0.33 0.33
anshuman singhania (karta... 12.67 12.67 12.67 12.67 12.67
bharat hari singhania 8.20 8.20 8.20 8.20 8.11
chaitanya hari singhania 0.06 0.06 0.06 0.06 0.06
hari shankar singhania ho... 23.34 23.34 23.34 23.34 23.34
harsh pati singhania 0.65 0.65 0.65 0.65 0.65
harsh pati singhania (kar... 2.55 2.55 2.55 2.55 2.55
j.k. credit & finance lim... 1.88 1.88 1.88 1.88 1.94
jk tyre & industries ltd.... 0.10 0.10 0.10 0.10 0.10
nav bharat vanijya limite... 1.39 1.39 1.39 1.39 1.39
param shubham vanijya ltd... 0.01 0.01 0.01 0.01 0.01
pranav hari singhania 0.06 0.06 0.06 0.06 0.06
pranav investment (m.p.) ... 0.14 0.14 0.14 0.14 0.14
raghupati singhania 14.41 14.41 14.41 14.41 14.41
raghupati singhania (kart... 0.27 0.27 0.27 0.27 0.27
sharda singhania 0.22 0.22 0.22 0.22 0.22
shridhar hari singhania 0.06 0.06 0.06 0.06 0.06
shrivats singhania 0.31 0.31 0.31 0.31 0.31
sidhivinayak trading and ... 0.85 0.85 0.85 0.85 0.85
sunanda singhania 0.19 0.19 0.19 0.19 0.19
vikrampati singhania 0.56 0.56 0.56 0.56 0.56
vikrampati singhania (ka... 2.65 2.65 2.65 2.65 2.65
vinita singhania 1.34 1.34 1.34 1.34 1.34
PARTICULARS Mar 2024% Jun 2024% Sep 2024% Dec 2024% Mar 2025%
investors 26.99 26.99 26.99 26.99 26.99
cassini partners, l.p. ma... 2.08 2.08 2.08 2.08 2.08
edgefield securities limi... 2.86 2.86 2.86 2.86 2.86
habrok india master lp 1.26 1.26 1.26 1.26 1.26
henry f. cockill & sons l... 1.38 1.38 1.38 1.38 1.38
investor education and pr... 0.47 0.47 - 0.50 0.50
sanjiv dhireshbhai shah... - - 1.61 1.85 1.87
investor education and pr... - - 0.47 - -
sanjiv dhireshbhai shah 1.55 1.56 - - -

Annual Reports

Title Action
Annual Report 2024
Annual Report 2023
Annual Report 2021
Annual Report 2020
Annual Report 2019
Annual Report 2018
Annual Report 2017

Ratings & Research Reports

TYPE AGENCY ACTION
No Credit reports exist for this company.Report us
TYPE AGENCY ACTION
No Research reports exist for this company.Report us

Concalls & Presentations

TYPE QUARTER ACTION
Currently we do not have any Concall related to this company.Report us
TYPE QUARTER ACTION
Currently we do not have any Presentation related to this company.Report us

Company News

Bengal & Assam Stock Price Analysis and Quick Research Report. Is Bengal & Assam an attractive stock to invest in?

Around 2% of India's total population invests in financial assets. The mutual fund industry's penetration in India is close to 7% (Based on the number of PAN cardholders). This under penetration offers a huge opportunity for the industry to grow.

Migration to financial savings, wider distribution and sustainable performance are expected to enable growth in the industry.

Also, increasing financial literacy among investors, digitization and the number of mediums available tend to attract more investors to invest in the financial markets.

Bengal & Assam stock price today is Rs 7601. To understand the functions of the Bengal & Assam better, you must go through the following points:

Key Financials –

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Bengal & Assam is Rs 115.7478 Cr and the compounded growth of profit in the past 3 years is 70.7263500693734 %. The PAT margin of Bengal & Assam is 75.7774 %.

  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Bengal & Assam , the EPS declined by -5.0114 % YOY. 

 Financial Ratios –

  •  Return on Equity (ROE): Bengal & Assam has a average ROE track record. The ROE of Bengal & Assam is at 11.0826 % for the latest year.

  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Bengal & Assam is worth at the current levels at Rs 7601. The stock is trading at a current P/E ratio of 83.4112 and the average historical P/E for the last 5 years was 47.6563904838298.

  • P/B ratio can be one of the best metrics to value such companies. Currently, Bengal & Assam is trading at a P/B of 7.4038 . The average historical P/B of Bengal & Assam for the last 5 years was 3.90441621886969. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

  • Share Price: - The current share price of Bengal & Assam is Rs 7601. One can use valuation calculators of ticker to know if Bengal & Assam share price is undervalued or overvalued.

Last Updated on:
Brief about Bengal & Assam
X