Regency Fincorp Stock Price Analysis and Quick Research Report. Is Regency Fincorp an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse Regency Fincorp. 

Key Financials -

• Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Regency Fincorp is Rs 4.9757 Cr. and the compounded growth of profit in the past 3 years is 107.901062771766%. The PAT margin of Regency Fincorp is 24.9339%.
• EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Regency Fincorp , the EPS grew by 52.07% YOY. 

 Financial Ratios -

• Return on Equity (ROE): Regency Fincorp has a poor ROE track record. The ROE of Regency Fincorp is at 6.4738% for the latest year.
• P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Regency Fincorp is worth at the current levels at Rs 43.11. Regency Fincorp is trading at a current P/E ratio of 36.0429 and the average historical P/E for the last 5 years was 17.7803731919477.
• P/B ratio can be one of the best metrics to value such companies. Currently, Regency Fincorp is trading at a P/B of 2.48096545294453. The average historical P/B for the last 5 years was 0.837468899471837. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of Regency Fincorp in Ticker for free. Also, one can get the intrinsic value of Regency Fincorp by using Valuation Calculators, which are available with a Finology ONE subscription. 

Regency Fincorp FAQs

Q1. What is Regency Fincorp share price today?
Ans: The current share price of Regency Fincorp is Rs 43.11.

Q2. What is the market capitalisation of Regency Fincorp?
Ans: Regency Fincorp has a market capitalisation of Rs 299.462356188 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Regency Fincorp?
Ans: The PE ratio of Regency Fincorp is 39.5214521452145 and the P/B ratio of Regency Fincorp is 2.48096545294453, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Regency Fincorp share?
Ans: The 52-week high share price of Regency Fincorp is Rs 46.69, and the 52-week low share price of Regency Fincorp is Rs 14.65.

Q5. Does Regency Fincorp pay dividends?
Ans: Currently, Regency Fincorp does not pay dividends. Dividend yield of Regency Fincorp is around 0%.

Q6. What are the face value and book value of Regency Fincorp shares?
Ans: The face value of Regency Fincorp shares is Rs 10, while the book value per share of Regency Fincorp is around Rs 17.3763. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of Regency Fincorp?
Ans: The ROE of Regency Fincorp is 6.4738% and ROCE of Regency Fincorp is 7.914%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Regency Fincorp a good buy for the long term?
Ans: The Regency Fincorp long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Regency Fincorp undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Regency Fincorp appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Regency Fincorp’s financials?
Ans: You can review Regency Fincorp’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.