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Shriram Finance share price

Shriram Finance Ltd.

NSE: SHRIRAMFIN BSE: 511218 SECTOR: Finance - NBFC  2.6 L   758   127

597.10
+3.80 (0.64%)
BSE: Today, 04:01 PM

Price Summary

Today's High

₹ 604

Today's Low

₹ 593

52 Week High

₹ 730.43

52 Week Low

₹ 493.6

FinStar

Ownership Stable
Ownership strength is slightly missing the benchmark.
ValuationExpensive
The stock is at a premium valuation at this point.
EfficiencyOptimal
The company could improve upon its asset employment.
FinancialsVery Stable
The company possesses stable growth history and sound margins.
*It is just an analytical rating of the company and not an investment advice.

Company Essentials

Market Cap

112309.52 Cr.

Advances

245392.79 Cr.

No. of Shares

188.09 Cr.

P/E

11.3

P/B

1.92

Face Value

₹ 2

Div. Yield

1.66 %

Book Value (TTM)

₹  310.46

Operating Revenue

41834.42 Cr.

Net Profit

9761 Cr.

Promoter Holding

25.39 %

EPS (TTM)

₹  52.83

Sales Growth

19.65

ROE

18.64 %

ROCE

11.86%

Profit Growth

35.75 %

* Total debt includes long term borrowing, short term borrowing plus current maturities of long-term borrowing
* Ratios are based on latest Audited Financial Result.

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Price Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

 

Volume Chart 1d 1w 1m 3m 6m 1Yr 3Yr 5Yr

* Prices are based on daily market changes.
* The chart is based on the standalone earnings of the company. * Negative values and values more than 1000x in PE chart is considered 0.

Peer Comparison

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* The Peers list includes companies operating in the same industry and having comparable market cap.

 Group Companies

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Ratios

Income Growth

1 Year19.65%
3 Year29.52%
5 Year20.37%

Profit Growth

1 Year35.75%
3 Year53.33%
5 Year31.29%

ROE%

1 Year18.64%
3 Year17.22%
5 Year15.13%

ROCE %

1 Year11.86%
3 Year11.77%
5 Year11.11%

ROA%

3.7239

PEG Ratio

NA

PAT Margin (%)

23.3325

EPS Growth(%)

NA

Shareholding Pattern

Promoter Pledging %

Date Promoter % Pledge %
Jun 2025 25.39 0.00
Mar 2025 25.40 0.00
Dec 2024 25.40 0.00
Sep 2024 25.40 0.00
Jun 2024 25.41 0.00
Investors List
* Figures given above are % of equity capital

 Strengths

  • Company has maintained a good ROA of 3.40766666666667% in last 3 years.
  • Company has a healthy Return on Equity (ROE) track record of 17.2192666666667%.
  • Operating Income has grown well for the company over past 3 years: 3 years CAGR 29.5172680209751%.
  • The company has delivered substantial profit growth of 53.3271134586491% over past 3 years.
  • The company boasts a well-maintained advances growth ratio of 28.1268703737535%.

 Limitations

 Looks like the company does not have any serious limitations.

Quarterly Result (All Figures in Cr.)

PARTICULARS Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025
Operating Revenue 9604.98 10089.54 10698.31 11454.23 11535.63
Other Income 4.73 7.14 7.16 6.02 6.13
Interest Expended 4128.91 4350.42 4751.26 5223.99 5400.76
Operating Expenses 2660.73 2835.87 3033.14 3293.22 3061.16
Total Provisions 0 0 1656.77 0 0
Depreciation 153.48 158.86 161.92 171.06 173.11
Profit Before Tax 2666.59 2751.53 1102.38 2771.98 2906.73
Tax 686 680.27 846.16 632.59 751
Net Profit 1980.59 2071.26 3569.76 2139.39 2155.73
Adjusted EPS (RS) 10.54 11.02 3.8 11.38 11.46

Profit & Loss (All Figures in Cr. Adjusted EPS in Rs.)

PARTICULARS Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Operating Income 17420.45 19255.17 29772.16 34964.41 41834.42
Other Income 25.84 25.06 31.13 38.33 25.05
Interest 9090.51 9777.34 12603.36 14875.5 18532.47
Operating Expenses 1845.72 1954 4668.02 5716.18 6806.88
Total Provisions 3232.05 3999.64 4347.02 4727.42 5570.87
Exceptional Items 0 0 0 0 1656.77
Profit Before Tax 3278.01 3549.25 8184.89 9683.64 12606.02
Tax 790.75 841.32 2205.55 2493.16 2845.02
Profit After Tax 2487.26 2707.93 5979.34 7190.48 9761
Adjusted EPS (Rs.) 19.66 20.02 31.94 38.27 51.91

Balance Sheet (All Figures are in Crores.)

Particulars Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity and Liabilities
Share Capital 253.06 270.52 374.43 375.79 376.08
Total Reserves 21315.31 25661.67 42932.21 48192.6 55904.49
Borrowings 105479.44 114012.71 157447.19 123917.22 169122.92
Other N/C liabilities 4882.54 5018.52 6034.93 -2125.64 -2791.08
Current liabilities 2363.78 2543.92 8203.47 64032.38 67225.64
Total Liabilities 134294.13 147507.34 214992.23 234392.35 289838.05
Assets
Loans 108303.04 116665.15 171984.58 207929.41 245392.79
Net Block 435.34 416.12 3324.08 3286.43 2914.08
Capital WIP 0 0 0 0 0
Intangible WIP 0 0 66.08 0 0
Investments 3197.85 6809.16 8565.06 9277.67 10396.98
Other Loans 5484.92 5956.86 8400.88 572.51 432.07
Other N/C Assets 6.68 96.03 30.81 846.51 372.05
Current Assets 16866.3 17564.02 22620.74 12479.82 30330.08
Total Assets 134294.13 147507.34 214992.23 234392.35 289838.05
* Other Non-current Liabilities include Net deferred Liabilities

Corporate Actions

Investors Details

PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
promoters 25.41 25.40 25.40 25.40 25.39
sanlam life insurance lim... 0.41 0.41 0.41 0.41 0.41
shriram capital private l... 17.86 17.86 17.86 17.85 17.85
shriram ownership trust 0.02 0.02 0.02 0.02 0.02
shriram value services l... 7.12 7.11 7.11 7.11 7.11
PARTICULARS Jun 2024% Sep 2024% Dec 2024% Mar 2025% Jun 2025%
investors 74.59 74.60 74.60 74.60 74.61
aditya birla mutual fund(... - - - - 1.09
fidelity investment trust... - - - - 1.16
government of singapore - 6.40 6.11 5.67 5.41
government pension fund g... 1.33 1.19 1.13 - 1.31
investor education and pr... 0.35 0.35 0.36 - 0.36
kotak mahindra mutual fun... - - - 1.18 1.48
llp 0.03 0.03 0.03 0.04 0.03
monetary authority of sin... - - - 1.24 1.20
new world fund inc 1.47 1.83 1.52 1.63 1.21
nps trust (under differen... - - - 1.67 1.81
sbi mutual fund (under di... - - - 1.58 1.61
aditya birla sun life tru... - - - 1.15 -
investor education and pr... - - - 0.36 -
kotak funds - india midca... 1.22 1.20 1.16 1.13 -
aditya birla sun life tru... - - 1.42 - -
kotak equity arbitrage fu... - - 1.32 - -
monetary authority of sin... - - 1.30 - -
nps trust (under differe... - - 1.36 - -
sbi nifty 50 etf - (under... - - 1.72 - -
the boeing company employ... - - 0.02 - -
aditya birla sun life tru... 1.53 1.49 - - -
j p morgan funds (under d... - 1.06 - - -
kotak equity hybrid (unde... - 1.67 - - -
life insurance corporatio... - 1.04 - - -
monetary authority of sin... - 1.29 - - -
nps trust - a/c (under di... - 1.19 - - -
sbi nifty 50 etf (under d... - 1.46 - - -
the boeing company employ... - 0.02 - - -
vanguard total internatio... 1.03 1.04 - - -
bnp paribas financial mar... 1.03 - - - -
government of singapore  6.67 - - - -
j p morgan funds (under d... 1.13 - - - -
kotak equity hybrid (unde... 1.54 - - - -
monetary authority of sin... 1.26 - - - -
nps trust- a/c (under dif... 1.11 - - - -
sbi nifty 50 etf  (under ... 1.45 - - - -
the boeing company employ... 0.02 - - - -

Annual Reports

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Annual Report 2019
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Ratings & Research Reports

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Concalls & Presentations

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Company News

Shriram Finance Stock Price Analysis and Quick Research Report. Is Shriram Finance an attractive stock to invest in?

Stock investing requires careful analysis of financial data to determine a company's true net worth. This is generally done by examining the company's profit and loss account, balance sheet and cash flow statement, which can be time-consuming and cumbersome.

Examining a company's financial ratios is an easier way to determine its performance, which can help to make sense of the overwhelming amount of information in its financial statements. 

Here are a few indispensable ratios that should be a part of every investor’s research process, or, in simpler words, how to analyse Shriram Finance. 

Key Financials -

  • Profitability: Profit margin (PAT margin) of the company shows how well a company controls its cost. It is one of the important indicators to show the financial health of the company. Net profit of Shriram Finance is Rs 9761 Cr. and the compounded growth of profit in the past 3 years is 53.3264581346774%. The PAT margin of Shriram Finance is 23.3325%.
  • EPS growth: Investors should ensure the EPS figure is growing faster than revenue numbers because it indicates company management is increasing the efficiency with which it runs the company. In Shriram Finance , the EPS grew by 35.6444% YOY. 

 Financial Ratios -

  • Return on Equity (ROE): Shriram Finance has a average ROE track record. The ROE of Shriram Finance is at 18.6393% for the latest year.
  • P/E Ratio: Relative valuation metrics like the P/E ratio can be used to see if the stock of Shriram Finance is worth at the current levels at Rs 596.75. Shriram Finance is trading at a current P/E ratio of 12.6346 and the average historical P/E for the last 5 years was 11.73298.
  • P/B ratio can be one of the best metrics to value such companies. Currently, Shriram Finance is trading at a P/B of 1.92217811851054. The average historical P/B for the last 5 years was 1.59366. This can be compared with the Market price per share in order to know if the stock is undervalued or overvalued.

One can find all the Financial Ratios of Shriram Finance in Ticker for free. Also, one can get the intrinsic value of Shriram Finance by using Valuation Calculators, which are available with a Finology ONE subscription. 

Shriram Finance FAQs

Q1. What is Shriram Finance share price today?
Ans: The current share price of Shriram Finance is Rs 596.75.

Q2. What is the market capitalisation of Shriram Finance?
Ans: Shriram Finance has a market capitalisation of Rs 112243.692913275 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Shriram Finance?
Ans: The PE ratio of Shriram Finance is 11.2964992683541 and the P/B ratio of Shriram Finance is 1.92217811851054, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Shriram Finance share?
Ans: The 52-week high share price of Shriram Finance is Rs 730.45, and the 52-week low share price of Shriram Finance is Rs 493.35.

Q5. Does Shriram Finance pay dividends?
Ans: Currently, Shriram Finance pays dividends. Dividend yield of Shriram Finance is around 1.6595%.

Q6. What are the face value and book value of Shriram Finance shares?
Ans: The face value of Shriram Finance shares is Rs 2, while the book value per share of Shriram Finance is around Rs 310.4551. Face value is the nominal value set by the company, whereas book value reflects its accounting worth. 

Q7. What are the ROE and ROCE of Shriram Finance?
Ans: The ROE of Shriram Finance is 18.6393% and ROCE of Shriram Finance is 11.8648%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Shriram Finance a good buy for the long term?
Ans: The Shriram Finance long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Shriram Finance undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Shriram Finance appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Shriram Finance’s financials?
Ans: You can review Shriram Finance’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.

Last Updated on:
Brief about Shriram Finance
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