UCO Bank Stock Price Analysis and Quick Research Report. Is UCO Bank an attractive stock to invest in?

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how UCO Bank is performing and if it is the right time to buy the stock of UCO Bank with detailed analysis.

•  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. UCO Bank has earned Rs 25066.9114 Cr. revenue in the latest financial year. UCO Bank has posted outstanding revenue growth of 18.7178405510844% in last 3 Years.

• In terms of advances, UCO Bank reported 18.1916% YOY,  rise . If you see 3 years advance growth, it stands at 20.5560480195411%.

• Currently, UCO Bank has a CASA ratio of 35.8262%. It’s overall cost of liability stands at 4.7906 %. Also, the total deposits from these accounts stood at Rs 293542.1782 Cr.

• UCO Bank has a average ROA track record. The ROA of UCO Bank is at 0.7126%.

• The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of UCO Bank stood at 2.69% and 0.5% respectively as on the latest financial year.

• One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 9.78080660590555% which means it has increased from the previous year.

• Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of UCO Bank surged and is currently at Rs 4406.6343 Cr.

• UCO Bank has a Good Capital Adequacy Ratio of 18.45 .

• The best metric which provides insights about bank’s valuation is P/B ratio. Currently UCO Bank is trading at a P/B of 1.2726 . The historical average PB was 1.34907797178706.

One can find all the Financial Ratios of UCO Bank in Ticker for free. Also, one can get the intrinsic value of UCO Bank by using Valuation Calculators, which are available with a Finology ONE subscription. 

UCO Bank FAQs

Q1. What is UCO Bank share price today?
Ans: The current share price of UCO Bank is Rs 29.31.

Q2. What is the market capitalisation of UCO Bank?
Ans: UCO Bank has a market capitalisation of Rs 36753.447367449 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of UCO Bank?
Ans: The PE ratio of UCO Bank is 14.6932023260477 and the P/B ratio of UCO Bank is 1.27264359032252, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of UCO Bank share?
Ans: The 52-week high share price of UCO Bank is Rs 52, and the 52-week low share price of UCO Bank is Rs 26.81.

Q5. Does UCO Bank pay dividends?
Ans: Currently, UCO Bank pays dividends. Dividend yield of UCO Bank is around 1.3306%.

Q6. What are the face value and book value of UCO Bank shares?
Ans: The face value of UCO Bank shares is Rs 10, while the book value per share of UCO Bank is around Rs 23.0308. Face value is the nominal value set by the company, whereas book value reflects its accounting worth.

Q7. What are the ROE and ROCE of UCO Bank?
Ans: The ROE of UCO Bank is 9.3468% and ROCE of UCO Bank is 11.0382%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is UCO Bank a good buy for the long term?
Ans: The UCO Bank long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is UCO Bank undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the UCO Bank appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check UCO Bank’s financials?
Ans: You can review UCO Bank’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.