Union Bank Of India Stock Price Analysis and Quick Research Report. Is Union Bank Of India an attractive stock to invest in?
The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.
The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.
Let’s look at how Union Bank Of India is performing and if it is the right time to buy the stock of Union Bank Of India with detailed analysis.
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For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Union Bank Of India has earned Rs 107725.9729 Cr. revenue in the latest financial year. Union Bank Of India has posted outstanding revenue growth of 16.6064415341993% in last 3 Years.
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In terms of advances, Union Bank Of India reported 9.5016% YOY, rise . If you see 3 years advance growth, it stands at 12.9901930488248%.
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Currently, Union Bank Of India has a CASA ratio of 32.5502%. It’s overall cost of liability stands at 5.2736 %. Also, the total deposits from these accounts stood at Rs 1309749.5178 Cr.
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Union Bank Of India has a average ROA track record. The ROA of Union Bank Of India is at 1.244%.
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The Lender is efficiently managing it’s overall asset portfolio. The Gross NPA and Net NPA of Union Bank Of India stood at 3.6% and 0.63% respectively as on the latest financial year.
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One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is positive at 12.2522428874724% which means it has increased from the previous year.
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Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Union Bank Of India surged and is currently at Rs 19812.9144 Cr.
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Union Bank Of India has a Good Capital Adequacy Ratio of 18.02 .
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The best metric which provides insights about bank’s valuation is P/B ratio. Currently Union Bank Of India is trading at a P/B of 0.9269 . The historical average PB was 0.718032437919542.
One can find all the Financial Ratios of Union Bank Of India in Ticker for free. Also, one can get the intrinsic value of Union Bank Of India by using Valuation Calculators, which are available with a Finology ONE subscription.
Union Bank Of India FAQs
Q1. What is Union Bank Of India share price today?
Ans: The current share price of Union Bank Of India is Rs 133.72.
Q2. What is the market capitalisation of Union Bank Of India?
Ans: Union Bank Of India has a market capitalisation of Rs 102076.574176804 Cr., calculated based on its latest share price.
Q3. What are the P/E and P/B ratios of Union Bank Of India?
Ans: The PE ratio of Union Bank Of India is 5.54047839039407 and the P/B ratio of Union Bank Of India is 0.927693081499211, showing how the stock is valued against its earnings and book value.
Q4. What is the 52-week high and low of Union Bank Of India share?
Ans: The 52-week high share price of Union Bank Of India is Rs 158.65, and the 52-week low share price of Union Bank Of India is Rs 100.81.
Q5. Does Union Bank Of India pay dividends?
Ans: Currently, Union Bank Of India pays dividends. Dividend yield of Union Bank Of India is around 3.5554%.
Q6. What are the face value and book value of Union Bank Of India shares?
Ans: The face value of Union Bank Of India shares is Rs 10, while the book value per share of Union Bank Of India is around Rs 144.1425. Face value is the nominal value set by the company, whereas book value reflects its accounting worth.
Q7. What are the ROE and ROCE of Union Bank Of India?
Ans: The ROE of Union Bank Of India is 18.2387% and ROCE of Union Bank Of India is 21.0161%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.
Q8. Is Union Bank Of India a good buy for the long term?
Ans: The Union Bank Of India long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.
Q9. Is Union Bank Of India undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Union Bank Of India appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.
Q10. How to check Union Bank Of India’s financials?
Ans: You can review Union Bank Of India’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.