Yes Bank Stock Price Analysis and Quick Research Report. Is Yes Bank an attractive stock to invest in?

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Let’s look at how Yes Bank is performing and if it is the right time to buy the stock of Yes Bank with detailed analysis.

•  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Yes Bank has earned Rs 30894.9101 Cr. revenue in the latest financial year. Yes Bank has posted outstanding revenue growth of 17.5433461328947% in last 3 Years.

• In terms of advances, Yes Bank reported 8.0724% YOY,  rise . If you see 3 years advance growth, it stands at 10.7868295679687%.

• Currently, Yes Bank has a CASA ratio of 34.2606%. It’s overall cost of liability stands at 6.1637 %. Also, the total deposits from these accounts stood at Rs 284525.1333 Cr.

• Yes Bank has a Poor ROA track record. The ROA of Yes Bank is at 0.5805%.

• The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA of Yes Bank stood at 1.6% and 0.3% respectively as on the latest financial year.

• One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -42.4473202003432% which means it has decreased from the previous year.

• Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Yes Bank surged and is currently at Rs 5856.8631 Cr.

• Yes Bank has a Good Capital Adequacy Ratio of 15.6 .

• The best metric which provides insights about bank’s valuation is P/B ratio. Currently Yes Bank is trading at a P/B of 1.3543 . The historical average PB was 1.18238460256773.

One can find all the Financial Ratios of Yes Bank in Ticker for free. Also, one can get the intrinsic value of Yes Bank by using Valuation Calculators, which are available with a Finology ONE subscription. 

Yes Bank FAQs

Q1. What is Yes Bank share price today?
Ans: The current share price of Yes Bank is Rs 20.98.

Q2. What is the market capitalisation of Yes Bank?
Ans: Yes Bank has a market capitalisation of Rs 65816.06551782 Cr., calculated based on its latest share price.

Q3. What are the P/E and P/B ratios of Yes Bank?
Ans: The PE ratio of Yes Bank is 24.3359239067394 and the P/B ratio of Yes Bank is 1.3529810079644, showing how the stock is valued against its earnings and book value.

Q4. What is the 52-week high and low of Yes Bank share?
Ans: The 52-week high share price of Yes Bank is Rs 24.02, and the 52-week low share price of Yes Bank is Rs 16.02.

Q5. Does Yes Bank pay dividends?
Ans: Currently, Yes Bank does not pay dividends. Dividend yield of Yes Bank is around 0%.

Q6. What are the face value and book value of Yes Bank shares?
Ans: The face value of Yes Bank shares is Rs 2, while the book value per share of Yes Bank is around Rs 15.5065. Face value is the nominal value set by the company, whereas book value reflects its accounting worth.

Q7. What are the ROE and ROCE of Yes Bank?
Ans: The ROE of Yes Bank is 5.4184% and ROCE of Yes Bank is 7.6791%. ROE shows how efficiently the company is generating profit from shareholders’ equity, while the ROCE is reflects how efficiently the company uses its capital to generate returns.

Q8. Is Yes Bank a good buy for the long term?
Ans: The Yes Bank long-term outlook depends on debt levels, earnings growth, and sector trends. If it sustains profits and manages debt well, it may be considered for long-term investment.

Q9. Is Yes Bank undervalued or overvalued?
Ans: Based on valuation ratios like P/E, P/B, and EV/EBITDA, one can analyse whether the Yes Bank appears undervalued or overvalued at current levels. You can check detailed valuation metrics and peer comparisons on Finology Ticker.

Q10. How to check Yes Bank’s financials?
Ans: You can review Yes Bank’s financial statements - including balance sheet, income statement, and quarterly results - on Finology Ticker.