Yes Bank Stock Price Analysis and Quick Research Report. Is Yes Bank an attractive stock to invest in?

The Indian Banking sector is rising rapidly due to infrastructure spending, favorable government policy, rising disposable income and increasing consumerism and easier access to credit.

The banking industry is in boom with growing demand across India. But is it the right time to invest in banking stocks is the question to be asked? We can look into more details and dig a little deeper into the analysis of the stock.

Yes Bank stock price today is Rs 20.42. Let’s look at how Yes Bank is performing and if it is the right time to buy the stock of Yes Bank with detailed analysis.

•  For Banking companies, The primary source of Income is interest earned on various loans given to individuals and corporates. Yes Bank has earned Rs 27585.9383 Cr. revenue in the latest financial year. Yes Bank has posted decent revenue growth of 11.2370923049898 % in last 3 Years.

• In terms of advances, Yes Bank reported 12.0677 % YOY,  rise . If you see 3 years advance growth, it stands at 10.9272387849154 %.

• Currently, Yes Bank has a CASA ratio of 30.903 %. It’s overall cost of liability stands at 5.6282 %. Also, the total deposits of Yes Bank from these accounts stood at Rs 266372.1717 Cr.

• Yes Bank has a Poor ROA track record. The ROA of Yes Bank is at 0.3291 %.

• The Lender is efficiently  managing it’s overall asset portfolio. The Gross NPA and Net NPA stood at 1.73 % and 0.58 % respectively as on the latest financial year.

• One other important measure of banks’ financial health is provisioning coverage ratio. The YoY change in provision and contingencies is negative at -15.0263849467348 % which means it has decreased from the previous year.

• Non-Interest income or other incomes are very important for banks as it gives a regular source of income for bank with no additional risk. Other income of Yes Bank surged and is currently at Rs 5114.2988 Cr.

• Yes Bank has a Good Capital Adequacy Ratio of 15.4 .

• The best metric which provides insights about bank’s valuation is P/B ratio. Currently Yes Bank is trading at a P/B of 1.3403 . The historical average PB of Yes Bank was 1.21953520814585.

• Share Price: - The current share price of Yes Bank is Rs 20.42. One can use valuation calculators of ticker to know if Yes Bank share price is undervalued or overvalued.